▼ 0.50% · 3.625%
HK$3,623
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,735
−HK$115/mo
Today · 4.125%
HK$3,850
baseline
▲ 0.50% · 4.625%
HK$4,084
+HK$234/mo
Deposit HK$794K · loan HK$794K · min. income ≈ HK$7,700/mo (50% DSR)
Upfront cash ≈ HK$794K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,030
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,138
−HK$110/mo
Today · 4.125%
HK$4,248
baseline
▲ 0.50% · 4.625%
HK$4,472
+HK$224/mo
Deposit HK$794K · loan HK$794K · min. income ≈ HK$8,496/mo (50% DSR)
Upfront cash ≈ HK$794K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,985
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,109
−HK$126/mo
Today · 4.125%
HK$4,235
baseline
▲ 0.50% · 4.625%
HK$4,493
+HK$258/mo
Deposit HK$715K · loan HK$874K · min. income ≈ HK$8,470/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,433
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,552
−HK$121/mo
Today · 4.125%
HK$4,673
baseline
▲ 0.50% · 4.625%
HK$4,919
+HK$246/mo
Deposit HK$715K · loan HK$874K · min. income ≈ HK$9,346/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,347
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,482
−HK$138/mo
Today · 4.125%
HK$4,620
baseline
▲ 0.50% · 4.625%
HK$4,901
+HK$281/mo
Deposit HK$635K · loan HK$953K · min. income ≈ HK$9,240/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,836
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,966
−HK$132/mo
Today · 4.125%
HK$5,098
baseline
▲ 0.50% · 4.625%
HK$5,366
+HK$268/mo
Deposit HK$635K · loan HK$953K · min. income ≈ HK$10,196/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,709
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,856
−HK$149/mo
Today · 4.125%
HK$5,005
baseline
▲ 0.50% · 4.625%
HK$5,309
+HK$304/mo
Deposit HK$556K · loan HK$1.03M · min. income ≈ HK$10,010/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,239
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,380
−HK$142/mo
Today · 4.125%
HK$5,522
baseline
▲ 0.50% · 4.625%
HK$5,813
+HK$291/mo
Deposit HK$556K · loan HK$1.03M · min. income ≈ HK$11,044/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,072
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,229
−HK$161/mo
Today · 4.125%
HK$5,390
baseline
▲ 0.50% · 4.625%
HK$5,718
+HK$328/mo
Deposit HK$477K · loan HK$1.11M · min. income ≈ HK$10,780/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,642
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,794
−HK$153/mo
Today · 4.125%
HK$5,947
baseline
▲ 0.50% · 4.625%
HK$6,261
+HK$314/mo
Deposit HK$477K · loan HK$1.11M · min. income ≈ HK$11,894/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,434
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,603
−HK$172/mo
Today · 4.125%
HK$5,775
baseline
▲ 0.50% · 4.625%
HK$6,126
+HK$351/mo
Deposit HK$397K · loan HK$1.19M · min. income ≈ HK$11,550/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,045
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,207
−HK$165/mo
Today · 4.125%
HK$6,372
baseline
▲ 0.50% · 4.625%
HK$6,708
+HK$336/mo
Deposit HK$397K · loan HK$1.19M · min. income ≈ HK$12,744/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,796
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,977
−HK$183/mo
Today · 4.125%
HK$6,160
baseline
▲ 0.50% · 4.625%
HK$6,535
+HK$375/mo
Deposit HK$318K · loan HK$1.27M · min. income ≈ HK$12,320/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,448
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,621
−HK$176/mo
Today · 4.125%
HK$6,797
baseline
▲ 0.50% · 4.625%
HK$7,155
+HK$358/mo
Deposit HK$318K · loan HK$1.27M · min. income ≈ HK$13,594/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,159
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,350
−HK$195/mo
Today · 4.125%
HK$6,545
baseline
▲ 0.50% · 4.625%
HK$6,943
+HK$398/mo
Deposit HK$238K · loan HK$1.35M · min. income ≈ HK$13,090/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,851
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,035
−HK$186/mo
Today · 4.125%
HK$7,221
baseline
▲ 0.50% · 4.625%
HK$7,602
+HK$381/mo
Deposit HK$238K · loan HK$1.35M · min. income ≈ HK$14,442/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,521
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,724
−HK$206/mo
Today · 4.125%
HK$6,930
baseline
▲ 0.50% · 4.625%
HK$7,351
+HK$421/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$13,860/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,254
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,449
−HK$197/mo
Today · 4.125%
HK$7,646
baseline
▲ 0.50% · 4.625%
HK$8,049
+HK$403/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$15,292/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).