▼ 0.50% · 3.625%
HK$4,117
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,245
−HK$131/mo
Today · 4.125%
HK$4,376
baseline
▲ 0.50% · 4.625%
HK$4,642
+HK$266/mo
Deposit HK$903K · loan HK$903K · min. income ≈ HK$8,752/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,581
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,703
−HK$125/mo
Today · 4.125%
HK$4,828
baseline
▲ 0.50% · 4.625%
HK$5,083
+HK$255/mo
Deposit HK$903K · loan HK$903K · min. income ≈ HK$9,656/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,529
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,670
−HK$143/mo
Today · 4.125%
HK$4,813
baseline
▲ 0.50% · 4.625%
HK$5,106
+HK$293/mo
Deposit HK$813K · loan HK$993K · min. income ≈ HK$9,626/mo (50% DSR)
Upfront cash ≈ HK$813K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,039
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,174
−HK$137/mo
Today · 4.125%
HK$5,311
baseline
▲ 0.50% · 4.625%
HK$5,591
+HK$280/mo
Deposit HK$813K · loan HK$993K · min. income ≈ HK$10,622/mo (50% DSR)
Upfront cash ≈ HK$813K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,941
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,095
−HK$156/mo
Today · 4.125%
HK$5,251
baseline
▲ 0.50% · 4.625%
HK$5,570
+HK$319/mo
Deposit HK$722K · loan HK$1.08M · min. income ≈ HK$10,502/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,497
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,644
−HK$150/mo
Today · 4.125%
HK$5,794
baseline
▲ 0.50% · 4.625%
HK$6,099
+HK$305/mo
Deposit HK$722K · loan HK$1.08M · min. income ≈ HK$11,588/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,353
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,519
−HK$169/mo
Today · 4.125%
HK$5,688
baseline
▲ 0.50% · 4.625%
HK$6,034
+HK$346/mo
Deposit HK$632K · loan HK$1.17M · min. income ≈ HK$11,376/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,955
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,114
−HK$162/mo
Today · 4.125%
HK$6,276
baseline
▲ 0.50% · 4.625%
HK$6,607
+HK$331/mo
Deposit HK$632K · loan HK$1.17M · min. income ≈ HK$12,552/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,764
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,944
−HK$182/mo
Today · 4.125%
HK$6,126
baseline
▲ 0.50% · 4.625%
HK$6,499
+HK$373/mo
Deposit HK$542K · loan HK$1.26M · min. income ≈ HK$12,252/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,413
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,585
−HK$174/mo
Today · 4.125%
HK$6,759
baseline
▲ 0.50% · 4.625%
HK$7,116
+HK$357/mo
Deposit HK$542K · loan HK$1.26M · min. income ≈ HK$13,518/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,176
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,368
−HK$195/mo
Today · 4.125%
HK$6,563
baseline
▲ 0.50% · 4.625%
HK$6,963
+HK$400/mo
Deposit HK$451K · loan HK$1.35M · min. income ≈ HK$13,126/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,871
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,055
−HK$187/mo
Today · 4.125%
HK$7,242
baseline
▲ 0.50% · 4.625%
HK$7,624
+HK$382/mo
Deposit HK$451K · loan HK$1.35M · min. income ≈ HK$14,484/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,588
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,793
−HK$208/mo
Today · 4.125%
HK$7,001
baseline
▲ 0.50% · 4.625%
HK$7,427
+HK$426/mo
Deposit HK$361K · loan HK$1.44M · min. income ≈ HK$14,002/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,329
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,525
−HK$200/mo
Today · 4.125%
HK$7,725
baseline
▲ 0.50% · 4.625%
HK$8,132
+HK$407/mo
Deposit HK$361K · loan HK$1.44M · min. income ≈ HK$15,450/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,000
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,217
−HK$222/mo
Today · 4.125%
HK$7,439
baseline
▲ 0.50% · 4.625%
HK$7,891
+HK$452/mo
Deposit HK$271K · loan HK$1.53M · min. income ≈ HK$14,878/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,787
−HK$421/mo
▼ 0.25% · 3.875%
HK$7,996
−HK$212/mo
Today · 4.125%
HK$8,208
baseline
▲ 0.50% · 4.625%
HK$8,640
+HK$432/mo
Deposit HK$271K · loan HK$1.53M · min. income ≈ HK$16,416/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,411
−HK$465/mo
▼ 0.25% · 3.875%
HK$7,642
−HK$234/mo
Today · 4.125%
HK$7,876
baseline
▲ 0.50% · 4.625%
HK$8,355
+HK$479/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$15,752/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,245
−HK$445/mo
▼ 0.25% · 3.875%
HK$8,466
−HK$224/mo
Today · 4.125%
HK$8,690
baseline
▲ 0.50% · 4.625%
HK$9,149
+HK$459/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$17,380/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).