▼ 0.50% · 3.625%
HK$2,617
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,699
−HK$82/mo
Today · 4.125%
HK$2,781
baseline
▲ 0.50% · 4.625%
HK$2,951
+HK$170/mo
Deposit HK$574K · loan HK$574K · min. income ≈ HK$5,562/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,912
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,990
−HK$79/mo
Today · 4.125%
HK$3,069
baseline
▲ 0.50% · 4.625%
HK$3,231
+HK$162/mo
Deposit HK$574K · loan HK$574K · min. income ≈ HK$6,138/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,879
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,968
−HK$91/mo
Today · 4.125%
HK$3,059
baseline
▲ 0.50% · 4.625%
HK$3,246
+HK$187/mo
Deposit HK$516K · loan HK$631K · min. income ≈ HK$6,118/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,203
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,289
−HK$87/mo
Today · 4.125%
HK$3,376
baseline
▲ 0.50% · 4.625%
HK$3,554
+HK$178/mo
Deposit HK$516K · loan HK$631K · min. income ≈ HK$6,752/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,141
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,238
−HK$100/mo
Today · 4.125%
HK$3,338
baseline
▲ 0.50% · 4.625%
HK$3,541
+HK$203/mo
Deposit HK$459K · loan HK$689K · min. income ≈ HK$6,676/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,494
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,588
−HK$95/mo
Today · 4.125%
HK$3,683
baseline
▲ 0.50% · 4.625%
HK$3,877
+HK$194/mo
Deposit HK$459K · loan HK$689K · min. income ≈ HK$7,366/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,402
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,508
−HK$108/mo
Today · 4.125%
HK$3,616
baseline
▲ 0.50% · 4.625%
HK$3,836
+HK$220/mo
Deposit HK$402K · loan HK$746K · min. income ≈ HK$7,232/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,785
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,887
−HK$103/mo
Today · 4.125%
HK$3,990
baseline
▲ 0.50% · 4.625%
HK$4,200
+HK$210/mo
Deposit HK$402K · loan HK$746K · min. income ≈ HK$7,980/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,664
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,778
−HK$116/mo
Today · 4.125%
HK$3,894
baseline
▲ 0.50% · 4.625%
HK$4,131
+HK$237/mo
Deposit HK$344K · loan HK$803K · min. income ≈ HK$7,788/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,076
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,186
−HK$110/mo
Today · 4.125%
HK$4,296
baseline
▲ 0.50% · 4.625%
HK$4,523
+HK$227/mo
Deposit HK$344K · loan HK$803K · min. income ≈ HK$8,592/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,926
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,048
−HK$124/mo
Today · 4.125%
HK$4,172
baseline
▲ 0.50% · 4.625%
HK$4,426
+HK$254/mo
Deposit HK$287K · loan HK$861K · min. income ≈ HK$8,344/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,367
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,484
−HK$119/mo
Today · 4.125%
HK$4,603
baseline
▲ 0.50% · 4.625%
HK$4,846
+HK$243/mo
Deposit HK$287K · loan HK$861K · min. income ≈ HK$9,206/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,187
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,318
−HK$132/mo
Today · 4.125%
HK$4,450
baseline
▲ 0.50% · 4.625%
HK$4,721
+HK$271/mo
Deposit HK$230K · loan HK$918K · min. income ≈ HK$8,900/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,658
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,783
−HK$127/mo
Today · 4.125%
HK$4,910
baseline
▲ 0.50% · 4.625%
HK$5,169
+HK$259/mo
Deposit HK$230K · loan HK$918K · min. income ≈ HK$9,820/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,449
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,588
−HK$140/mo
Today · 4.125%
HK$4,728
baseline
▲ 0.50% · 4.625%
HK$5,016
+HK$288/mo
Deposit HK$172K · loan HK$976K · min. income ≈ HK$9,456/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,950
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,082
−HK$135/mo
Today · 4.125%
HK$5,217
baseline
▲ 0.50% · 4.625%
HK$5,492
+HK$275/mo
Deposit HK$172K · loan HK$976K · min. income ≈ HK$10,434/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,711
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,857
−HK$149/mo
Today · 4.125%
HK$5,006
baseline
▲ 0.50% · 4.625%
HK$5,311
+HK$305/mo
Deposit HK$115K · loan HK$1.03M · min. income ≈ HK$10,012/mo (50% DSR)
Upfront cash ≈ HK$115K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,241
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,381
−HK$143/mo
Today · 4.125%
HK$5,524
baseline
▲ 0.50% · 4.625%
HK$5,815
+HK$291/mo
Deposit HK$115K · loan HK$1.03M · min. income ≈ HK$11,048/mo (50% DSR)
Upfront cash ≈ HK$115K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).