▼ 0.50% · 3.625%
HK$3,709
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,824
−HK$117/mo
Today · 4.125%
HK$3,941
baseline
▲ 0.50% · 4.625%
HK$4,181
+HK$240/mo
Deposit HK$813K · loan HK$813K · min. income ≈ HK$7,882/mo (50% DSR)
Upfront cash ≈ HK$813K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,126
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,237
−HK$112/mo
Today · 4.125%
HK$4,349
baseline
▲ 0.50% · 4.625%
HK$4,578
+HK$229/mo
Deposit HK$813K · loan HK$813K · min. income ≈ HK$8,698/mo (50% DSR)
Upfront cash ≈ HK$813K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,080
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,207
−HK$129/mo
Today · 4.125%
HK$4,336
baseline
▲ 0.50% · 4.625%
HK$4,599
+HK$263/mo
Deposit HK$732K · loan HK$895K · min. income ≈ HK$8,672/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,539
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,660
−HK$124/mo
Today · 4.125%
HK$4,784
baseline
▲ 0.50% · 4.625%
HK$5,036
+HK$252/mo
Deposit HK$732K · loan HK$895K · min. income ≈ HK$9,568/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,451
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,589
−HK$141/mo
Today · 4.125%
HK$4,730
baseline
▲ 0.50% · 4.625%
HK$5,017
+HK$287/mo
Deposit HK$651K · loan HK$976K · min. income ≈ HK$9,460/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,951
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,084
−HK$135/mo
Today · 4.125%
HK$5,219
baseline
▲ 0.50% · 4.625%
HK$5,494
+HK$275/mo
Deposit HK$651K · loan HK$976K · min. income ≈ HK$10,438/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,821
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,971
−HK$153/mo
Today · 4.125%
HK$5,124
baseline
▲ 0.50% · 4.625%
HK$5,436
+HK$312/mo
Deposit HK$569K · loan HK$1.06M · min. income ≈ HK$10,248/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,364
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,508
−HK$146/mo
Today · 4.125%
HK$5,654
baseline
▲ 0.50% · 4.625%
HK$5,952
+HK$298/mo
Deposit HK$569K · loan HK$1.06M · min. income ≈ HK$11,308/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,192
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,354
−HK$164/mo
Today · 4.125%
HK$5,518
baseline
▲ 0.50% · 4.625%
HK$5,854
+HK$336/mo
Deposit HK$488K · loan HK$1.14M · min. income ≈ HK$11,036/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,776
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,931
−HK$158/mo
Today · 4.125%
HK$6,089
baseline
▲ 0.50% · 4.625%
HK$6,409
+HK$320/mo
Deposit HK$488K · loan HK$1.14M · min. income ≈ HK$12,178/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,563
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,736
−HK$176/mo
Today · 4.125%
HK$5,912
baseline
▲ 0.50% · 4.625%
HK$6,272
+HK$360/mo
Deposit HK$407K · loan HK$1.22M · min. income ≈ HK$11,824/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,189
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,355
−HK$168/mo
Today · 4.125%
HK$6,523
baseline
▲ 0.50% · 4.625%
HK$6,867
+HK$344/mo
Deposit HK$407K · loan HK$1.22M · min. income ≈ HK$13,046/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,934
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,119
−HK$187/mo
Today · 4.125%
HK$6,306
baseline
▲ 0.50% · 4.625%
HK$6,690
+HK$384/mo
Deposit HK$325K · loan HK$1.30M · min. income ≈ HK$12,612/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,602
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,779
−HK$179/mo
Today · 4.125%
HK$6,958
baseline
▲ 0.50% · 4.625%
HK$7,325
+HK$367/mo
Deposit HK$325K · loan HK$1.30M · min. income ≈ HK$13,916/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,305
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,501
−HK$199/mo
Today · 4.125%
HK$6,700
baseline
▲ 0.50% · 4.625%
HK$7,108
+HK$408/mo
Deposit HK$244K · loan HK$1.38M · min. income ≈ HK$13,400/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,014
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,202
−HK$191/mo
Today · 4.125%
HK$7,393
baseline
▲ 0.50% · 4.625%
HK$7,783
+HK$390/mo
Deposit HK$244K · loan HK$1.38M · min. income ≈ HK$14,786/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,676
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,884
−HK$211/mo
Today · 4.125%
HK$7,095
baseline
▲ 0.50% · 4.625%
HK$7,526
+HK$431/mo
Deposit HK$163K · loan HK$1.46M · min. income ≈ HK$14,190/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,427
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,626
−HK$202/mo
Today · 4.125%
HK$7,828
baseline
▲ 0.50% · 4.625%
HK$8,241
+HK$413/mo
Deposit HK$163K · loan HK$1.46M · min. income ≈ HK$15,656/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).