▼ 0.50% · 3.625%
HK$16,296
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$16,803
−HK$515/mo
Today · 4.125%
HK$17,318
baseline
▲ 0.50% · 4.625%
HK$18,372
+HK$1,054/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$34,636/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,130
−HK$979/mo
▼ 0.25% · 3.875%
HK$18,616
−HK$493/mo
Today · 4.125%
HK$19,109
baseline
▲ 0.50% · 4.625%
HK$20,116
+HK$1,007/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$38,218/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,926
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$18,484
−HK$566/mo
Today · 4.125%
HK$19,050
baseline
▲ 0.50% · 4.625%
HK$20,209
+HK$1,159/mo
Deposit HK$3.22M · loan HK$3.93M · min. income ≈ HK$38,100/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$214,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,943
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$20,478
−HK$542/mo
Today · 4.125%
HK$21,020
baseline
▲ 0.50% · 4.625%
HK$22,128
+HK$1,108/mo
Deposit HK$3.22M · loan HK$3.93M · min. income ≈ HK$42,040/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$214,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,556
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,164
−HK$618/mo
Today · 4.125%
HK$20,782
baseline
▲ 0.50% · 4.625%
HK$22,047
+HK$1,265/mo
Deposit HK$2.86M · loan HK$4.29M · min. income ≈ HK$41,564/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$214,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,756
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$22,339
−HK$592/mo
Today · 4.125%
HK$22,931
baseline
▲ 0.50% · 4.625%
HK$24,140
+HK$1,209/mo
Deposit HK$2.86M · loan HK$4.29M · min. income ≈ HK$45,862/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$214,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,185
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,844
−HK$670/mo
Today · 4.125%
HK$22,514
baseline
▲ 0.50% · 4.625%
HK$23,884
+HK$1,370/mo
Deposit HK$2.50M · loan HK$4.65M · min. income ≈ HK$45,028/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$214,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,569
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,201
−HK$641/mo
Today · 4.125%
HK$24,842
baseline
▲ 0.50% · 4.625%
HK$26,151
+HK$1,309/mo
Deposit HK$2.50M · loan HK$4.65M · min. income ≈ HK$49,684/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$214,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,815
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,525
−HK$721/mo
Today · 4.125%
HK$24,246
baseline
▲ 0.50% · 4.625%
HK$25,721
+HK$1,475/mo
Deposit HK$2.14M · loan HK$5.00M · min. income ≈ HK$48,492/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,382
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,062
−HK$691/mo
Today · 4.125%
HK$26,753
baseline
▲ 0.50% · 4.625%
HK$28,163
+HK$1,410/mo
Deposit HK$2.14M · loan HK$5.00M · min. income ≈ HK$53,506/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,445
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,205
−HK$773/mo
Today · 4.125%
HK$25,978
baseline
▲ 0.50% · 4.625%
HK$27,558
+HK$1,580/mo
Deposit HK$1.79M · loan HK$5.36M · min. income ≈ HK$51,956/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$214,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,195
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,924
−HK$740/mo
Today · 4.125%
HK$28,664
baseline
▲ 0.50% · 4.625%
HK$30,175
+HK$1,511/mo
Deposit HK$1.79M · loan HK$5.36M · min. income ≈ HK$57,328/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$214,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,074
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,885
−HK$824/mo
Today · 4.125%
HK$27,709
baseline
▲ 0.50% · 4.625%
HK$29,396
+HK$1,687/mo
Deposit HK$1.43M · loan HK$5.72M · min. income ≈ HK$55,418/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$214,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,008
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,785
−HK$790/mo
Today · 4.125%
HK$30,575
baseline
▲ 0.50% · 4.625%
HK$32,186
+HK$1,611/mo
Deposit HK$1.43M · loan HK$5.72M · min. income ≈ HK$61,150/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$214,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,704
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,566
−HK$875/mo
Today · 4.125%
HK$29,441
baseline
▲ 0.50% · 4.625%
HK$31,233
+HK$1,792/mo
Deposit HK$1.07M · loan HK$6.07M · min. income ≈ HK$58,882/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$214,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,820
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,647
−HK$839/mo
Today · 4.125%
HK$32,486
baseline
▲ 0.50% · 4.625%
HK$34,198
+HK$1,712/mo
Deposit HK$1.07M · loan HK$6.07M · min. income ≈ HK$64,972/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$214,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,334
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,246
−HK$927/mo
Today · 4.125%
HK$31,173
baseline
▲ 0.50% · 4.625%
HK$33,070
+HK$1,897/mo
Deposit HK$715K · loan HK$6.43M · min. income ≈ HK$62,346/mo (50% DSR)
Upfront cash ≈ HK$929K (deposit + AVD stamp duty HK$214,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,633
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,509
−HK$888/mo
Today · 4.125%
HK$34,397
baseline
▲ 0.50% · 4.625%
HK$36,210
+HK$1,813/mo
Deposit HK$715K · loan HK$6.43M · min. income ≈ HK$68,794/mo (50% DSR)
Upfront cash ≈ HK$929K (deposit + AVD stamp duty HK$214,404 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).