▼ 0.50% · 3.625%
HK$2,521
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,599
−HK$80/mo
Today · 4.125%
HK$2,679
baseline
▲ 0.50% · 4.625%
HK$2,842
+HK$163/mo
Deposit HK$553K · loan HK$553K · min. income ≈ HK$5,358/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,804
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,880
−HK$76/mo
Today · 4.125%
HK$2,956
baseline
▲ 0.50% · 4.625%
HK$3,112
+HK$156/mo
Deposit HK$553K · loan HK$553K · min. income ≈ HK$5,912/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,773
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,859
−HK$88/mo
Today · 4.125%
HK$2,947
baseline
▲ 0.50% · 4.625%
HK$3,126
+HK$179/mo
Deposit HK$497K · loan HK$608K · min. income ≈ HK$5,894/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,085
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,168
−HK$83/mo
Today · 4.125%
HK$3,251
baseline
▲ 0.50% · 4.625%
HK$3,423
+HK$172/mo
Deposit HK$497K · loan HK$608K · min. income ≈ HK$6,502/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,025
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,119
−HK$96/mo
Today · 4.125%
HK$3,215
baseline
▲ 0.50% · 4.625%
HK$3,410
+HK$195/mo
Deposit HK$442K · loan HK$663K · min. income ≈ HK$6,430/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,365
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,456
−HK$91/mo
Today · 4.125%
HK$3,547
baseline
▲ 0.50% · 4.625%
HK$3,734
+HK$187/mo
Deposit HK$442K · loan HK$663K · min. income ≈ HK$7,094/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,277
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,379
−HK$104/mo
Today · 4.125%
HK$3,483
baseline
▲ 0.50% · 4.625%
HK$3,694
+HK$211/mo
Deposit HK$387K · loan HK$719K · min. income ≈ HK$6,966/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,646
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,743
−HK$100/mo
Today · 4.125%
HK$3,843
baseline
▲ 0.50% · 4.625%
HK$4,045
+HK$202/mo
Deposit HK$387K · loan HK$719K · min. income ≈ HK$7,686/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,529
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,639
−HK$111/mo
Today · 4.125%
HK$3,750
baseline
▲ 0.50% · 4.625%
HK$3,979
+HK$229/mo
Deposit HK$332K · loan HK$774K · min. income ≈ HK$7,500/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,926
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,031
−HK$107/mo
Today · 4.125%
HK$4,138
baseline
▲ 0.50% · 4.625%
HK$4,356
+HK$218/mo
Deposit HK$332K · loan HK$774K · min. income ≈ HK$8,276/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,781
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,899
−HK$119/mo
Today · 4.125%
HK$4,018
baseline
▲ 0.50% · 4.625%
HK$4,263
+HK$245/mo
Deposit HK$276K · loan HK$829K · min. income ≈ HK$8,036/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,207
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,319
−HK$115/mo
Today · 4.125%
HK$4,434
baseline
▲ 0.50% · 4.625%
HK$4,668
+HK$234/mo
Deposit HK$276K · loan HK$829K · min. income ≈ HK$8,868/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,033
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,159
−HK$127/mo
Today · 4.125%
HK$4,286
baseline
▲ 0.50% · 4.625%
HK$4,547
+HK$261/mo
Deposit HK$221K · loan HK$884K · min. income ≈ HK$8,572/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,487
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,607
−HK$122/mo
Today · 4.125%
HK$4,729
baseline
▲ 0.50% · 4.625%
HK$4,979
+HK$250/mo
Deposit HK$221K · loan HK$884K · min. income ≈ HK$9,458/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,285
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,419
−HK$135/mo
Today · 4.125%
HK$4,554
baseline
▲ 0.50% · 4.625%
HK$4,831
+HK$277/mo
Deposit HK$166K · loan HK$940K · min. income ≈ HK$9,108/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,767
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,895
−HK$130/mo
Today · 4.125%
HK$5,025
baseline
▲ 0.50% · 4.625%
HK$5,290
+HK$265/mo
Deposit HK$166K · loan HK$940K · min. income ≈ HK$10,050/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,537
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,679
−HK$143/mo
Today · 4.125%
HK$4,822
baseline
▲ 0.50% · 4.625%
HK$5,115
+HK$293/mo
Deposit HK$111K · loan HK$995K · min. income ≈ HK$9,644/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,048
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,183
−HK$138/mo
Today · 4.125%
HK$5,321
baseline
▲ 0.50% · 4.625%
HK$5,601
+HK$280/mo
Deposit HK$111K · loan HK$995K · min. income ≈ HK$10,642/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).