▼ 0.50% · 3.625%
HK$3,853
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,973
−HK$121/mo
Today · 4.125%
HK$4,094
baseline
▲ 0.50% · 4.625%
HK$4,343
+HK$249/mo
Deposit HK$845K · loan HK$845K · min. income ≈ HK$8,188/mo (50% DSR)
Upfront cash ≈ HK$845K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,286
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,401
−HK$117/mo
Today · 4.125%
HK$4,518
baseline
▲ 0.50% · 4.625%
HK$4,756
+HK$238/mo
Deposit HK$845K · loan HK$845K · min. income ≈ HK$9,036/mo (50% DSR)
Upfront cash ≈ HK$845K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,238
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,370
−HK$134/mo
Today · 4.125%
HK$4,504
baseline
▲ 0.50% · 4.625%
HK$4,778
+HK$274/mo
Deposit HK$760K · loan HK$929K · min. income ≈ HK$9,008/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,715
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,841
−HK$128/mo
Today · 4.125%
HK$4,969
baseline
▲ 0.50% · 4.625%
HK$5,231
+HK$262/mo
Deposit HK$760K · loan HK$929K · min. income ≈ HK$9,938/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,623
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,767
−HK$146/mo
Today · 4.125%
HK$4,913
baseline
▲ 0.50% · 4.625%
HK$5,212
+HK$299/mo
Deposit HK$676K · loan HK$1.01M · min. income ≈ HK$9,826/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,143
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,281
−HK$140/mo
Today · 4.125%
HK$5,421
baseline
▲ 0.50% · 4.625%
HK$5,707
+HK$286/mo
Deposit HK$676K · loan HK$1.01M · min. income ≈ HK$10,842/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,008
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,164
−HK$159/mo
Today · 4.125%
HK$5,323
baseline
▲ 0.50% · 4.625%
HK$5,646
+HK$323/mo
Deposit HK$591K · loan HK$1.10M · min. income ≈ HK$10,646/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,572
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,721
−HK$152/mo
Today · 4.125%
HK$5,873
baseline
▲ 0.50% · 4.625%
HK$6,183
+HK$310/mo
Deposit HK$591K · loan HK$1.10M · min. income ≈ HK$11,746/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,394
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,562
−HK$170/mo
Today · 4.125%
HK$5,732
baseline
▲ 0.50% · 4.625%
HK$6,081
+HK$349/mo
Deposit HK$507K · loan HK$1.18M · min. income ≈ HK$11,464/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,001
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,161
−HK$164/mo
Today · 4.125%
HK$6,325
baseline
▲ 0.50% · 4.625%
HK$6,658
+HK$333/mo
Deposit HK$507K · loan HK$1.18M · min. income ≈ HK$12,650/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,779
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,959
−HK$182/mo
Today · 4.125%
HK$6,141
baseline
▲ 0.50% · 4.625%
HK$6,515
+HK$374/mo
Deposit HK$422K · loan HK$1.27M · min. income ≈ HK$12,282/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,429
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,602
−HK$174/mo
Today · 4.125%
HK$6,776
baseline
▲ 0.50% · 4.625%
HK$7,134
+HK$358/mo
Deposit HK$422K · loan HK$1.27M · min. income ≈ HK$13,552/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,164
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,356
−HK$195/mo
Today · 4.125%
HK$6,551
baseline
▲ 0.50% · 4.625%
HK$6,949
+HK$398/mo
Deposit HK$338K · loan HK$1.35M · min. income ≈ HK$13,102/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,858
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,042
−HK$186/mo
Today · 4.125%
HK$7,228
baseline
▲ 0.50% · 4.625%
HK$7,609
+HK$381/mo
Deposit HK$338K · loan HK$1.35M · min. income ≈ HK$14,456/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,550
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,753
−HK$207/mo
Today · 4.125%
HK$6,960
baseline
▲ 0.50% · 4.625%
HK$7,384
+HK$424/mo
Deposit HK$253K · loan HK$1.44M · min. income ≈ HK$13,920/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,286
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,482
−HK$198/mo
Today · 4.125%
HK$7,680
baseline
▲ 0.50% · 4.625%
HK$8,085
+HK$405/mo
Deposit HK$253K · loan HK$1.44M · min. income ≈ HK$15,360/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,935
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,151
−HK$219/mo
Today · 4.125%
HK$7,370
baseline
▲ 0.50% · 4.625%
HK$7,818
+HK$448/mo
Deposit HK$169K · loan HK$1.52M · min. income ≈ HK$14,740/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,715
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,922
−HK$210/mo
Today · 4.125%
HK$8,132
baseline
▲ 0.50% · 4.625%
HK$8,560
+HK$428/mo
Deposit HK$169K · loan HK$1.52M · min. income ≈ HK$16,264/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).