▼ 0.50% · 3.625%
HK$3,578
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,689
−HK$113/mo
Today · 4.125%
HK$3,802
baseline
▲ 0.50% · 4.625%
HK$4,033
+HK$231/mo
Deposit HK$784K · loan HK$784K · min. income ≈ HK$7,604/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,980
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,087
−HK$108/mo
Today · 4.125%
HK$4,195
baseline
▲ 0.50% · 4.625%
HK$4,416
+HK$221/mo
Deposit HK$784K · loan HK$784K · min. income ≈ HK$8,390/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,935
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,058
−HK$124/mo
Today · 4.125%
HK$4,182
baseline
▲ 0.50% · 4.625%
HK$4,437
+HK$255/mo
Deposit HK$706K · loan HK$863K · min. income ≈ HK$8,364/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,378
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,495
−HK$120/mo
Today · 4.125%
HK$4,615
baseline
▲ 0.50% · 4.625%
HK$4,858
+HK$243/mo
Deposit HK$706K · loan HK$863K · min. income ≈ HK$9,230/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,293
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,427
−HK$135/mo
Today · 4.125%
HK$4,562
baseline
▲ 0.50% · 4.625%
HK$4,840
+HK$278/mo
Deposit HK$628K · loan HK$941K · min. income ≈ HK$9,124/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,776
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,904
−HK$130/mo
Today · 4.125%
HK$5,034
baseline
▲ 0.50% · 4.625%
HK$5,299
+HK$265/mo
Deposit HK$628K · loan HK$941K · min. income ≈ HK$10,068/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,651
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,795
−HK$147/mo
Today · 4.125%
HK$4,942
baseline
▲ 0.50% · 4.625%
HK$5,243
+HK$301/mo
Deposit HK$549K · loan HK$1.02M · min. income ≈ HK$9,884/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,174
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,313
−HK$141/mo
Today · 4.125%
HK$5,454
baseline
▲ 0.50% · 4.625%
HK$5,741
+HK$287/mo
Deposit HK$549K · loan HK$1.02M · min. income ≈ HK$10,908/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,009
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,164
−HK$159/mo
Today · 4.125%
HK$5,323
baseline
▲ 0.50% · 4.625%
HK$5,647
+HK$324/mo
Deposit HK$471K · loan HK$1.10M · min. income ≈ HK$10,646/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,572
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,721
−HK$152/mo
Today · 4.125%
HK$5,873
baseline
▲ 0.50% · 4.625%
HK$6,183
+HK$310/mo
Deposit HK$471K · loan HK$1.10M · min. income ≈ HK$11,746/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,366
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,533
−HK$170/mo
Today · 4.125%
HK$5,703
baseline
▲ 0.50% · 4.625%
HK$6,050
+HK$347/mo
Deposit HK$392K · loan HK$1.18M · min. income ≈ HK$11,406/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,970
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,130
−HK$163/mo
Today · 4.125%
HK$6,293
baseline
▲ 0.50% · 4.625%
HK$6,624
+HK$331/mo
Deposit HK$392K · loan HK$1.18M · min. income ≈ HK$12,586/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,724
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,902
−HK$181/mo
Today · 4.125%
HK$6,083
baseline
▲ 0.50% · 4.625%
HK$6,453
+HK$370/mo
Deposit HK$314K · loan HK$1.26M · min. income ≈ HK$12,166/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,368
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,539
−HK$173/mo
Today · 4.125%
HK$6,712
baseline
▲ 0.50% · 4.625%
HK$7,066
+HK$354/mo
Deposit HK$314K · loan HK$1.26M · min. income ≈ HK$13,424/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,082
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,271
−HK$192/mo
Today · 4.125%
HK$6,463
baseline
▲ 0.50% · 4.625%
HK$6,856
+HK$393/mo
Deposit HK$235K · loan HK$1.33M · min. income ≈ HK$12,926/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,766
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,947
−HK$185/mo
Today · 4.125%
HK$7,132
baseline
▲ 0.50% · 4.625%
HK$7,507
+HK$375/mo
Deposit HK$235K · loan HK$1.33M · min. income ≈ HK$14,264/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,440
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,640
−HK$203/mo
Today · 4.125%
HK$6,843
baseline
▲ 0.50% · 4.625%
HK$7,260
+HK$417/mo
Deposit HK$157K · loan HK$1.41M · min. income ≈ HK$13,686/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,164
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,356
−HK$195/mo
Today · 4.125%
HK$7,551
baseline
▲ 0.50% · 4.625%
HK$7,949
+HK$398/mo
Deposit HK$157K · loan HK$1.41M · min. income ≈ HK$15,102/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).