▼ 0.50% · 3.625%
HK$3,022
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,116
−HK$95/mo
Today · 4.125%
HK$3,211
baseline
▲ 0.50% · 4.625%
HK$3,407
+HK$196/mo
Deposit HK$663K · loan HK$663K · min. income ≈ HK$6,422/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,362
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,452
−HK$91/mo
Today · 4.125%
HK$3,543
baseline
▲ 0.50% · 4.625%
HK$3,730
+HK$187/mo
Deposit HK$663K · loan HK$663K · min. income ≈ HK$7,086/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,324
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,427
−HK$105/mo
Today · 4.125%
HK$3,532
baseline
▲ 0.50% · 4.625%
HK$3,747
+HK$215/mo
Deposit HK$596K · loan HK$729K · min. income ≈ HK$7,064/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,698
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,797
−HK$101/mo
Today · 4.125%
HK$3,898
baseline
▲ 0.50% · 4.625%
HK$4,103
+HK$205/mo
Deposit HK$596K · loan HK$729K · min. income ≈ HK$7,796/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,626
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,739
−HK$115/mo
Today · 4.125%
HK$3,854
baseline
▲ 0.50% · 4.625%
HK$4,088
+HK$234/mo
Deposit HK$530K · loan HK$795K · min. income ≈ HK$7,708/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,034
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,142
−HK$110/mo
Today · 4.125%
HK$4,252
baseline
▲ 0.50% · 4.625%
HK$4,476
+HK$224/mo
Deposit HK$530K · loan HK$795K · min. income ≈ HK$8,504/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,928
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,051
−HK$124/mo
Today · 4.125%
HK$4,175
baseline
▲ 0.50% · 4.625%
HK$4,429
+HK$254/mo
Deposit HK$464K · loan HK$861K · min. income ≈ HK$8,350/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,370
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,488
−HK$118/mo
Today · 4.125%
HK$4,606
baseline
▲ 0.50% · 4.625%
HK$4,849
+HK$243/mo
Deposit HK$464K · loan HK$861K · min. income ≈ HK$9,212/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,231
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,362
−HK$134/mo
Today · 4.125%
HK$4,496
baseline
▲ 0.50% · 4.625%
HK$4,769
+HK$273/mo
Deposit HK$398K · loan HK$928K · min. income ≈ HK$8,992/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,707
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,833
−HK$128/mo
Today · 4.125%
HK$4,961
baseline
▲ 0.50% · 4.625%
HK$5,222
+HK$261/mo
Deposit HK$398K · loan HK$928K · min. income ≈ HK$9,922/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,533
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,674
−HK$143/mo
Today · 4.125%
HK$4,817
baseline
▲ 0.50% · 4.625%
HK$5,110
+HK$293/mo
Deposit HK$331K · loan HK$994K · min. income ≈ HK$9,634/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,043
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,178
−HK$137/mo
Today · 4.125%
HK$5,315
baseline
▲ 0.50% · 4.625%
HK$5,595
+HK$280/mo
Deposit HK$331K · loan HK$994K · min. income ≈ HK$10,630/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,835
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,985
−HK$153/mo
Today · 4.125%
HK$5,138
baseline
▲ 0.50% · 4.625%
HK$5,451
+HK$313/mo
Deposit HK$265K · loan HK$1.06M · min. income ≈ HK$10,276/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,379
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,523
−HK$146/mo
Today · 4.125%
HK$5,669
baseline
▲ 0.50% · 4.625%
HK$5,968
+HK$299/mo
Deposit HK$265K · loan HK$1.06M · min. income ≈ HK$11,338/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,137
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,297
−HK$162/mo
Today · 4.125%
HK$5,459
baseline
▲ 0.50% · 4.625%
HK$5,791
+HK$332/mo
Deposit HK$199K · loan HK$1.13M · min. income ≈ HK$10,918/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,715
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,868
−HK$156/mo
Today · 4.125%
HK$6,024
baseline
▲ 0.50% · 4.625%
HK$6,341
+HK$317/mo
Deposit HK$199K · loan HK$1.13M · min. income ≈ HK$12,048/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,439
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,609
−HK$171/mo
Today · 4.125%
HK$5,780
baseline
▲ 0.50% · 4.625%
HK$6,132
+HK$352/mo
Deposit HK$133K · loan HK$1.19M · min. income ≈ HK$11,560/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,051
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,214
−HK$164/mo
Today · 4.125%
HK$6,378
baseline
▲ 0.50% · 4.625%
HK$6,714
+HK$336/mo
Deposit HK$133K · loan HK$1.19M · min. income ≈ HK$12,756/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).