▼ 0.50% · 3.625%
HK$2,216
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,285
−HK$70/mo
Today · 4.125%
HK$2,355
baseline
▲ 0.50% · 4.625%
HK$2,498
+HK$143/mo
Deposit HK$486K · loan HK$486K · min. income ≈ HK$4,710/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,465
−HK$134/mo
▼ 0.25% · 3.875%
HK$2,532
−HK$67/mo
Today · 4.125%
HK$2,599
baseline
▲ 0.50% · 4.625%
HK$2,736
+HK$137/mo
Deposit HK$486K · loan HK$486K · min. income ≈ HK$5,198/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,438
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,514
−HK$77/mo
Today · 4.125%
HK$2,591
baseline
▲ 0.50% · 4.625%
HK$2,748
+HK$157/mo
Deposit HK$437K · loan HK$535K · min. income ≈ HK$5,182/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,712
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,785
−HK$73/mo
Today · 4.125%
HK$2,858
baseline
▲ 0.50% · 4.625%
HK$3,009
+HK$151/mo
Deposit HK$437K · loan HK$535K · min. income ≈ HK$5,716/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,659
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,742
−HK$84/mo
Today · 4.125%
HK$2,826
baseline
▲ 0.50% · 4.625%
HK$2,998
+HK$172/mo
Deposit HK$389K · loan HK$583K · min. income ≈ HK$5,652/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,959
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,038
−HK$80/mo
Today · 4.125%
HK$3,118
baseline
▲ 0.50% · 4.625%
HK$3,283
+HK$165/mo
Deposit HK$389K · loan HK$583K · min. income ≈ HK$6,236/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,881
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,971
−HK$91/mo
Today · 4.125%
HK$3,062
baseline
▲ 0.50% · 4.625%
HK$3,248
+HK$186/mo
Deposit HK$340K · loan HK$632K · min. income ≈ HK$6,124/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,205
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,291
−HK$87/mo
Today · 4.125%
HK$3,378
baseline
▲ 0.50% · 4.625%
HK$3,556
+HK$178/mo
Deposit HK$340K · loan HK$632K · min. income ≈ HK$6,756/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,103
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,199
−HK$98/mo
Today · 4.125%
HK$3,297
baseline
▲ 0.50% · 4.625%
HK$3,498
+HK$201/mo
Deposit HK$292K · loan HK$680K · min. income ≈ HK$6,594/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,452
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,544
−HK$94/mo
Today · 4.125%
HK$3,638
baseline
▲ 0.50% · 4.625%
HK$3,830
+HK$192/mo
Deposit HK$292K · loan HK$680K · min. income ≈ HK$7,276/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,324
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,428
−HK$105/mo
Today · 4.125%
HK$3,533
baseline
▲ 0.50% · 4.625%
HK$3,748
+HK$215/mo
Deposit HK$243K · loan HK$729K · min. income ≈ HK$7,066/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,698
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,797
−HK$101/mo
Today · 4.125%
HK$3,898
baseline
▲ 0.50% · 4.625%
HK$4,103
+HK$205/mo
Deposit HK$243K · loan HK$729K · min. income ≈ HK$7,796/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,546
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,656
−HK$112/mo
Today · 4.125%
HK$3,768
baseline
▲ 0.50% · 4.625%
HK$3,997
+HK$229/mo
Deposit HK$194K · loan HK$778K · min. income ≈ HK$7,536/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,945
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,050
−HK$108/mo
Today · 4.125%
HK$4,158
baseline
▲ 0.50% · 4.625%
HK$4,377
+HK$219/mo
Deposit HK$194K · loan HK$778K · min. income ≈ HK$8,316/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,767
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,885
−HK$119/mo
Today · 4.125%
HK$4,004
baseline
▲ 0.50% · 4.625%
HK$4,247
+HK$243/mo
Deposit HK$146K · loan HK$826K · min. income ≈ HK$8,008/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,191
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,304
−HK$114/mo
Today · 4.125%
HK$4,418
baseline
▲ 0.50% · 4.625%
HK$4,651
+HK$233/mo
Deposit HK$146K · loan HK$826K · min. income ≈ HK$8,836/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,989
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,113
−HK$126/mo
Today · 4.125%
HK$4,239
baseline
▲ 0.50% · 4.625%
HK$4,497
+HK$258/mo
Deposit HK$97K · loan HK$875K · min. income ≈ HK$8,478/mo (50% DSR)
Upfront cash ≈ HK$97K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,438
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,557
−HK$121/mo
Today · 4.125%
HK$4,678
baseline
▲ 0.50% · 4.625%
HK$4,924
+HK$246/mo
Deposit HK$97K · loan HK$875K · min. income ≈ HK$9,356/mo (50% DSR)
Upfront cash ≈ HK$97K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).