▼ 0.50% · 3.625%
HK$2,498
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,576
−HK$79/mo
Today · 4.125%
HK$2,655
baseline
▲ 0.50% · 4.625%
HK$2,816
+HK$161/mo
Deposit HK$548K · loan HK$548K · min. income ≈ HK$5,310/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,779
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,854
−HK$75/mo
Today · 4.125%
HK$2,929
baseline
▲ 0.50% · 4.625%
HK$3,084
+HK$155/mo
Deposit HK$548K · loan HK$548K · min. income ≈ HK$5,858/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,748
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,833
−HK$87/mo
Today · 4.125%
HK$2,920
baseline
▲ 0.50% · 4.625%
HK$3,098
+HK$178/mo
Deposit HK$493K · loan HK$603K · min. income ≈ HK$5,840/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,057
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,139
−HK$83/mo
Today · 4.125%
HK$3,222
baseline
▲ 0.50% · 4.625%
HK$3,392
+HK$170/mo
Deposit HK$493K · loan HK$603K · min. income ≈ HK$6,444/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,998
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,091
−HK$95/mo
Today · 4.125%
HK$3,186
baseline
▲ 0.50% · 4.625%
HK$3,380
+HK$194/mo
Deposit HK$438K · loan HK$657K · min. income ≈ HK$6,372/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,335
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,424
−HK$91/mo
Today · 4.125%
HK$3,515
baseline
▲ 0.50% · 4.625%
HK$3,701
+HK$186/mo
Deposit HK$438K · loan HK$657K · min. income ≈ HK$7,030/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,248
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,349
−HK$102/mo
Today · 4.125%
HK$3,451
baseline
▲ 0.50% · 4.625%
HK$3,661
+HK$210/mo
Deposit HK$383K · loan HK$712K · min. income ≈ HK$6,902/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,613
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,710
−HK$98/mo
Today · 4.125%
HK$3,808
baseline
▲ 0.50% · 4.625%
HK$4,009
+HK$201/mo
Deposit HK$383K · loan HK$712K · min. income ≈ HK$7,616/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,497
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,606
−HK$111/mo
Today · 4.125%
HK$3,717
baseline
▲ 0.50% · 4.625%
HK$3,943
+HK$226/mo
Deposit HK$329K · loan HK$767K · min. income ≈ HK$7,434/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,891
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,995
−HK$106/mo
Today · 4.125%
HK$4,101
baseline
▲ 0.50% · 4.625%
HK$4,317
+HK$216/mo
Deposit HK$329K · loan HK$767K · min. income ≈ HK$8,202/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,747
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,864
−HK$118/mo
Today · 4.125%
HK$3,982
baseline
▲ 0.50% · 4.625%
HK$4,225
+HK$243/mo
Deposit HK$274K · loan HK$822K · min. income ≈ HK$7,964/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,169
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,281
−HK$113/mo
Today · 4.125%
HK$4,394
baseline
▲ 0.50% · 4.625%
HK$4,626
+HK$232/mo
Deposit HK$274K · loan HK$822K · min. income ≈ HK$8,788/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,997
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,121
−HK$127/mo
Today · 4.125%
HK$4,248
baseline
▲ 0.50% · 4.625%
HK$4,506
+HK$258/mo
Deposit HK$219K · loan HK$876K · min. income ≈ HK$8,496/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,447
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,566
−HK$121/mo
Today · 4.125%
HK$4,687
baseline
▲ 0.50% · 4.625%
HK$4,934
+HK$247/mo
Deposit HK$219K · loan HK$876K · min. income ≈ HK$9,374/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,247
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,379
−HK$134/mo
Today · 4.125%
HK$4,513
baseline
▲ 0.50% · 4.625%
HK$4,788
+HK$275/mo
Deposit HK$164K · loan HK$931K · min. income ≈ HK$9,026/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,725
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,851
−HK$129/mo
Today · 4.125%
HK$4,980
baseline
▲ 0.50% · 4.625%
HK$5,242
+HK$262/mo
Deposit HK$164K · loan HK$931K · min. income ≈ HK$9,960/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,497
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,637
−HK$142/mo
Today · 4.125%
HK$4,779
baseline
▲ 0.50% · 4.625%
HK$5,069
+HK$290/mo
Deposit HK$110K · loan HK$986K · min. income ≈ HK$9,558/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,003
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,137
−HK$136/mo
Today · 4.125%
HK$5,273
baseline
▲ 0.50% · 4.625%
HK$5,551
+HK$278/mo
Deposit HK$110K · loan HK$986K · min. income ≈ HK$10,546/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).