▼ 0.50% · 3.625%
HK$2,158
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,225
−HK$68/mo
Today · 4.125%
HK$2,293
baseline
▲ 0.50% · 4.625%
HK$2,432
+HK$139/mo
Deposit HK$473K · loan HK$473K · min. income ≈ HK$4,586/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,400
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,465
−HK$65/mo
Today · 4.125%
HK$2,530
baseline
▲ 0.50% · 4.625%
HK$2,663
+HK$133/mo
Deposit HK$473K · loan HK$473K · min. income ≈ HK$5,060/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,373
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,447
−HK$75/mo
Today · 4.125%
HK$2,522
baseline
▲ 0.50% · 4.625%
HK$2,676
+HK$154/mo
Deposit HK$426K · loan HK$520K · min. income ≈ HK$5,044/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,640
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,711
−HK$72/mo
Today · 4.125%
HK$2,783
baseline
▲ 0.50% · 4.625%
HK$2,930
+HK$147/mo
Deposit HK$426K · loan HK$520K · min. income ≈ HK$5,566/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,589
−HK$163/mo
▼ 0.25% · 3.875%
HK$2,670
−HK$82/mo
Today · 4.125%
HK$2,752
baseline
▲ 0.50% · 4.625%
HK$2,919
+HK$167/mo
Deposit HK$378K · loan HK$568K · min. income ≈ HK$5,504/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,880
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,958
−HK$78/mo
Today · 4.125%
HK$3,036
baseline
▲ 0.50% · 4.625%
HK$3,196
+HK$160/mo
Deposit HK$378K · loan HK$568K · min. income ≈ HK$6,072/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,805
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,892
−HK$89/mo
Today · 4.125%
HK$2,981
baseline
▲ 0.50% · 4.625%
HK$3,162
+HK$181/mo
Deposit HK$331K · loan HK$615K · min. income ≈ HK$5,962/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,120
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,204
−HK$85/mo
Today · 4.125%
HK$3,289
baseline
▲ 0.50% · 4.625%
HK$3,462
+HK$173/mo
Deposit HK$331K · loan HK$615K · min. income ≈ HK$6,578/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,021
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,115
−HK$95/mo
Today · 4.125%
HK$3,210
baseline
▲ 0.50% · 4.625%
HK$3,405
+HK$195/mo
Deposit HK$284K · loan HK$662K · min. income ≈ HK$6,420/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,361
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,451
−HK$91/mo
Today · 4.125%
HK$3,542
baseline
▲ 0.50% · 4.625%
HK$3,729
+HK$187/mo
Deposit HK$284K · loan HK$662K · min. income ≈ HK$7,084/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,236
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,337
−HK$102/mo
Today · 4.125%
HK$3,439
baseline
▲ 0.50% · 4.625%
HK$3,649
+HK$210/mo
Deposit HK$237K · loan HK$710K · min. income ≈ HK$6,878/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,601
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,697
−HK$98/mo
Today · 4.125%
HK$3,795
baseline
▲ 0.50% · 4.625%
HK$3,995
+HK$200/mo
Deposit HK$237K · loan HK$710K · min. income ≈ HK$7,590/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,452
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,560
−HK$109/mo
Today · 4.125%
HK$3,669
baseline
▲ 0.50% · 4.625%
HK$3,892
+HK$223/mo
Deposit HK$189K · loan HK$757K · min. income ≈ HK$7,338/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,841
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,944
−HK$104/mo
Today · 4.125%
HK$4,048
baseline
▲ 0.50% · 4.625%
HK$4,261
+HK$213/mo
Deposit HK$189K · loan HK$757K · min. income ≈ HK$8,096/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,668
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,782
−HK$116/mo
Today · 4.125%
HK$3,898
baseline
▲ 0.50% · 4.625%
HK$4,135
+HK$237/mo
Deposit HK$142K · loan HK$804K · min. income ≈ HK$7,796/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,081
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,190
−HK$111/mo
Today · 4.125%
HK$4,301
baseline
▲ 0.50% · 4.625%
HK$4,528
+HK$227/mo
Deposit HK$142K · loan HK$804K · min. income ≈ HK$8,602/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,884
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,005
−HK$122/mo
Today · 4.125%
HK$4,127
baseline
▲ 0.50% · 4.625%
HK$4,378
+HK$251/mo
Deposit HK$95K · loan HK$852K · min. income ≈ HK$8,254/mo (50% DSR)
Upfront cash ≈ HK$95K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,321
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,437
−HK$117/mo
Today · 4.125%
HK$4,554
baseline
▲ 0.50% · 4.625%
HK$4,794
+HK$240/mo
Deposit HK$95K · loan HK$852K · min. income ≈ HK$9,108/mo (50% DSR)
Upfront cash ≈ HK$95K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).