▼ 0.50% · 3.625%
HK$16,182
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$16,685
−HK$512/mo
Today · 4.125%
HK$17,197
baseline
▲ 0.50% · 4.625%
HK$18,243
+HK$1,046/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$34,394/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$212,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,002
−HK$973/mo
▼ 0.25% · 3.875%
HK$18,485
−HK$490/mo
Today · 4.125%
HK$18,975
baseline
▲ 0.50% · 4.625%
HK$19,975
+HK$1,000/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$37,950/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$212,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,800
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$18,354
−HK$562/mo
Today · 4.125%
HK$18,916
baseline
▲ 0.50% · 4.625%
HK$20,067
+HK$1,151/mo
Deposit HK$3.19M · loan HK$3.90M · min. income ≈ HK$37,832/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$212,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,803
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$20,334
−HK$538/mo
Today · 4.125%
HK$20,872
baseline
▲ 0.50% · 4.625%
HK$21,973
+HK$1,101/mo
Deposit HK$3.19M · loan HK$3.90M · min. income ≈ HK$41,744/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$212,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,418
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$20,022
−HK$614/mo
Today · 4.125%
HK$20,636
baseline
▲ 0.50% · 4.625%
HK$21,892
+HK$1,256/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$41,272/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$212,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,603
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,182
−HK$588/mo
Today · 4.125%
HK$22,770
baseline
▲ 0.50% · 4.625%
HK$23,970
+HK$1,200/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$45,540/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$212,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,037
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,691
−HK$665/mo
Today · 4.125%
HK$22,356
baseline
▲ 0.50% · 4.625%
HK$23,716
+HK$1,360/mo
Deposit HK$2.48M · loan HK$4.61M · min. income ≈ HK$44,712/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$212,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,403
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$24,031
−HK$636/mo
Today · 4.125%
HK$24,667
baseline
▲ 0.50% · 4.625%
HK$25,968
+HK$1,301/mo
Deposit HK$2.48M · loan HK$4.61M · min. income ≈ HK$49,334/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$212,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,655
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,360
−HK$716/mo
Today · 4.125%
HK$24,076
baseline
▲ 0.50% · 4.625%
HK$25,540
+HK$1,464/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$48,152/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,203
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,879
−HK$686/mo
Today · 4.125%
HK$26,565
baseline
▲ 0.50% · 4.625%
HK$27,965
+HK$1,400/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$53,130/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,273
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$25,028
−HK$767/mo
Today · 4.125%
HK$25,795
baseline
▲ 0.50% · 4.625%
HK$27,365
+HK$1,570/mo
Deposit HK$1.77M · loan HK$5.32M · min. income ≈ HK$51,590/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$212,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,004
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,728
−HK$734/mo
Today · 4.125%
HK$28,462
baseline
▲ 0.50% · 4.625%
HK$29,963
+HK$1,501/mo
Deposit HK$1.77M · loan HK$5.32M · min. income ≈ HK$56,924/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$212,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,891
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,697
−HK$818/mo
Today · 4.125%
HK$27,515
baseline
▲ 0.50% · 4.625%
HK$29,189
+HK$1,674/mo
Deposit HK$1.42M · loan HK$5.68M · min. income ≈ HK$55,030/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$212,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,804
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,576
−HK$784/mo
Today · 4.125%
HK$30,360
baseline
▲ 0.50% · 4.625%
HK$31,960
+HK$1,600/mo
Deposit HK$1.42M · loan HK$5.68M · min. income ≈ HK$60,720/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$212,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,509
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,365
−HK$870/mo
Today · 4.125%
HK$29,235
baseline
▲ 0.50% · 4.625%
HK$31,013
+HK$1,778/mo
Deposit HK$1.06M · loan HK$6.03M · min. income ≈ HK$58,470/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$212,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,604
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,425
−HK$832/mo
Today · 4.125%
HK$32,257
baseline
▲ 0.50% · 4.625%
HK$33,958
+HK$1,701/mo
Deposit HK$1.06M · loan HK$6.03M · min. income ≈ HK$64,514/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$212,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,128
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,034
−HK$920/mo
Today · 4.125%
HK$30,954
baseline
▲ 0.50% · 4.625%
HK$32,838
+HK$1,884/mo
Deposit HK$710K · loan HK$6.39M · min. income ≈ HK$61,908/mo (50% DSR)
Upfront cash ≈ HK$923K (deposit + AVD stamp duty HK$212,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,404
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,273
−HK$882/mo
Today · 4.125%
HK$34,155
baseline
▲ 0.50% · 4.625%
HK$35,955
+HK$1,800/mo
Deposit HK$710K · loan HK$6.39M · min. income ≈ HK$68,310/mo (50% DSR)
Upfront cash ≈ HK$923K (deposit + AVD stamp duty HK$212,898 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).