▼ 0.50% · 3.625%
HK$2,793
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,880
−HK$89/mo
Today · 4.125%
HK$2,969
baseline
▲ 0.50% · 4.625%
HK$3,149
+HK$180/mo
Deposit HK$613K · loan HK$613K · min. income ≈ HK$5,938/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,108
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,191
−HK$85/mo
Today · 4.125%
HK$3,276
baseline
▲ 0.50% · 4.625%
HK$3,448
+HK$172/mo
Deposit HK$613K · loan HK$613K · min. income ≈ HK$6,552/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,073
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,168
−HK$98/mo
Today · 4.125%
HK$3,266
baseline
▲ 0.50% · 4.625%
HK$3,464
+HK$198/mo
Deposit HK$551K · loan HK$674K · min. income ≈ HK$6,532/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,419
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,510
−HK$93/mo
Today · 4.125%
HK$3,603
baseline
▲ 0.50% · 4.625%
HK$3,793
+HK$190/mo
Deposit HK$551K · loan HK$674K · min. income ≈ HK$7,206/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,352
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,456
−HK$106/mo
Today · 4.125%
HK$3,562
baseline
▲ 0.50% · 4.625%
HK$3,779
+HK$217/mo
Deposit HK$490K · loan HK$735K · min. income ≈ HK$7,124/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,729
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,829
−HK$102/mo
Today · 4.125%
HK$3,931
baseline
▲ 0.50% · 4.625%
HK$4,138
+HK$207/mo
Deposit HK$490K · loan HK$735K · min. income ≈ HK$7,862/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,632
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,745
−HK$114/mo
Today · 4.125%
HK$3,859
baseline
▲ 0.50% · 4.625%
HK$4,094
+HK$235/mo
Deposit HK$429K · loan HK$796K · min. income ≈ HK$7,718/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,040
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,148
−HK$110/mo
Today · 4.125%
HK$4,258
baseline
▲ 0.50% · 4.625%
HK$4,483
+HK$225/mo
Deposit HK$429K · loan HK$796K · min. income ≈ HK$8,516/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,911
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,033
−HK$123/mo
Today · 4.125%
HK$4,156
baseline
▲ 0.50% · 4.625%
HK$4,409
+HK$253/mo
Deposit HK$368K · loan HK$858K · min. income ≈ HK$8,312/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,351
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,468
−HK$118/mo
Today · 4.125%
HK$4,586
baseline
▲ 0.50% · 4.625%
HK$4,828
+HK$242/mo
Deposit HK$368K · loan HK$858K · min. income ≈ HK$9,172/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,190
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,321
−HK$132/mo
Today · 4.125%
HK$4,453
baseline
▲ 0.50% · 4.625%
HK$4,724
+HK$271/mo
Deposit HK$306K · loan HK$919K · min. income ≈ HK$8,906/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,662
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,787
−HK$126/mo
Today · 4.125%
HK$4,913
baseline
▲ 0.50% · 4.625%
HK$5,172
+HK$259/mo
Deposit HK$306K · loan HK$919K · min. income ≈ HK$9,826/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,470
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,609
−HK$141/mo
Today · 4.125%
HK$4,750
baseline
▲ 0.50% · 4.625%
HK$5,039
+HK$289/mo
Deposit HK$245K · loan HK$980K · min. income ≈ HK$9,500/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,972
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,106
−HK$135/mo
Today · 4.125%
HK$5,241
baseline
▲ 0.50% · 4.625%
HK$5,517
+HK$276/mo
Deposit HK$245K · loan HK$980K · min. income ≈ HK$10,482/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,749
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,897
−HK$150/mo
Today · 4.125%
HK$5,047
baseline
▲ 0.50% · 4.625%
HK$5,354
+HK$307/mo
Deposit HK$184K · loan HK$1.04M · min. income ≈ HK$10,094/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,283
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,425
−HK$144/mo
Today · 4.125%
HK$5,569
baseline
▲ 0.50% · 4.625%
HK$5,862
+HK$293/mo
Deposit HK$184K · loan HK$1.04M · min. income ≈ HK$11,138/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,028
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,185
−HK$159/mo
Today · 4.125%
HK$5,344
baseline
▲ 0.50% · 4.625%
HK$5,669
+HK$325/mo
Deposit HK$123K · loan HK$1.10M · min. income ≈ HK$10,688/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,594
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,744
−HK$152/mo
Today · 4.125%
HK$5,896
baseline
▲ 0.50% · 4.625%
HK$6,207
+HK$311/mo
Deposit HK$123K · loan HK$1.10M · min. income ≈ HK$11,792/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).