▼ 0.50% · 3.625%
HK$14,742
−HK$925/mo
▼ 0.25% · 3.875%
HK$15,201
−HK$466/mo
Today · 4.125%
HK$15,667
baseline
▲ 0.50% · 4.625%
HK$16,620
+HK$953/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$31,334/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$181,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,401
−HK$886/mo
▼ 0.25% · 3.875%
HK$16,841
−HK$446/mo
Today · 4.125%
HK$17,287
baseline
▲ 0.50% · 4.625%
HK$18,198
+HK$911/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$34,574/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$181,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,217
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$16,721
−HK$513/mo
Today · 4.125%
HK$17,234
baseline
▲ 0.50% · 4.625%
HK$18,282
+HK$1,048/mo
Deposit HK$2.91M · loan HK$3.56M · min. income ≈ HK$34,468/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$181,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,041
−HK$975/mo
▼ 0.25% · 3.875%
HK$18,525
−HK$491/mo
Today · 4.125%
HK$19,016
baseline
▲ 0.50% · 4.625%
HK$20,018
+HK$1,002/mo
Deposit HK$2.91M · loan HK$3.56M · min. income ≈ HK$38,032/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$181,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,691
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$18,241
−HK$559/mo
Today · 4.125%
HK$18,800
baseline
▲ 0.50% · 4.625%
HK$19,944
+HK$1,144/mo
Deposit HK$2.59M · loan HK$3.88M · min. income ≈ HK$37,600/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$181,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,681
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$20,209
−HK$535/mo
Today · 4.125%
HK$20,744
baseline
▲ 0.50% · 4.625%
HK$21,838
+HK$1,094/mo
Deposit HK$2.59M · loan HK$3.88M · min. income ≈ HK$41,488/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$181,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,165
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,761
−HK$606/mo
Today · 4.125%
HK$20,367
baseline
▲ 0.50% · 4.625%
HK$21,606
+HK$1,239/mo
Deposit HK$2.26M · loan HK$4.20M · min. income ≈ HK$40,734/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$181,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,321
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,893
−HK$580/mo
Today · 4.125%
HK$22,473
baseline
▲ 0.50% · 4.625%
HK$23,658
+HK$1,185/mo
Deposit HK$2.26M · loan HK$4.20M · min. income ≈ HK$44,946/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$181,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,639
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,281
−HK$653/mo
Today · 4.125%
HK$21,934
baseline
▲ 0.50% · 4.625%
HK$23,268
+HK$1,334/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$43,868/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$181,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,961
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,577
−HK$625/mo
Today · 4.125%
HK$24,202
baseline
▲ 0.50% · 4.625%
HK$25,477
+HK$1,275/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$48,404/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$181,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,114
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,802
−HK$698/mo
Today · 4.125%
HK$23,500
baseline
▲ 0.50% · 4.625%
HK$24,930
+HK$1,430/mo
Deposit HK$1.62M · loan HK$4.85M · min. income ≈ HK$47,000/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$181,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,601
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,261
−HK$669/mo
Today · 4.125%
HK$25,930
baseline
▲ 0.50% · 4.625%
HK$27,297
+HK$1,367/mo
Deposit HK$1.62M · loan HK$4.85M · min. income ≈ HK$51,860/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$181,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,588
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,322
−HK$745/mo
Today · 4.125%
HK$25,067
baseline
▲ 0.50% · 4.625%
HK$26,592
+HK$1,525/mo
Deposit HK$1.29M · loan HK$5.17M · min. income ≈ HK$50,134/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$181,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,241
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,945
−HK$714/mo
Today · 4.125%
HK$27,659
baseline
▲ 0.50% · 4.625%
HK$29,117
+HK$1,458/mo
Deposit HK$1.29M · loan HK$5.17M · min. income ≈ HK$55,318/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$181,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,062
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,842
−HK$792/mo
Today · 4.125%
HK$26,634
baseline
▲ 0.50% · 4.625%
HK$28,254
+HK$1,620/mo
Deposit HK$970K · loan HK$5.50M · min. income ≈ HK$53,268/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$181,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,881
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,629
−HK$759/mo
Today · 4.125%
HK$29,388
baseline
▲ 0.50% · 4.625%
HK$30,937
+HK$1,549/mo
Deposit HK$970K · loan HK$5.50M · min. income ≈ HK$58,776/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$181,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,536
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,362
−HK$838/mo
Today · 4.125%
HK$28,200
baseline
▲ 0.50% · 4.625%
HK$29,916
+HK$1,716/mo
Deposit HK$647K · loan HK$5.82M · min. income ≈ HK$56,400/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$181,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,521
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,313
−HK$803/mo
Today · 4.125%
HK$31,116
baseline
▲ 0.50% · 4.625%
HK$32,757
+HK$1,641/mo
Deposit HK$647K · loan HK$5.82M · min. income ≈ HK$62,232/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$181,526 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).