▼ 0.50% · 3.625%
HK$4,168
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,297
−HK$132/mo
Today · 4.125%
HK$4,429
baseline
▲ 0.50% · 4.625%
HK$4,699
+HK$270/mo
Deposit HK$914K · loan HK$914K · min. income ≈ HK$8,858/mo (50% DSR)
Upfront cash ≈ HK$914K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,636
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,761
−HK$126/mo
Today · 4.125%
HK$4,887
baseline
▲ 0.50% · 4.625%
HK$5,145
+HK$258/mo
Deposit HK$914K · loan HK$914K · min. income ≈ HK$9,774/mo (50% DSR)
Upfront cash ≈ HK$914K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,584
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,727
−HK$145/mo
Today · 4.125%
HK$4,872
baseline
▲ 0.50% · 4.625%
HK$5,168
+HK$296/mo
Deposit HK$822K · loan HK$1.01M · min. income ≈ HK$9,744/mo (50% DSR)
Upfront cash ≈ HK$823K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,100
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,237
−HK$139/mo
Today · 4.125%
HK$5,376
baseline
▲ 0.50% · 4.625%
HK$5,659
+HK$283/mo
Deposit HK$822K · loan HK$1.01M · min. income ≈ HK$10,752/mo (50% DSR)
Upfront cash ≈ HK$823K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,001
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,157
−HK$158/mo
Today · 4.125%
HK$5,315
baseline
▲ 0.50% · 4.625%
HK$5,638
+HK$323/mo
Deposit HK$731K · loan HK$1.10M · min. income ≈ HK$10,630/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,564
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,713
−HK$151/mo
Today · 4.125%
HK$5,864
baseline
▲ 0.50% · 4.625%
HK$6,174
+HK$310/mo
Deposit HK$731K · loan HK$1.10M · min. income ≈ HK$11,728/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,418
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,587
−HK$171/mo
Today · 4.125%
HK$5,758
baseline
▲ 0.50% · 4.625%
HK$6,108
+HK$350/mo
Deposit HK$640K · loan HK$1.19M · min. income ≈ HK$11,516/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,027
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,189
−HK$164/mo
Today · 4.125%
HK$6,353
baseline
▲ 0.50% · 4.625%
HK$6,688
+HK$335/mo
Deposit HK$640K · loan HK$1.19M · min. income ≈ HK$12,706/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,835
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,016
−HK$185/mo
Today · 4.125%
HK$6,201
baseline
▲ 0.50% · 4.625%
HK$6,578
+HK$377/mo
Deposit HK$548K · loan HK$1.28M · min. income ≈ HK$12,402/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,491
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,665
−HK$177/mo
Today · 4.125%
HK$6,842
baseline
▲ 0.50% · 4.625%
HK$7,202
+HK$360/mo
Deposit HK$548K · loan HK$1.28M · min. income ≈ HK$13,684/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,252
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,446
−HK$198/mo
Today · 4.125%
HK$6,644
baseline
▲ 0.50% · 4.625%
HK$7,048
+HK$404/mo
Deposit HK$457K · loan HK$1.37M · min. income ≈ HK$13,288/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,955
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,141
−HK$189/mo
Today · 4.125%
HK$7,330
baseline
▲ 0.50% · 4.625%
HK$7,717
+HK$387/mo
Deposit HK$457K · loan HK$1.37M · min. income ≈ HK$14,660/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,668
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,876
−HK$210/mo
Today · 4.125%
HK$7,086
baseline
▲ 0.50% · 4.625%
HK$7,518
+HK$432/mo
Deposit HK$366K · loan HK$1.46M · min. income ≈ HK$14,172/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,418
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,617
−HK$202/mo
Today · 4.125%
HK$7,819
baseline
▲ 0.50% · 4.625%
HK$8,231
+HK$412/mo
Deposit HK$366K · loan HK$1.46M · min. income ≈ HK$15,638/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,085
−HK$444/mo
▼ 0.25% · 3.875%
HK$7,305
−HK$224/mo
Today · 4.125%
HK$7,529
baseline
▲ 0.50% · 4.625%
HK$7,987
+HK$458/mo
Deposit HK$274K · loan HK$1.55M · min. income ≈ HK$15,058/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,882
−HK$426/mo
▼ 0.25% · 3.875%
HK$8,093
−HK$215/mo
Today · 4.125%
HK$8,308
baseline
▲ 0.50% · 4.625%
HK$8,746
+HK$438/mo
Deposit HK$274K · loan HK$1.55M · min. income ≈ HK$16,616/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,502
−HK$470/mo
▼ 0.25% · 3.875%
HK$7,735
−HK$237/mo
Today · 4.125%
HK$7,972
baseline
▲ 0.50% · 4.625%
HK$8,457
+HK$485/mo
Deposit HK$183K · loan HK$1.64M · min. income ≈ HK$15,944/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,346
−HK$451/mo
▼ 0.25% · 3.875%
HK$8,570
−HK$227/mo
Today · 4.125%
HK$8,797
baseline
▲ 0.50% · 4.625%
HK$9,260
+HK$463/mo
Deposit HK$183K · loan HK$1.64M · min. income ≈ HK$17,594/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).