▼ 0.50% · 3.625%
HK$4,045
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,170
−HK$128/mo
Today · 4.125%
HK$4,298
baseline
▲ 0.50% · 4.625%
HK$4,560
+HK$262/mo
Deposit HK$887K · loan HK$887K · min. income ≈ HK$8,596/mo (50% DSR)
Upfront cash ≈ HK$887K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,500
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,620
−HK$123/mo
Today · 4.125%
HK$4,743
baseline
▲ 0.50% · 4.625%
HK$4,993
+HK$250/mo
Deposit HK$887K · loan HK$887K · min. income ≈ HK$9,486/mo (50% DSR)
Upfront cash ≈ HK$887K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,449
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,587
−HK$141/mo
Today · 4.125%
HK$4,728
baseline
▲ 0.50% · 4.625%
HK$5,016
+HK$288/mo
Deposit HK$798K · loan HK$976K · min. income ≈ HK$9,456/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,950
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,082
−HK$135/mo
Today · 4.125%
HK$5,217
baseline
▲ 0.50% · 4.625%
HK$5,492
+HK$275/mo
Deposit HK$798K · loan HK$976K · min. income ≈ HK$10,434/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,854
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,004
−HK$154/mo
Today · 4.125%
HK$5,158
baseline
▲ 0.50% · 4.625%
HK$5,472
+HK$314/mo
Deposit HK$709K · loan HK$1.06M · min. income ≈ HK$10,316/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,399
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,544
−HK$147/mo
Today · 4.125%
HK$5,691
baseline
▲ 0.50% · 4.625%
HK$5,991
+HK$300/mo
Deposit HK$709K · loan HK$1.06M · min. income ≈ HK$11,382/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,258
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,422
−HK$166/mo
Today · 4.125%
HK$5,588
baseline
▲ 0.50% · 4.625%
HK$5,928
+HK$340/mo
Deposit HK$621K · loan HK$1.15M · min. income ≈ HK$11,176/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,849
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,006
−HK$159/mo
Today · 4.125%
HK$6,165
baseline
▲ 0.50% · 4.625%
HK$6,490
+HK$325/mo
Deposit HK$621K · loan HK$1.15M · min. income ≈ HK$12,330/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,662
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,839
−HK$179/mo
Today · 4.125%
HK$6,018
baseline
▲ 0.50% · 4.625%
HK$6,384
+HK$366/mo
Deposit HK$532K · loan HK$1.24M · min. income ≈ HK$12,036/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,299
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,468
−HK$172/mo
Today · 4.125%
HK$6,640
baseline
▲ 0.50% · 4.625%
HK$6,990
+HK$350/mo
Deposit HK$532K · loan HK$1.24M · min. income ≈ HK$13,280/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,067
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,256
−HK$191/mo
Today · 4.125%
HK$6,447
baseline
▲ 0.50% · 4.625%
HK$6,840
+HK$393/mo
Deposit HK$443K · loan HK$1.33M · min. income ≈ HK$12,894/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,749
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,930
−HK$184/mo
Today · 4.125%
HK$7,114
baseline
▲ 0.50% · 4.625%
HK$7,489
+HK$375/mo
Deposit HK$443K · loan HK$1.33M · min. income ≈ HK$14,228/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,471
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,673
−HK$204/mo
Today · 4.125%
HK$6,877
baseline
▲ 0.50% · 4.625%
HK$7,296
+HK$419/mo
Deposit HK$355K · loan HK$1.42M · min. income ≈ HK$13,754/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,199
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,392
−HK$196/mo
Today · 4.125%
HK$7,588
baseline
▲ 0.50% · 4.625%
HK$7,988
+HK$400/mo
Deposit HK$355K · loan HK$1.42M · min. income ≈ HK$15,176/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,876
−HK$431/mo
▼ 0.25% · 3.875%
HK$7,090
−HK$217/mo
Today · 4.125%
HK$7,307
baseline
▲ 0.50% · 4.625%
HK$7,752
+HK$445/mo
Deposit HK$266K · loan HK$1.51M · min. income ≈ HK$14,614/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,649
−HK$414/mo
▼ 0.25% · 3.875%
HK$7,854
−HK$209/mo
Today · 4.125%
HK$8,063
baseline
▲ 0.50% · 4.625%
HK$8,488
+HK$425/mo
Deposit HK$266K · loan HK$1.51M · min. income ≈ HK$16,126/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,280
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,507
−HK$230/mo
Today · 4.125%
HK$7,737
baseline
▲ 0.50% · 4.625%
HK$8,208
+HK$471/mo
Deposit HK$177K · loan HK$1.60M · min. income ≈ HK$15,474/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,099
−HK$438/mo
▼ 0.25% · 3.875%
HK$8,316
−HK$221/mo
Today · 4.125%
HK$8,537
baseline
▲ 0.50% · 4.625%
HK$8,987
+HK$450/mo
Deposit HK$177K · loan HK$1.60M · min. income ≈ HK$17,074/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).