▼ 0.50% · 3.625%
HK$15,216
−HK$955/mo
▼ 0.25% · 3.875%
HK$15,690
−HK$481/mo
Today · 4.125%
HK$16,171
baseline
▲ 0.50% · 4.625%
HK$17,155
+HK$984/mo
Deposit HK$3.34M · loan HK$3.34M · min. income ≈ HK$32,342/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$200,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,928
−HK$915/mo
▼ 0.25% · 3.875%
HK$17,382
−HK$461/mo
Today · 4.125%
HK$17,843
baseline
▲ 0.50% · 4.625%
HK$18,783
+HK$940/mo
Deposit HK$3.34M · loan HK$3.34M · min. income ≈ HK$35,686/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$200,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,738
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$17,259
−HK$529/mo
Today · 4.125%
HK$17,788
baseline
▲ 0.50% · 4.625%
HK$18,870
+HK$1,082/mo
Deposit HK$3.00M · loan HK$3.67M · min. income ≈ HK$35,576/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$200,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,621
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$19,120
−HK$507/mo
Today · 4.125%
HK$19,627
baseline
▲ 0.50% · 4.625%
HK$20,662
+HK$1,035/mo
Deposit HK$3.00M · loan HK$3.67M · min. income ≈ HK$39,254/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$200,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,260
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$18,828
−HK$577/mo
Today · 4.125%
HK$19,405
baseline
▲ 0.50% · 4.625%
HK$20,586
+HK$1,181/mo
Deposit HK$2.67M · loan HK$4.00M · min. income ≈ HK$38,810/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$200,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,314
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,859
−HK$552/mo
Today · 4.125%
HK$21,411
baseline
▲ 0.50% · 4.625%
HK$22,540
+HK$1,129/mo
Deposit HK$2.67M · loan HK$4.00M · min. income ≈ HK$42,822/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$200,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,781
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$20,397
−HK$625/mo
Today · 4.125%
HK$21,022
baseline
▲ 0.50% · 4.625%
HK$22,301
+HK$1,279/mo
Deposit HK$2.34M · loan HK$4.34M · min. income ≈ HK$42,044/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$200,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,007
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,597
−HK$599/mo
Today · 4.125%
HK$23,196
baseline
▲ 0.50% · 4.625%
HK$24,418
+HK$1,222/mo
Deposit HK$2.34M · loan HK$4.34M · min. income ≈ HK$46,392/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$200,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,303
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,966
−HK$673/mo
Today · 4.125%
HK$22,639
baseline
▲ 0.50% · 4.625%
HK$24,017
+HK$1,378/mo
Deposit HK$2.00M · loan HK$4.67M · min. income ≈ HK$45,278/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$200,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,699
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,335
−HK$645/mo
Today · 4.125%
HK$24,980
baseline
▲ 0.50% · 4.625%
HK$26,297
+HK$1,317/mo
Deposit HK$2.00M · loan HK$4.67M · min. income ≈ HK$49,960/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$200,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,825
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,535
−HK$721/mo
Today · 4.125%
HK$24,256
baseline
▲ 0.50% · 4.625%
HK$25,732
+HK$1,476/mo
Deposit HK$1.67M · loan HK$5.00M · min. income ≈ HK$48,512/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$200,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,392
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$26,073
−HK$691/mo
Today · 4.125%
HK$26,764
baseline
▲ 0.50% · 4.625%
HK$28,175
+HK$1,411/mo
Deposit HK$1.67M · loan HK$5.00M · min. income ≈ HK$53,528/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$200,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,346
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,104
−HK$769/mo
Today · 4.125%
HK$25,873
baseline
▲ 0.50% · 4.625%
HK$27,447
+HK$1,574/mo
Deposit HK$1.33M · loan HK$5.34M · min. income ≈ HK$51,746/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$200,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,085
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,812
−HK$736/mo
Today · 4.125%
HK$28,548
baseline
▲ 0.50% · 4.625%
HK$30,053
+HK$1,505/mo
Deposit HK$1.33M · loan HK$5.34M · min. income ≈ HK$57,096/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$200,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,868
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,673
−HK$817/mo
Today · 4.125%
HK$27,490
baseline
▲ 0.50% · 4.625%
HK$29,163
+HK$1,673/mo
Deposit HK$1.00M · loan HK$5.67M · min. income ≈ HK$54,980/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$200,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,778
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,550
−HK$783/mo
Today · 4.125%
HK$30,333
baseline
▲ 0.50% · 4.625%
HK$31,932
+HK$1,599/mo
Deposit HK$1.00M · loan HK$5.67M · min. income ≈ HK$60,666/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$200,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,390
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,242
−HK$865/mo
Today · 4.125%
HK$29,107
baseline
▲ 0.50% · 4.625%
HK$30,878
+HK$1,771/mo
Deposit HK$667K · loan HK$6.01M · min. income ≈ HK$58,214/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$200,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,471
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,288
−HK$829/mo
Today · 4.125%
HK$32,117
baseline
▲ 0.50% · 4.625%
HK$33,810
+HK$1,693/mo
Deposit HK$667K · loan HK$6.01M · min. income ≈ HK$64,234/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$200,195 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).