▼ 0.50% · 3.625%
HK$4,120
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,248
−HK$130/mo
Today · 4.125%
HK$4,378
baseline
▲ 0.50% · 4.625%
HK$4,644
+HK$266/mo
Deposit HK$903K · loan HK$903K · min. income ≈ HK$8,756/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,583
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,706
−HK$125/mo
Today · 4.125%
HK$4,831
baseline
▲ 0.50% · 4.625%
HK$5,085
+HK$254/mo
Deposit HK$903K · loan HK$903K · min. income ≈ HK$9,662/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,532
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,672
−HK$144/mo
Today · 4.125%
HK$4,816
baseline
▲ 0.50% · 4.625%
HK$5,109
+HK$293/mo
Deposit HK$813K · loan HK$994K · min. income ≈ HK$9,632/mo (50% DSR)
Upfront cash ≈ HK$813K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,041
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,176
−HK$138/mo
Today · 4.125%
HK$5,314
baseline
▲ 0.50% · 4.625%
HK$5,594
+HK$280/mo
Deposit HK$813K · loan HK$994K · min. income ≈ HK$10,628/mo (50% DSR)
Upfront cash ≈ HK$813K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,943
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,097
−HK$156/mo
Today · 4.125%
HK$5,253
baseline
▲ 0.50% · 4.625%
HK$5,573
+HK$320/mo
Deposit HK$723K · loan HK$1.08M · min. income ≈ HK$10,506/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,500
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,647
−HK$150/mo
Today · 4.125%
HK$5,797
baseline
▲ 0.50% · 4.625%
HK$6,102
+HK$305/mo
Deposit HK$723K · loan HK$1.08M · min. income ≈ HK$11,594/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,355
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,522
−HK$169/mo
Today · 4.125%
HK$5,691
baseline
▲ 0.50% · 4.625%
HK$6,038
+HK$347/mo
Deposit HK$632K · loan HK$1.17M · min. income ≈ HK$11,382/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,958
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,118
−HK$162/mo
Today · 4.125%
HK$6,280
baseline
▲ 0.50% · 4.625%
HK$6,611
+HK$331/mo
Deposit HK$632K · loan HK$1.17M · min. income ≈ HK$12,560/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,767
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,947
−HK$182/mo
Today · 4.125%
HK$6,129
baseline
▲ 0.50% · 4.625%
HK$6,502
+HK$373/mo
Deposit HK$542K · loan HK$1.26M · min. income ≈ HK$12,258/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,416
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,588
−HK$175/mo
Today · 4.125%
HK$6,763
baseline
▲ 0.50% · 4.625%
HK$7,119
+HK$356/mo
Deposit HK$542K · loan HK$1.26M · min. income ≈ HK$13,526/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,179
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,372
−HK$195/mo
Today · 4.125%
HK$6,567
baseline
▲ 0.50% · 4.625%
HK$6,966
+HK$399/mo
Deposit HK$452K · loan HK$1.35M · min. income ≈ HK$13,134/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,874
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,059
−HK$187/mo
Today · 4.125%
HK$7,246
baseline
▲ 0.50% · 4.625%
HK$7,628
+HK$382/mo
Deposit HK$452K · loan HK$1.35M · min. income ≈ HK$14,492/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,591
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,796
−HK$209/mo
Today · 4.125%
HK$7,005
baseline
▲ 0.50% · 4.625%
HK$7,431
+HK$426/mo
Deposit HK$361K · loan HK$1.45M · min. income ≈ HK$14,010/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,333
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,529
−HK$200/mo
Today · 4.125%
HK$7,729
baseline
▲ 0.50% · 4.625%
HK$8,136
+HK$407/mo
Deposit HK$361K · loan HK$1.45M · min. income ≈ HK$15,458/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,003
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,221
−HK$221/mo
Today · 4.125%
HK$7,442
baseline
▲ 0.50% · 4.625%
HK$7,895
+HK$453/mo
Deposit HK$271K · loan HK$1.54M · min. income ≈ HK$14,884/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,791
−HK$421/mo
▼ 0.25% · 3.875%
HK$8,000
−HK$212/mo
Today · 4.125%
HK$8,212
baseline
▲ 0.50% · 4.625%
HK$8,645
+HK$433/mo
Deposit HK$271K · loan HK$1.54M · min. income ≈ HK$16,424/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,415
−HK$465/mo
▼ 0.25% · 3.875%
HK$7,646
−HK$234/mo
Today · 4.125%
HK$7,880
baseline
▲ 0.50% · 4.625%
HK$8,360
+HK$480/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$15,760/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,249
−HK$446/mo
▼ 0.25% · 3.875%
HK$8,471
−HK$224/mo
Today · 4.125%
HK$8,695
baseline
▲ 0.50% · 4.625%
HK$9,153
+HK$458/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$17,390/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).