▼ 0.50% · 3.625%
HK$17,118
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$17,650
−HK$541/mo
Today · 4.125%
HK$18,191
baseline
▲ 0.50% · 4.625%
HK$19,298
+HK$1,107/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$36,382/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,043
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$19,554
−HK$518/mo
Today · 4.125%
HK$20,072
baseline
▲ 0.50% · 4.625%
HK$21,130
+HK$1,058/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$40,144/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,829
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$19,415
−HK$595/mo
Today · 4.125%
HK$20,010
baseline
▲ 0.50% · 4.625%
HK$21,228
+HK$1,218/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$40,020/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$225,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,947
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$21,509
−HK$570/mo
Today · 4.125%
HK$22,079
baseline
▲ 0.50% · 4.625%
HK$23,243
+HK$1,164/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$44,158/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$225,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,541
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$21,180
−HK$649/mo
Today · 4.125%
HK$21,829
baseline
▲ 0.50% · 4.625%
HK$23,157
+HK$1,328/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$43,658/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,852
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,465
−HK$621/mo
Today · 4.125%
HK$24,086
baseline
▲ 0.50% · 4.625%
HK$25,356
+HK$1,270/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$48,172/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,253
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,945
−HK$703/mo
Today · 4.125%
HK$23,648
baseline
▲ 0.50% · 4.625%
HK$25,087
+HK$1,439/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$47,296/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$225,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,756
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,420
−HK$674/mo
Today · 4.125%
HK$26,094
baseline
▲ 0.50% · 4.625%
HK$27,469
+HK$1,375/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$52,188/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$225,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,965
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,710
−HK$757/mo
Today · 4.125%
HK$25,467
baseline
▲ 0.50% · 4.625%
HK$27,017
+HK$1,550/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$50,934/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,660
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,375
−HK$726/mo
Today · 4.125%
HK$28,101
baseline
▲ 0.50% · 4.625%
HK$29,582
+HK$1,481/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$56,202/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,676
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,475
−HK$811/mo
Today · 4.125%
HK$27,286
baseline
▲ 0.50% · 4.625%
HK$28,947
+HK$1,661/mo
Deposit HK$1.88M · loan HK$5.63M · min. income ≈ HK$54,572/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,565
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,331
−HK$777/mo
Today · 4.125%
HK$30,108
baseline
▲ 0.50% · 4.625%
HK$31,695
+HK$1,587/mo
Deposit HK$1.88M · loan HK$5.63M · min. income ≈ HK$60,216/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,388
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,240
−HK$866/mo
Today · 4.125%
HK$29,106
baseline
▲ 0.50% · 4.625%
HK$30,877
+HK$1,771/mo
Deposit HK$1.50M · loan HK$6.01M · min. income ≈ HK$58,212/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,469
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,286
−HK$829/mo
Today · 4.125%
HK$32,115
baseline
▲ 0.50% · 4.625%
HK$33,808
+HK$1,693/mo
Deposit HK$1.50M · loan HK$6.01M · min. income ≈ HK$64,230/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,100
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$30,005
−HK$920/mo
Today · 4.125%
HK$30,925
baseline
▲ 0.50% · 4.625%
HK$32,806
+HK$1,881/mo
Deposit HK$1.13M · loan HK$6.38M · min. income ≈ HK$61,850/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,373
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$33,242
−HK$880/mo
Today · 4.125%
HK$34,122
baseline
▲ 0.50% · 4.625%
HK$35,921
+HK$1,799/mo
Deposit HK$1.13M · loan HK$6.38M · min. income ≈ HK$68,244/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,812
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,770
−HK$974/mo
Today · 4.125%
HK$32,744
baseline
▲ 0.50% · 4.625%
HK$34,736
+HK$1,992/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$65,488/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$225,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,278
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,197
−HK$933/mo
Today · 4.125%
HK$36,130
baseline
▲ 0.50% · 4.625%
HK$38,034
+HK$1,904/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$72,260/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$225,206 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).