▼ 0.50% · 3.625%
HK$4,235
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,367
−HK$133/mo
Today · 4.125%
HK$4,500
baseline
▲ 0.50% · 4.625%
HK$4,774
+HK$274/mo
Deposit HK$929K · loan HK$929K · min. income ≈ HK$9,000/mo (50% DSR)
Upfront cash ≈ HK$929K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,711
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,838
−HK$128/mo
Today · 4.125%
HK$4,966
baseline
▲ 0.50% · 4.625%
HK$5,228
+HK$262/mo
Deposit HK$929K · loan HK$929K · min. income ≈ HK$9,932/mo (50% DSR)
Upfront cash ≈ HK$929K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,658
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,803
−HK$147/mo
Today · 4.125%
HK$4,950
baseline
▲ 0.50% · 4.625%
HK$5,252
+HK$302/mo
Deposit HK$836K · loan HK$1.02M · min. income ≈ HK$9,900/mo (50% DSR)
Upfront cash ≈ HK$836K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,182
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,321
−HK$141/mo
Today · 4.125%
HK$5,462
baseline
▲ 0.50% · 4.625%
HK$5,750
+HK$288/mo
Deposit HK$836K · loan HK$1.02M · min. income ≈ HK$10,924/mo (50% DSR)
Upfront cash ≈ HK$836K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,082
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,240
−HK$160/mo
Today · 4.125%
HK$5,400
baseline
▲ 0.50% · 4.625%
HK$5,729
+HK$329/mo
Deposit HK$743K · loan HK$1.11M · min. income ≈ HK$10,800/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,653
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,805
−HK$154/mo
Today · 4.125%
HK$5,959
baseline
▲ 0.50% · 4.625%
HK$6,273
+HK$314/mo
Deposit HK$743K · loan HK$1.11M · min. income ≈ HK$11,918/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,505
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,677
−HK$174/mo
Today · 4.125%
HK$5,851
baseline
▲ 0.50% · 4.625%
HK$6,207
+HK$356/mo
Deposit HK$650K · loan HK$1.21M · min. income ≈ HK$11,702/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,125
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,289
−HK$166/mo
Today · 4.125%
HK$6,455
baseline
▲ 0.50% · 4.625%
HK$6,796
+HK$341/mo
Deposit HK$650K · loan HK$1.21M · min. income ≈ HK$12,910/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,929
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,113
−HK$188/mo
Today · 4.125%
HK$6,301
baseline
▲ 0.50% · 4.625%
HK$6,684
+HK$383/mo
Deposit HK$557K · loan HK$1.30M · min. income ≈ HK$12,602/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,596
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,773
−HK$179/mo
Today · 4.125%
HK$6,952
baseline
▲ 0.50% · 4.625%
HK$7,319
+HK$367/mo
Deposit HK$557K · loan HK$1.30M · min. income ≈ HK$13,904/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,352
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,550
−HK$201/mo
Today · 4.125%
HK$6,751
baseline
▲ 0.50% · 4.625%
HK$7,161
+HK$410/mo
Deposit HK$464K · loan HK$1.39M · min. income ≈ HK$13,502/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,067
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,256
−HK$193/mo
Today · 4.125%
HK$7,449
baseline
▲ 0.50% · 4.625%
HK$7,841
+HK$392/mo
Deposit HK$464K · loan HK$1.39M · min. income ≈ HK$14,898/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,776
−HK$425/mo
▼ 0.25% · 3.875%
HK$6,987
−HK$214/mo
Today · 4.125%
HK$7,201
baseline
▲ 0.50% · 4.625%
HK$7,639
+HK$438/mo
Deposit HK$371K · loan HK$1.49M · min. income ≈ HK$14,402/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,538
−HK$407/mo
▼ 0.25% · 3.875%
HK$7,740
−HK$205/mo
Today · 4.125%
HK$7,945
baseline
▲ 0.50% · 4.625%
HK$8,364
+HK$419/mo
Deposit HK$371K · loan HK$1.49M · min. income ≈ HK$15,890/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,199
−HK$452/mo
▼ 0.25% · 3.875%
HK$7,423
−HK$228/mo
Today · 4.125%
HK$7,651
baseline
▲ 0.50% · 4.625%
HK$8,116
+HK$465/mo
Deposit HK$279K · loan HK$1.58M · min. income ≈ HK$15,302/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,009
−HK$433/mo
▼ 0.25% · 3.875%
HK$8,224
−HK$218/mo
Today · 4.125%
HK$8,442
baseline
▲ 0.50% · 4.625%
HK$8,887
+HK$445/mo
Deposit HK$279K · loan HK$1.58M · min. income ≈ HK$16,884/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,623
−HK$478/mo
▼ 0.25% · 3.875%
HK$7,860
−HK$241/mo
Today · 4.125%
HK$8,101
baseline
▲ 0.50% · 4.625%
HK$8,594
+HK$493/mo
Deposit HK$186K · loan HK$1.67M · min. income ≈ HK$16,202/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,480
−HK$458/mo
▼ 0.25% · 3.875%
HK$8,708
−HK$230/mo
Today · 4.125%
HK$8,938
baseline
▲ 0.50% · 4.625%
HK$9,410
+HK$472/mo
Deposit HK$186K · loan HK$1.67M · min. income ≈ HK$17,876/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).