▼ 0.50% · 3.625%
HK$3,218
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,318
−HK$101/mo
Today · 4.125%
HK$3,419
baseline
▲ 0.50% · 4.625%
HK$3,627
+HK$208/mo
Deposit HK$706K · loan HK$706K · min. income ≈ HK$6,838/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,580
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,676
−HK$97/mo
Today · 4.125%
HK$3,773
baseline
▲ 0.50% · 4.625%
HK$3,972
+HK$199/mo
Deposit HK$706K · loan HK$706K · min. income ≈ HK$7,546/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,539
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,650
−HK$111/mo
Today · 4.125%
HK$3,761
baseline
▲ 0.50% · 4.625%
HK$3,990
+HK$229/mo
Deposit HK$635K · loan HK$776K · min. income ≈ HK$7,522/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,938
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,043
−HK$107/mo
Today · 4.125%
HK$4,150
baseline
▲ 0.50% · 4.625%
HK$4,369
+HK$219/mo
Deposit HK$635K · loan HK$776K · min. income ≈ HK$8,300/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,861
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,981
−HK$122/mo
Today · 4.125%
HK$4,103
baseline
▲ 0.50% · 4.625%
HK$4,353
+HK$250/mo
Deposit HK$564K · loan HK$847K · min. income ≈ HK$8,206/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,296
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,411
−HK$117/mo
Today · 4.125%
HK$4,528
baseline
▲ 0.50% · 4.625%
HK$4,766
+HK$238/mo
Deposit HK$564K · loan HK$847K · min. income ≈ HK$9,056/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,183
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,313
−HK$132/mo
Today · 4.125%
HK$4,445
baseline
▲ 0.50% · 4.625%
HK$4,716
+HK$271/mo
Deposit HK$494K · loan HK$917K · min. income ≈ HK$8,890/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,653
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,778
−HK$127/mo
Today · 4.125%
HK$4,905
baseline
▲ 0.50% · 4.625%
HK$5,163
+HK$258/mo
Deposit HK$494K · loan HK$917K · min. income ≈ HK$9,810/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,505
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,645
−HK$142/mo
Today · 4.125%
HK$4,787
baseline
▲ 0.50% · 4.625%
HK$5,078
+HK$291/mo
Deposit HK$423K · loan HK$988K · min. income ≈ HK$9,574/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,011
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,146
−HK$136/mo
Today · 4.125%
HK$5,282
baseline
▲ 0.50% · 4.625%
HK$5,561
+HK$279/mo
Deposit HK$423K · loan HK$988K · min. income ≈ HK$10,564/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,826
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,977
−HK$152/mo
Today · 4.125%
HK$5,129
baseline
▲ 0.50% · 4.625%
HK$5,441
+HK$312/mo
Deposit HK$353K · loan HK$1.06M · min. income ≈ HK$10,258/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,369
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,513
−HK$146/mo
Today · 4.125%
HK$5,659
baseline
▲ 0.50% · 4.625%
HK$5,958
+HK$299/mo
Deposit HK$353K · loan HK$1.06M · min. income ≈ HK$11,318/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,148
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,308
−HK$163/mo
Today · 4.125%
HK$5,471
baseline
▲ 0.50% · 4.625%
HK$5,804
+HK$333/mo
Deposit HK$282K · loan HK$1.13M · min. income ≈ HK$10,942/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,727
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,881
−HK$156/mo
Today · 4.125%
HK$6,037
baseline
▲ 0.50% · 4.625%
HK$6,355
+HK$318/mo
Deposit HK$282K · loan HK$1.13M · min. income ≈ HK$12,074/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,470
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,640
−HK$173/mo
Today · 4.125%
HK$5,813
baseline
▲ 0.50% · 4.625%
HK$6,167
+HK$354/mo
Deposit HK$212K · loan HK$1.20M · min. income ≈ HK$11,626/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,085
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,249
−HK$165/mo
Today · 4.125%
HK$6,414
baseline
▲ 0.50% · 4.625%
HK$6,752
+HK$338/mo
Deposit HK$212K · loan HK$1.20M · min. income ≈ HK$12,828/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,792
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,972
−HK$183/mo
Today · 4.125%
HK$6,155
baseline
▲ 0.50% · 4.625%
HK$6,529
+HK$374/mo
Deposit HK$141K · loan HK$1.27M · min. income ≈ HK$12,310/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,443
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,616
−HK$175/mo
Today · 4.125%
HK$6,791
baseline
▲ 0.50% · 4.625%
HK$7,149
+HK$358/mo
Deposit HK$141K · loan HK$1.27M · min. income ≈ HK$13,582/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).