▼ 0.50% · 3.625%
HK$1,728
−HK$109/mo
▼ 0.25% · 3.875%
HK$1,782
−HK$55/mo
Today · 4.125%
HK$1,837
baseline
▲ 0.50% · 4.625%
HK$1,949
+HK$112/mo
Deposit HK$379K · loan HK$379K · min. income ≈ HK$3,674/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,923
−HK$104/mo
▼ 0.25% · 3.875%
HK$1,974
−HK$53/mo
Today · 4.125%
HK$2,027
baseline
▲ 0.50% · 4.625%
HK$2,134
+HK$107/mo
Deposit HK$379K · loan HK$379K · min. income ≈ HK$4,054/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,901
−HK$119/mo
▼ 0.25% · 3.875%
HK$1,960
−HK$60/mo
Today · 4.125%
HK$2,020
baseline
▲ 0.50% · 4.625%
HK$2,143
+HK$123/mo
Deposit HK$341K · loan HK$417K · min. income ≈ HK$4,040/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,115
−HK$114/mo
▼ 0.25% · 3.875%
HK$2,172
−HK$57/mo
Today · 4.125%
HK$2,229
baseline
▲ 0.50% · 4.625%
HK$2,347
+HK$118/mo
Deposit HK$341K · loan HK$417K · min. income ≈ HK$4,458/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,074
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,139
−HK$65/mo
Today · 4.125%
HK$2,204
baseline
▲ 0.50% · 4.625%
HK$2,338
+HK$134/mo
Deposit HK$303K · loan HK$455K · min. income ≈ HK$4,408/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,307
−HK$125/mo
▼ 0.25% · 3.875%
HK$2,369
−HK$63/mo
Today · 4.125%
HK$2,432
baseline
▲ 0.50% · 4.625%
HK$2,560
+HK$128/mo
Deposit HK$303K · loan HK$455K · min. income ≈ HK$4,864/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,247
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,317
−HK$71/mo
Today · 4.125%
HK$2,388
baseline
▲ 0.50% · 4.625%
HK$2,533
+HK$145/mo
Deposit HK$265K · loan HK$493K · min. income ≈ HK$4,776/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,500
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,567
−HK$68/mo
Today · 4.125%
HK$2,635
baseline
▲ 0.50% · 4.625%
HK$2,774
+HK$139/mo
Deposit HK$265K · loan HK$493K · min. income ≈ HK$5,270/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,420
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,495
−HK$77/mo
Today · 4.125%
HK$2,572
baseline
▲ 0.50% · 4.625%
HK$2,728
+HK$156/mo
Deposit HK$227K · loan HK$531K · min. income ≈ HK$5,144/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,692
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,764
−HK$73/mo
Today · 4.125%
HK$2,837
baseline
▲ 0.50% · 4.625%
HK$2,987
+HK$150/mo
Deposit HK$227K · loan HK$531K · min. income ≈ HK$5,674/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,593
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,673
−HK$82/mo
Today · 4.125%
HK$2,755
baseline
▲ 0.50% · 4.625%
HK$2,923
+HK$168/mo
Deposit HK$189K · loan HK$568K · min. income ≈ HK$5,510/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,884
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,962
−HK$78/mo
Today · 4.125%
HK$3,040
baseline
▲ 0.50% · 4.625%
HK$3,200
+HK$160/mo
Deposit HK$189K · loan HK$568K · min. income ≈ HK$6,080/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,765
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,851
−HK$88/mo
Today · 4.125%
HK$2,939
baseline
▲ 0.50% · 4.625%
HK$3,118
+HK$179/mo
Deposit HK$152K · loan HK$606K · min. income ≈ HK$5,878/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,077
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,159
−HK$84/mo
Today · 4.125%
HK$3,243
baseline
▲ 0.50% · 4.625%
HK$3,414
+HK$171/mo
Deposit HK$152K · loan HK$606K · min. income ≈ HK$6,486/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,938
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,030
−HK$93/mo
Today · 4.125%
HK$3,123
baseline
▲ 0.50% · 4.625%
HK$3,313
+HK$190/mo
Deposit HK$114K · loan HK$644K · min. income ≈ HK$6,246/mo (50% DSR)
Upfront cash ≈ HK$114K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,269
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,356
−HK$89/mo
Today · 4.125%
HK$3,445
baseline
▲ 0.50% · 4.625%
HK$3,627
+HK$182/mo
Deposit HK$114K · loan HK$644K · min. income ≈ HK$6,890/mo (50% DSR)
Upfront cash ≈ HK$114K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,111
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,208
−HK$98/mo
Today · 4.125%
HK$3,306
baseline
▲ 0.50% · 4.625%
HK$3,507
+HK$201/mo
Deposit HK$76K · loan HK$682K · min. income ≈ HK$6,612/mo (50% DSR)
Upfront cash ≈ HK$76K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,461
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,554
−HK$94/mo
Today · 4.125%
HK$3,648
baseline
▲ 0.50% · 4.625%
HK$3,840
+HK$192/mo
Deposit HK$76K · loan HK$682K · min. income ≈ HK$7,296/mo (50% DSR)
Upfront cash ≈ HK$76K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).