▼ 0.50% · 3.625%
HK$16,042
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$16,541
−HK$507/mo
Today · 4.125%
HK$17,048
baseline
▲ 0.50% · 4.625%
HK$18,085
+HK$1,037/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$34,096/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$211,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,846
−HK$964/mo
▼ 0.25% · 3.875%
HK$18,325
−HK$485/mo
Today · 4.125%
HK$18,810
baseline
▲ 0.50% · 4.625%
HK$19,802
+HK$992/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$37,620/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$211,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,646
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$18,195
−HK$557/mo
Today · 4.125%
HK$18,752
baseline
▲ 0.50% · 4.625%
HK$19,893
+HK$1,141/mo
Deposit HK$3.17M · loan HK$3.87M · min. income ≈ HK$37,504/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$211,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,631
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$20,157
−HK$534/mo
Today · 4.125%
HK$20,691
baseline
▲ 0.50% · 4.625%
HK$21,782
+HK$1,091/mo
Deposit HK$3.17M · loan HK$3.87M · min. income ≈ HK$41,382/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$211,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,250
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$19,849
−HK$608/mo
Today · 4.125%
HK$20,457
baseline
▲ 0.50% · 4.625%
HK$21,702
+HK$1,245/mo
Deposit HK$2.81M · loan HK$4.22M · min. income ≈ HK$40,914/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,415
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$21,990
−HK$583/mo
Today · 4.125%
HK$22,573
baseline
▲ 0.50% · 4.625%
HK$23,762
+HK$1,189/mo
Deposit HK$2.81M · loan HK$4.22M · min. income ≈ HK$45,146/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,854
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,503
−HK$659/mo
Today · 4.125%
HK$22,162
baseline
▲ 0.50% · 4.625%
HK$23,510
+HK$1,348/mo
Deposit HK$2.46M · loan HK$4.57M · min. income ≈ HK$44,324/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$211,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,200
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,822
−HK$632/mo
Today · 4.125%
HK$24,454
baseline
▲ 0.50% · 4.625%
HK$25,743
+HK$1,289/mo
Deposit HK$2.46M · loan HK$4.57M · min. income ≈ HK$48,908/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$211,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,458
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,157
−HK$710/mo
Today · 4.125%
HK$23,867
baseline
▲ 0.50% · 4.625%
HK$25,319
+HK$1,452/mo
Deposit HK$2.11M · loan HK$4.92M · min. income ≈ HK$47,734/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$211,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,985
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,655
−HK$680/mo
Today · 4.125%
HK$26,335
baseline
▲ 0.50% · 4.625%
HK$27,723
+HK$1,388/mo
Deposit HK$2.11M · loan HK$4.92M · min. income ≈ HK$52,670/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$211,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,063
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,811
−HK$761/mo
Today · 4.125%
HK$25,572
baseline
▲ 0.50% · 4.625%
HK$27,127
+HK$1,555/mo
Deposit HK$1.76M · loan HK$5.28M · min. income ≈ HK$51,144/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$211,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,769
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,487
−HK$729/mo
Today · 4.125%
HK$28,216
baseline
▲ 0.50% · 4.625%
HK$29,703
+HK$1,487/mo
Deposit HK$1.76M · loan HK$5.28M · min. income ≈ HK$56,432/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$211,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,667
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,465
−HK$811/mo
Today · 4.125%
HK$27,276
baseline
▲ 0.50% · 4.625%
HK$28,936
+HK$1,660/mo
Deposit HK$1.41M · loan HK$5.63M · min. income ≈ HK$54,552/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$211,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,554
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,320
−HK$777/mo
Today · 4.125%
HK$30,097
baseline
▲ 0.50% · 4.625%
HK$31,683
+HK$1,586/mo
Deposit HK$1.41M · loan HK$5.63M · min. income ≈ HK$60,194/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$211,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,271
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,119
−HK$862/mo
Today · 4.125%
HK$28,981
baseline
▲ 0.50% · 4.625%
HK$30,744
+HK$1,763/mo
Deposit HK$1.06M · loan HK$5.98M · min. income ≈ HK$57,962/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$211,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,339
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,152
−HK$826/mo
Today · 4.125%
HK$31,978
baseline
▲ 0.50% · 4.625%
HK$33,663
+HK$1,685/mo
Deposit HK$1.06M · loan HK$5.98M · min. income ≈ HK$63,956/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$211,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,875
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,773
−HK$913/mo
Today · 4.125%
HK$30,686
baseline
▲ 0.50% · 4.625%
HK$32,553
+HK$1,867/mo
Deposit HK$704K · loan HK$6.33M · min. income ≈ HK$61,372/mo (50% DSR)
Upfront cash ≈ HK$915K (deposit + AVD stamp duty HK$211,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,123
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$32,985
−HK$874/mo
Today · 4.125%
HK$33,859
baseline
▲ 0.50% · 4.625%
HK$35,643
+HK$1,784/mo
Deposit HK$704K · loan HK$6.33M · min. income ≈ HK$67,718/mo (50% DSR)
Upfront cash ≈ HK$915K (deposit + AVD stamp duty HK$211,052 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).