▼ 0.50% · 3.625%
HK$2,618
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,700
−HK$82/mo
Today · 4.125%
HK$2,782
baseline
▲ 0.50% · 4.625%
HK$2,952
+HK$170/mo
Deposit HK$574K · loan HK$574K · min. income ≈ HK$5,564/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,913
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,991
−HK$79/mo
Today · 4.125%
HK$3,070
baseline
▲ 0.50% · 4.625%
HK$3,232
+HK$162/mo
Deposit HK$574K · loan HK$574K · min. income ≈ HK$6,140/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,880
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,970
−HK$91/mo
Today · 4.125%
HK$3,061
baseline
▲ 0.50% · 4.625%
HK$3,247
+HK$186/mo
Deposit HK$517K · loan HK$631K · min. income ≈ HK$6,122/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,204
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,290
−HK$87/mo
Today · 4.125%
HK$3,377
baseline
▲ 0.50% · 4.625%
HK$3,555
+HK$178/mo
Deposit HK$517K · loan HK$631K · min. income ≈ HK$6,754/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,142
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,240
−HK$99/mo
Today · 4.125%
HK$3,339
baseline
▲ 0.50% · 4.625%
HK$3,542
+HK$203/mo
Deposit HK$459K · loan HK$689K · min. income ≈ HK$6,678/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,495
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,589
−HK$95/mo
Today · 4.125%
HK$3,684
baseline
▲ 0.50% · 4.625%
HK$3,878
+HK$194/mo
Deposit HK$459K · loan HK$689K · min. income ≈ HK$7,368/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,404
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,509
−HK$108/mo
Today · 4.125%
HK$3,617
baseline
▲ 0.50% · 4.625%
HK$3,837
+HK$220/mo
Deposit HK$402K · loan HK$746K · min. income ≈ HK$7,234/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,786
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,888
−HK$103/mo
Today · 4.125%
HK$3,991
baseline
▲ 0.50% · 4.625%
HK$4,201
+HK$210/mo
Deposit HK$402K · loan HK$746K · min. income ≈ HK$7,982/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,665
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,779
−HK$116/mo
Today · 4.125%
HK$3,895
baseline
▲ 0.50% · 4.625%
HK$4,132
+HK$237/mo
Deposit HK$344K · loan HK$804K · min. income ≈ HK$7,790/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,078
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,187
−HK$111/mo
Today · 4.125%
HK$4,298
baseline
▲ 0.50% · 4.625%
HK$4,525
+HK$227/mo
Deposit HK$344K · loan HK$804K · min. income ≈ HK$8,596/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,927
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,049
−HK$124/mo
Today · 4.125%
HK$4,173
baseline
▲ 0.50% · 4.625%
HK$4,427
+HK$254/mo
Deposit HK$287K · loan HK$861K · min. income ≈ HK$8,346/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,369
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,486
−HK$119/mo
Today · 4.125%
HK$4,605
baseline
▲ 0.50% · 4.625%
HK$4,848
+HK$243/mo
Deposit HK$287K · loan HK$861K · min. income ≈ HK$9,210/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,189
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,319
−HK$133/mo
Today · 4.125%
HK$4,452
baseline
▲ 0.50% · 4.625%
HK$4,723
+HK$271/mo
Deposit HK$230K · loan HK$919K · min. income ≈ HK$8,904/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,660
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,785
−HK$127/mo
Today · 4.125%
HK$4,912
baseline
▲ 0.50% · 4.625%
HK$5,171
+HK$259/mo
Deposit HK$230K · loan HK$919K · min. income ≈ HK$9,824/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,451
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,589
−HK$141/mo
Today · 4.125%
HK$4,730
baseline
▲ 0.50% · 4.625%
HK$5,018
+HK$288/mo
Deposit HK$172K · loan HK$976K · min. income ≈ HK$9,460/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,952
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,084
−HK$135/mo
Today · 4.125%
HK$5,219
baseline
▲ 0.50% · 4.625%
HK$5,494
+HK$275/mo
Deposit HK$172K · loan HK$976K · min. income ≈ HK$10,438/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,713
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,859
−HK$149/mo
Today · 4.125%
HK$5,008
baseline
▲ 0.50% · 4.625%
HK$5,313
+HK$305/mo
Deposit HK$115K · loan HK$1.03M · min. income ≈ HK$10,016/mo (50% DSR)
Upfront cash ≈ HK$115K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,243
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,383
−HK$143/mo
Today · 4.125%
HK$5,526
baseline
▲ 0.50% · 4.625%
HK$5,817
+HK$291/mo
Deposit HK$115K · loan HK$1.03M · min. income ≈ HK$11,052/mo (50% DSR)
Upfront cash ≈ HK$115K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).