▼ 0.50% · 3.625%
HK$2,681
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,765
−HK$84/mo
Today · 4.125%
HK$2,849
baseline
▲ 0.50% · 4.625%
HK$3,023
+HK$174/mo
Deposit HK$588K · loan HK$588K · min. income ≈ HK$5,698/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,983
−HK$161/mo
▼ 0.25% · 3.875%
HK$3,063
−HK$81/mo
Today · 4.125%
HK$3,144
baseline
▲ 0.50% · 4.625%
HK$3,310
+HK$166/mo
Deposit HK$588K · loan HK$588K · min. income ≈ HK$6,288/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,949
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,041
−HK$93/mo
Today · 4.125%
HK$3,134
baseline
▲ 0.50% · 4.625%
HK$3,325
+HK$191/mo
Deposit HK$529K · loan HK$647K · min. income ≈ HK$6,268/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,281
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,369
−HK$89/mo
Today · 4.125%
HK$3,458
baseline
▲ 0.50% · 4.625%
HK$3,641
+HK$183/mo
Deposit HK$529K · loan HK$647K · min. income ≈ HK$6,916/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,217
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,318
−HK$101/mo
Today · 4.125%
HK$3,419
baseline
▲ 0.50% · 4.625%
HK$3,627
+HK$208/mo
Deposit HK$470K · loan HK$706K · min. income ≈ HK$6,838/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,579
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,675
−HK$98/mo
Today · 4.125%
HK$3,773
baseline
▲ 0.50% · 4.625%
HK$3,972
+HK$199/mo
Deposit HK$470K · loan HK$706K · min. income ≈ HK$7,546/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,486
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,594
−HK$110/mo
Today · 4.125%
HK$3,704
baseline
▲ 0.50% · 4.625%
HK$3,930
+HK$226/mo
Deposit HK$412K · loan HK$764K · min. income ≈ HK$7,408/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,878
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,982
−HK$105/mo
Today · 4.125%
HK$4,087
baseline
▲ 0.50% · 4.625%
HK$4,303
+HK$216/mo
Deposit HK$412K · loan HK$764K · min. income ≈ HK$8,174/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,754
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,870
−HK$119/mo
Today · 4.125%
HK$3,989
baseline
▲ 0.50% · 4.625%
HK$4,232
+HK$243/mo
Deposit HK$353K · loan HK$823K · min. income ≈ HK$7,978/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,176
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,288
−HK$114/mo
Today · 4.125%
HK$4,402
baseline
▲ 0.50% · 4.625%
HK$4,634
+HK$232/mo
Deposit HK$353K · loan HK$823K · min. income ≈ HK$8,804/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,022
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,147
−HK$127/mo
Today · 4.125%
HK$4,274
baseline
▲ 0.50% · 4.625%
HK$4,534
+HK$260/mo
Deposit HK$294K · loan HK$882K · min. income ≈ HK$8,548/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,474
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,594
−HK$122/mo
Today · 4.125%
HK$4,716
baseline
▲ 0.50% · 4.625%
HK$4,965
+HK$249/mo
Deposit HK$294K · loan HK$882K · min. income ≈ HK$9,432/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,290
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,423
−HK$136/mo
Today · 4.125%
HK$4,559
baseline
▲ 0.50% · 4.625%
HK$4,836
+HK$277/mo
Deposit HK$235K · loan HK$941K · min. income ≈ HK$9,118/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,773
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,901
−HK$129/mo
Today · 4.125%
HK$5,030
baseline
▲ 0.50% · 4.625%
HK$5,296
+HK$266/mo
Deposit HK$235K · loan HK$941K · min. income ≈ HK$10,060/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,558
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,700
−HK$144/mo
Today · 4.125%
HK$4,844
baseline
▲ 0.50% · 4.625%
HK$5,139
+HK$295/mo
Deposit HK$176K · loan HK$999K · min. income ≈ HK$9,688/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,071
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,207
−HK$138/mo
Today · 4.125%
HK$5,345
baseline
▲ 0.50% · 4.625%
HK$5,626
+HK$281/mo
Deposit HK$176K · loan HK$999K · min. income ≈ HK$10,690/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,826
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,976
−HK$153/mo
Today · 4.125%
HK$5,129
baseline
▲ 0.50% · 4.625%
HK$5,441
+HK$312/mo
Deposit HK$118K · loan HK$1.06M · min. income ≈ HK$10,258/mo (50% DSR)
Upfront cash ≈ HK$118K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,369
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,513
−HK$146/mo
Today · 4.125%
HK$5,659
baseline
▲ 0.50% · 4.625%
HK$5,957
+HK$298/mo
Deposit HK$118K · loan HK$1.06M · min. income ≈ HK$11,318/mo (50% DSR)
Upfront cash ≈ HK$118K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).