▼ 0.50% · 3.625%
HK$22,333
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,027
−HK$706/mo
Today · 4.125%
HK$23,733
baseline
▲ 0.50% · 4.625%
HK$25,177
+HK$1,444/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$47,466/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,845
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,511
−HK$676/mo
Today · 4.125%
HK$26,187
baseline
▲ 0.50% · 4.625%
HK$27,568
+HK$1,381/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$52,374/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,566
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,330
−HK$776/mo
Today · 4.125%
HK$26,106
baseline
▲ 0.50% · 4.625%
HK$27,695
+HK$1,589/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$52,212/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$349,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,329
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,062
−HK$744/mo
Today · 4.125%
HK$28,806
baseline
▲ 0.50% · 4.625%
HK$30,324
+HK$1,518/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$57,612/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$349,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,799
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,633
−HK$847/mo
Today · 4.125%
HK$28,480
baseline
▲ 0.50% · 4.625%
HK$30,213
+HK$1,733/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$56,960/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,814
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,613
−HK$812/mo
Today · 4.125%
HK$31,425
baseline
▲ 0.50% · 4.625%
HK$33,081
+HK$1,656/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$62,850/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,032
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,936
−HK$917/mo
Today · 4.125%
HK$30,853
baseline
▲ 0.50% · 4.625%
HK$32,730
+HK$1,877/mo
Deposit HK$3.43M · loan HK$6.37M · min. income ≈ HK$61,706/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$349,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,298
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,165
−HK$878/mo
Today · 4.125%
HK$34,043
baseline
▲ 0.50% · 4.625%
HK$35,838
+HK$1,795/mo
Deposit HK$3.43M · loan HK$6.37M · min. income ≈ HK$68,086/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$349,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,266
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,238
−HK$988/mo
Today · 4.125%
HK$33,226
baseline
▲ 0.50% · 4.625%
HK$35,248
+HK$2,022/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$66,452/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,783
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,716
−HK$946/mo
Today · 4.125%
HK$36,662
baseline
▲ 0.50% · 4.625%
HK$38,595
+HK$1,933/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$73,324/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,499
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,541
−HK$1,059/mo
Today · 4.125%
HK$35,600
baseline
▲ 0.50% · 4.625%
HK$37,766
+HK$2,166/mo
Deposit HK$2.45M · loan HK$7.35M · min. income ≈ HK$71,200/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$349,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,267
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,267
−HK$1,014/mo
Today · 4.125%
HK$39,281
baseline
▲ 0.50% · 4.625%
HK$41,351
+HK$2,070/mo
Deposit HK$2.45M · loan HK$7.35M · min. income ≈ HK$78,562/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$349,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,732
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,844
−HK$1,129/mo
Today · 4.125%
HK$37,973
baseline
▲ 0.50% · 4.625%
HK$40,284
+HK$2,311/mo
Deposit HK$1.96M · loan HK$7.84M · min. income ≈ HK$75,946/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$349,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,752
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,818
−HK$1,081/mo
Today · 4.125%
HK$41,899
baseline
▲ 0.50% · 4.625%
HK$44,108
+HK$2,209/mo
Deposit HK$1.96M · loan HK$7.84M · min. income ≈ HK$83,798/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$349,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,966
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,146
−HK$1,200/mo
Today · 4.125%
HK$40,346
baseline
▲ 0.50% · 4.625%
HK$42,801
+HK$2,455/mo
Deposit HK$1.47M · loan HK$8.32M · min. income ≈ HK$80,692/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$349,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,236
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$43,369
−HK$1,149/mo
Today · 4.125%
HK$44,518
baseline
▲ 0.50% · 4.625%
HK$46,865
+HK$2,347/mo
Deposit HK$1.47M · loan HK$8.32M · min. income ≈ HK$89,036/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$349,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,199
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$41,449
−HK$1,271/mo
Today · 4.125%
HK$42,720
baseline
▲ 0.50% · 4.625%
HK$45,319
+HK$2,599/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$85,440/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,721
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$45,920
−HK$1,217/mo
Today · 4.125%
HK$47,137
baseline
▲ 0.50% · 4.625%
HK$49,622
+HK$2,485/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$94,274/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,393 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).