▼ 0.50% · 3.625%
HK$4,593
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,736
−HK$145/mo
Today · 4.125%
HK$4,881
baseline
▲ 0.50% · 4.625%
HK$5,178
+HK$297/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$9,762/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,110
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,247
−HK$139/mo
Today · 4.125%
HK$5,386
baseline
▲ 0.50% · 4.625%
HK$5,670
+HK$284/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$10,772/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,053
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,210
−HK$160/mo
Today · 4.125%
HK$5,370
baseline
▲ 0.50% · 4.625%
HK$5,696
+HK$326/mo
Deposit HK$906K · loan HK$1.11M · min. income ≈ HK$10,740/mo (50% DSR)
Upfront cash ≈ HK$907K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,621
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,772
−HK$153/mo
Today · 4.125%
HK$5,925
baseline
▲ 0.50% · 4.625%
HK$6,237
+HK$312/mo
Deposit HK$906K · loan HK$1.11M · min. income ≈ HK$11,850/mo (50% DSR)
Upfront cash ≈ HK$907K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,512
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,683
−HK$175/mo
Today · 4.125%
HK$5,858
baseline
▲ 0.50% · 4.625%
HK$6,214
+HK$356/mo
Deposit HK$806K · loan HK$1.21M · min. income ≈ HK$11,716/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,132
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,297
−HK$166/mo
Today · 4.125%
HK$6,463
baseline
▲ 0.50% · 4.625%
HK$6,804
+HK$341/mo
Deposit HK$806K · loan HK$1.21M · min. income ≈ HK$12,926/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,971
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,157
−HK$189/mo
Today · 4.125%
HK$6,346
baseline
▲ 0.50% · 4.625%
HK$6,732
+HK$386/mo
Deposit HK$705K · loan HK$1.31M · min. income ≈ HK$12,692/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,643
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,821
−HK$181/mo
Today · 4.125%
HK$7,002
baseline
▲ 0.50% · 4.625%
HK$7,371
+HK$369/mo
Deposit HK$705K · loan HK$1.31M · min. income ≈ HK$14,004/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,431
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,631
−HK$203/mo
Today · 4.125%
HK$6,834
baseline
▲ 0.50% · 4.625%
HK$7,250
+HK$416/mo
Deposit HK$604K · loan HK$1.41M · min. income ≈ HK$13,668/mo (50% DSR)
Upfront cash ≈ HK$604K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,154
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,346
−HK$195/mo
Today · 4.125%
HK$7,541
baseline
▲ 0.50% · 4.625%
HK$7,938
+HK$397/mo
Deposit HK$604K · loan HK$1.41M · min. income ≈ HK$15,082/mo (50% DSR)
Upfront cash ≈ HK$604K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,890
−HK$432/mo
▼ 0.25% · 3.875%
HK$7,104
−HK$218/mo
Today · 4.125%
HK$7,322
baseline
▲ 0.50% · 4.625%
HK$7,768
+HK$446/mo
Deposit HK$504K · loan HK$1.51M · min. income ≈ HK$14,644/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,665
−HK$414/mo
▼ 0.25% · 3.875%
HK$7,871
−HK$208/mo
Today · 4.125%
HK$8,079
baseline
▲ 0.50% · 4.625%
HK$8,505
+HK$426/mo
Deposit HK$504K · loan HK$1.51M · min. income ≈ HK$16,158/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,349
−HK$461/mo
▼ 0.25% · 3.875%
HK$7,578
−HK$232/mo
Today · 4.125%
HK$7,810
baseline
▲ 0.50% · 4.625%
HK$8,285
+HK$475/mo
Deposit HK$403K · loan HK$1.61M · min. income ≈ HK$15,620/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,176
−HK$442/mo
▼ 0.25% · 3.875%
HK$8,395
−HK$223/mo
Today · 4.125%
HK$8,618
baseline
▲ 0.50% · 4.625%
HK$9,072
+HK$454/mo
Deposit HK$403K · loan HK$1.61M · min. income ≈ HK$17,236/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,809
−HK$489/mo
▼ 0.25% · 3.875%
HK$8,052
−HK$246/mo
Today · 4.125%
HK$8,298
baseline
▲ 0.50% · 4.625%
HK$8,803
+HK$505/mo
Deposit HK$302K · loan HK$1.71M · min. income ≈ HK$16,596/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,687
−HK$469/mo
▼ 0.25% · 3.875%
HK$8,920
−HK$236/mo
Today · 4.125%
HK$9,156
baseline
▲ 0.50% · 4.625%
HK$9,639
+HK$483/mo
Deposit HK$302K · loan HK$1.71M · min. income ≈ HK$18,312/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,268
−HK$518/mo
▼ 0.25% · 3.875%
HK$8,525
−HK$261/mo
Today · 4.125%
HK$8,786
baseline
▲ 0.50% · 4.625%
HK$9,321
+HK$535/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$17,572/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,198
−HK$497/mo
▼ 0.25% · 3.875%
HK$9,445
−HK$250/mo
Today · 4.125%
HK$9,695
baseline
▲ 0.50% · 4.625%
HK$10,206
+HK$511/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$19,390/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).