▼ 0.50% · 3.625%
HK$2,826
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,914
−HK$89/mo
Today · 4.125%
HK$3,003
baseline
▲ 0.50% · 4.625%
HK$3,186
+HK$183/mo
Deposit HK$620K · loan HK$620K · min. income ≈ HK$6,006/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,144
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,228
−HK$86/mo
Today · 4.125%
HK$3,314
baseline
▲ 0.50% · 4.625%
HK$3,489
+HK$175/mo
Deposit HK$620K · loan HK$620K · min. income ≈ HK$6,628/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,109
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,205
−HK$99/mo
Today · 4.125%
HK$3,304
baseline
▲ 0.50% · 4.625%
HK$3,505
+HK$201/mo
Deposit HK$558K · loan HK$682K · min. income ≈ HK$6,608/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,458
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,551
−HK$94/mo
Today · 4.125%
HK$3,645
baseline
▲ 0.50% · 4.625%
HK$3,837
+HK$192/mo
Deposit HK$558K · loan HK$682K · min. income ≈ HK$7,290/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,391
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,497
−HK$107/mo
Today · 4.125%
HK$3,604
baseline
▲ 0.50% · 4.625%
HK$3,823
+HK$219/mo
Deposit HK$496K · loan HK$744K · min. income ≈ HK$7,208/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,773
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,874
−HK$103/mo
Today · 4.125%
HK$3,977
baseline
▲ 0.50% · 4.625%
HK$4,186
+HK$209/mo
Deposit HK$496K · loan HK$744K · min. income ≈ HK$7,954/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,674
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,788
−HK$116/mo
Today · 4.125%
HK$3,904
baseline
▲ 0.50% · 4.625%
HK$4,142
+HK$238/mo
Deposit HK$434K · loan HK$806K · min. income ≈ HK$7,808/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,087
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,197
−HK$111/mo
Today · 4.125%
HK$4,308
baseline
▲ 0.50% · 4.625%
HK$4,535
+HK$227/mo
Deposit HK$434K · loan HK$806K · min. income ≈ HK$8,616/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,957
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,080
−HK$125/mo
Today · 4.125%
HK$4,205
baseline
▲ 0.50% · 4.625%
HK$4,461
+HK$256/mo
Deposit HK$372K · loan HK$868K · min. income ≈ HK$8,410/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,402
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,520
−HK$119/mo
Today · 4.125%
HK$4,639
baseline
▲ 0.50% · 4.625%
HK$4,884
+HK$245/mo
Deposit HK$372K · loan HK$868K · min. income ≈ HK$9,278/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,239
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,371
−HK$134/mo
Today · 4.125%
HK$4,505
baseline
▲ 0.50% · 4.625%
HK$4,779
+HK$274/mo
Deposit HK$310K · loan HK$930K · min. income ≈ HK$9,010/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,716
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,843
−HK$128/mo
Today · 4.125%
HK$4,971
baseline
▲ 0.50% · 4.625%
HK$5,233
+HK$262/mo
Deposit HK$310K · loan HK$930K · min. income ≈ HK$9,942/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,522
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,662
−HK$143/mo
Today · 4.125%
HK$4,805
baseline
▲ 0.50% · 4.625%
HK$5,098
+HK$293/mo
Deposit HK$248K · loan HK$992K · min. income ≈ HK$9,610/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,030
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,165
−HK$137/mo
Today · 4.125%
HK$5,302
baseline
▲ 0.50% · 4.625%
HK$5,582
+HK$280/mo
Deposit HK$248K · loan HK$992K · min. income ≈ HK$10,604/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,804
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,954
−HK$152/mo
Today · 4.125%
HK$5,106
baseline
▲ 0.50% · 4.625%
HK$5,416
+HK$310/mo
Deposit HK$186K · loan HK$1.05M · min. income ≈ HK$10,212/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,345
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,488
−HK$146/mo
Today · 4.125%
HK$5,634
baseline
▲ 0.50% · 4.625%
HK$5,931
+HK$297/mo
Deposit HK$186K · loan HK$1.05M · min. income ≈ HK$11,268/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,087
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,245
−HK$161/mo
Today · 4.125%
HK$5,406
baseline
▲ 0.50% · 4.625%
HK$5,735
+HK$329/mo
Deposit HK$124K · loan HK$1.12M · min. income ≈ HK$10,812/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,659
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,811
−HK$154/mo
Today · 4.125%
HK$5,965
baseline
▲ 0.50% · 4.625%
HK$6,279
+HK$314/mo
Deposit HK$124K · loan HK$1.12M · min. income ≈ HK$11,930/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).