▼ 0.50% · 3.625%
HK$21,729
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,405
−HK$687/mo
Today · 4.125%
HK$23,092
baseline
▲ 0.50% · 4.625%
HK$24,497
+HK$1,405/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$46,184/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$322,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,174
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,822
−HK$658/mo
Today · 4.125%
HK$25,480
baseline
▲ 0.50% · 4.625%
HK$26,823
+HK$1,343/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$50,960/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$322,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,902
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,646
−HK$755/mo
Today · 4.125%
HK$25,401
baseline
▲ 0.50% · 4.625%
HK$26,947
+HK$1,546/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$50,802/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,591
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,304
−HK$724/mo
Today · 4.125%
HK$28,028
baseline
▲ 0.50% · 4.625%
HK$29,505
+HK$1,477/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$56,056/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,075
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,886
−HK$824/mo
Today · 4.125%
HK$27,710
baseline
▲ 0.50% · 4.625%
HK$29,397
+HK$1,687/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$55,420/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,008
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,786
−HK$790/mo
Today · 4.125%
HK$30,576
baseline
▲ 0.50% · 4.625%
HK$32,187
+HK$1,611/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$61,152/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,248
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,127
−HK$893/mo
Today · 4.125%
HK$30,020
baseline
▲ 0.50% · 4.625%
HK$31,846
+HK$1,826/mo
Deposit HK$3.34M · loan HK$6.19M · min. income ≈ HK$60,040/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$322,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,426
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,269
−HK$855/mo
Today · 4.125%
HK$33,124
baseline
▲ 0.50% · 4.625%
HK$34,870
+HK$1,746/mo
Deposit HK$3.34M · loan HK$6.19M · min. income ≈ HK$66,248/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$322,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,421
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,367
−HK$962/mo
Today · 4.125%
HK$32,329
baseline
▲ 0.50% · 4.625%
HK$34,296
+HK$1,967/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$64,658/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,843
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,751
−HK$921/mo
Today · 4.125%
HK$35,672
baseline
▲ 0.50% · 4.625%
HK$37,552
+HK$1,880/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$71,344/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,594
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,608
−HK$1,030/mo
Today · 4.125%
HK$34,638
baseline
▲ 0.50% · 4.625%
HK$36,746
+HK$2,108/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$69,276/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$322,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,261
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,233
−HK$987/mo
Today · 4.125%
HK$38,220
baseline
▲ 0.50% · 4.625%
HK$40,234
+HK$2,014/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$76,440/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$322,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,767
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,848
−HK$1,099/mo
Today · 4.125%
HK$36,947
baseline
▲ 0.50% · 4.625%
HK$39,195
+HK$2,248/mo
Deposit HK$1.91M · loan HK$7.62M · min. income ≈ HK$73,894/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,678
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,715
−HK$1,053/mo
Today · 4.125%
HK$40,768
baseline
▲ 0.50% · 4.625%
HK$42,917
+HK$2,149/mo
Deposit HK$1.91M · loan HK$7.62M · min. income ≈ HK$81,536/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,940
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$38,089
−HK$1,167/mo
Today · 4.125%
HK$39,256
baseline
▲ 0.50% · 4.625%
HK$41,645
+HK$2,389/mo
Deposit HK$1.43M · loan HK$8.10M · min. income ≈ HK$78,512/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,095
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$42,197
−HK$1,119/mo
Today · 4.125%
HK$43,316
baseline
▲ 0.50% · 4.625%
HK$45,599
+HK$2,283/mo
Deposit HK$1.43M · loan HK$8.10M · min. income ≈ HK$86,632/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,113
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,330
−HK$1,236/mo
Today · 4.125%
HK$41,566
baseline
▲ 0.50% · 4.625%
HK$44,095
+HK$2,529/mo
Deposit HK$953K · loan HK$8.58M · min. income ≈ HK$83,132/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$322,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,513
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$44,680
−HK$1,184/mo
Today · 4.125%
HK$45,864
baseline
▲ 0.50% · 4.625%
HK$48,281
+HK$2,417/mo
Deposit HK$953K · loan HK$8.58M · min. income ≈ HK$91,728/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$322,936 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).