▼ 0.50% · 3.625%
HK$13,865
−HK$869/mo
▼ 0.25% · 3.875%
HK$14,296
−HK$438/mo
Today · 4.125%
HK$14,734
baseline
▲ 0.50% · 4.625%
HK$15,631
+HK$897/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$29,468/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$143,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,424
−HK$834/mo
▼ 0.25% · 3.875%
HK$15,838
−HK$420/mo
Today · 4.125%
HK$16,258
baseline
▲ 0.50% · 4.625%
HK$17,115
+HK$857/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$32,516/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$143,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,251
−HK$957/mo
▼ 0.25% · 3.875%
HK$15,726
−HK$482/mo
Today · 4.125%
HK$16,208
baseline
▲ 0.50% · 4.625%
HK$17,194
+HK$986/mo
Deposit HK$2.74M · loan HK$3.34M · min. income ≈ HK$32,416/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$143,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,967
−HK$916/mo
▼ 0.25% · 3.875%
HK$17,422
−HK$461/mo
Today · 4.125%
HK$17,883
baseline
▲ 0.50% · 4.625%
HK$18,826
+HK$943/mo
Deposit HK$2.74M · loan HK$3.34M · min. income ≈ HK$35,766/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$143,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,638
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$17,155
−HK$526/mo
Today · 4.125%
HK$17,681
baseline
▲ 0.50% · 4.625%
HK$18,757
+HK$1,076/mo
Deposit HK$2.43M · loan HK$3.65M · min. income ≈ HK$35,362/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$143,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,509
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$19,006
−HK$503/mo
Today · 4.125%
HK$19,509
baseline
▲ 0.50% · 4.625%
HK$20,538
+HK$1,029/mo
Deposit HK$2.43M · loan HK$3.65M · min. income ≈ HK$39,018/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$143,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,024
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$18,585
−HK$569/mo
Today · 4.125%
HK$19,154
baseline
▲ 0.50% · 4.625%
HK$20,320
+HK$1,166/mo
Deposit HK$2.13M · loan HK$3.95M · min. income ≈ HK$38,308/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$143,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,052
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$20,589
−HK$546/mo
Today · 4.125%
HK$21,135
baseline
▲ 0.50% · 4.625%
HK$22,249
+HK$1,114/mo
Deposit HK$2.13M · loan HK$3.95M · min. income ≈ HK$42,270/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$143,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,411
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$20,014
−HK$614/mo
Today · 4.125%
HK$20,628
baseline
▲ 0.50% · 4.625%
HK$21,883
+HK$1,255/mo
Deposit HK$1.82M · loan HK$4.26M · min. income ≈ HK$41,256/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$143,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,594
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,173
−HK$588/mo
Today · 4.125%
HK$22,761
baseline
▲ 0.50% · 4.625%
HK$23,960
+HK$1,199/mo
Deposit HK$1.82M · loan HK$4.26M · min. income ≈ HK$45,522/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$143,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,797
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$21,444
−HK$657/mo
Today · 4.125%
HK$22,101
baseline
▲ 0.50% · 4.625%
HK$23,446
+HK$1,345/mo
Deposit HK$1.52M · loan HK$4.56M · min. income ≈ HK$44,202/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$143,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,137
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,757
−HK$630/mo
Today · 4.125%
HK$24,387
baseline
▲ 0.50% · 4.625%
HK$25,672
+HK$1,285/mo
Deposit HK$1.52M · loan HK$4.56M · min. income ≈ HK$48,774/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$143,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,184
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,874
−HK$701/mo
Today · 4.125%
HK$23,575
baseline
▲ 0.50% · 4.625%
HK$25,009
+HK$1,434/mo
Deposit HK$1.22M · loan HK$4.86M · min. income ≈ HK$47,150/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$143,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,679
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,341
−HK$671/mo
Today · 4.125%
HK$26,012
baseline
▲ 0.50% · 4.625%
HK$27,383
+HK$1,371/mo
Deposit HK$1.22M · loan HK$4.86M · min. income ≈ HK$52,024/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$143,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,570
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,303
−HK$745/mo
Today · 4.125%
HK$25,048
baseline
▲ 0.50% · 4.625%
HK$26,572
+HK$1,524/mo
Deposit HK$912K · loan HK$5.17M · min. income ≈ HK$50,096/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$143,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,221
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,925
−HK$713/mo
Today · 4.125%
HK$27,638
baseline
▲ 0.50% · 4.625%
HK$29,095
+HK$1,457/mo
Deposit HK$912K · loan HK$5.17M · min. income ≈ HK$55,276/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$143,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,956
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,733
−HK$788/mo
Today · 4.125%
HK$26,521
baseline
▲ 0.50% · 4.625%
HK$28,135
+HK$1,614/mo
Deposit HK$608K · loan HK$5.47M · min. income ≈ HK$53,042/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$143,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,764
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,508
−HK$756/mo
Today · 4.125%
HK$29,264
baseline
▲ 0.50% · 4.625%
HK$30,806
+HK$1,542/mo
Deposit HK$608K · loan HK$5.47M · min. income ≈ HK$58,528/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$143,033 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).