▼ 0.50% · 3.625%
HK$16,487
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$16,999
−HK$521/mo
Today · 4.125%
HK$17,520
baseline
▲ 0.50% · 4.625%
HK$18,586
+HK$1,066/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$35,040/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,341
−HK$991/mo
▼ 0.25% · 3.875%
HK$18,833
−HK$499/mo
Today · 4.125%
HK$19,332
baseline
▲ 0.50% · 4.625%
HK$20,351
+HK$1,019/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$38,664/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,135
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$18,699
−HK$573/mo
Today · 4.125%
HK$19,272
baseline
▲ 0.50% · 4.625%
HK$20,445
+HK$1,173/mo
Deposit HK$3.25M · loan HK$3.98M · min. income ≈ HK$38,544/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,175
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$20,716
−HK$549/mo
Today · 4.125%
HK$21,265
baseline
▲ 0.50% · 4.625%
HK$22,386
+HK$1,121/mo
Deposit HK$3.25M · loan HK$3.98M · min. income ≈ HK$42,530/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,784
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,399
−HK$625/mo
Today · 4.125%
HK$21,024
baseline
▲ 0.50% · 4.625%
HK$22,304
+HK$1,280/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$42,048/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,009
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,600
−HK$598/mo
Today · 4.125%
HK$23,198
baseline
▲ 0.50% · 4.625%
HK$24,421
+HK$1,223/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$46,396/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,432
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,099
−HK$678/mo
Today · 4.125%
HK$22,777
baseline
▲ 0.50% · 4.625%
HK$24,162
+HK$1,385/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$45,554/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$216,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,843
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,483
−HK$649/mo
Today · 4.125%
HK$25,132
baseline
▲ 0.50% · 4.625%
HK$26,456
+HK$1,324/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$50,264/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$216,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,081
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,799
−HK$730/mo
Today · 4.125%
HK$24,529
baseline
▲ 0.50% · 4.625%
HK$26,021
+HK$1,492/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$49,058/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$216,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,678
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$26,366
−HK$699/mo
Today · 4.125%
HK$27,065
baseline
▲ 0.50% · 4.625%
HK$28,491
+HK$1,426/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$54,130/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$216,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,730
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,499
−HK$782/mo
Today · 4.125%
HK$26,281
baseline
▲ 0.50% · 4.625%
HK$27,880
+HK$1,599/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$52,562/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,512
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,250
−HK$748/mo
Today · 4.125%
HK$28,998
baseline
▲ 0.50% · 4.625%
HK$30,527
+HK$1,529/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$57,996/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,378
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,199
−HK$834/mo
Today · 4.125%
HK$28,033
baseline
▲ 0.50% · 4.625%
HK$29,738
+HK$1,705/mo
Deposit HK$1.45M · loan HK$5.78M · min. income ≈ HK$56,066/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,346
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,133
−HK$798/mo
Today · 4.125%
HK$30,931
baseline
▲ 0.50% · 4.625%
HK$32,562
+HK$1,631/mo
Deposit HK$1.45M · loan HK$5.78M · min. income ≈ HK$61,862/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,027
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$28,899
−HK$886/mo
Today · 4.125%
HK$29,785
baseline
▲ 0.50% · 4.625%
HK$31,597
+HK$1,812/mo
Deposit HK$1.08M · loan HK$6.15M · min. income ≈ HK$59,570/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,180
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$32,016
−HK$848/mo
Today · 4.125%
HK$32,864
baseline
▲ 0.50% · 4.625%
HK$34,597
+HK$1,733/mo
Deposit HK$1.08M · loan HK$6.15M · min. income ≈ HK$65,728/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,676
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$30,599
−HK$938/mo
Today · 4.125%
HK$31,537
baseline
▲ 0.50% · 4.625%
HK$33,456
+HK$1,919/mo
Deposit HK$723K · loan HK$6.51M · min. income ≈ HK$63,074/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$216,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,014
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,899
−HK$899/mo
Today · 4.125%
HK$34,798
baseline
▲ 0.50% · 4.625%
HK$36,632
+HK$1,834/mo
Deposit HK$723K · loan HK$6.51M · min. income ≈ HK$69,596/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$216,904 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).