▼ 0.50% · 3.625%
HK$4,229
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,361
−HK$134/mo
Today · 4.125%
HK$4,495
baseline
▲ 0.50% · 4.625%
HK$4,768
+HK$273/mo
Deposit HK$927K · loan HK$927K · min. income ≈ HK$8,990/mo (50% DSR)
Upfront cash ≈ HK$927K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,705
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,831
−HK$128/mo
Today · 4.125%
HK$4,959
baseline
▲ 0.50% · 4.625%
HK$5,221
+HK$262/mo
Deposit HK$927K · loan HK$927K · min. income ≈ HK$9,918/mo (50% DSR)
Upfront cash ≈ HK$927K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,652
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,797
−HK$147/mo
Today · 4.125%
HK$4,944
baseline
▲ 0.50% · 4.625%
HK$5,245
+HK$301/mo
Deposit HK$835K · loan HK$1.02M · min. income ≈ HK$9,888/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,176
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,315
−HK$140/mo
Today · 4.125%
HK$5,455
baseline
▲ 0.50% · 4.625%
HK$5,743
+HK$288/mo
Deposit HK$835K · loan HK$1.02M · min. income ≈ HK$10,910/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,075
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,233
−HK$161/mo
Today · 4.125%
HK$5,394
baseline
▲ 0.50% · 4.625%
HK$5,722
+HK$328/mo
Deposit HK$742K · loan HK$1.11M · min. income ≈ HK$10,788/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,646
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,798
−HK$153/mo
Today · 4.125%
HK$5,951
baseline
▲ 0.50% · 4.625%
HK$6,265
+HK$314/mo
Deposit HK$742K · loan HK$1.11M · min. income ≈ HK$11,902/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,498
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,669
−HK$174/mo
Today · 4.125%
HK$5,843
baseline
▲ 0.50% · 4.625%
HK$6,199
+HK$356/mo
Deposit HK$649K · loan HK$1.21M · min. income ≈ HK$11,686/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,117
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,281
−HK$166/mo
Today · 4.125%
HK$6,447
baseline
▲ 0.50% · 4.625%
HK$6,787
+HK$340/mo
Deposit HK$649K · loan HK$1.21M · min. income ≈ HK$12,894/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,921
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,105
−HK$187/mo
Today · 4.125%
HK$6,292
baseline
▲ 0.50% · 4.625%
HK$6,675
+HK$383/mo
Deposit HK$556K · loan HK$1.30M · min. income ≈ HK$12,584/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,587
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,764
−HK$179/mo
Today · 4.125%
HK$6,943
baseline
▲ 0.50% · 4.625%
HK$7,309
+HK$366/mo
Deposit HK$556K · loan HK$1.30M · min. income ≈ HK$13,886/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,344
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,541
−HK$201/mo
Today · 4.125%
HK$6,742
baseline
▲ 0.50% · 4.625%
HK$7,152
+HK$410/mo
Deposit HK$464K · loan HK$1.39M · min. income ≈ HK$13,484/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,058
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,247
−HK$192/mo
Today · 4.125%
HK$7,439
baseline
▲ 0.50% · 4.625%
HK$7,831
+HK$392/mo
Deposit HK$464K · loan HK$1.39M · min. income ≈ HK$14,878/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,767
−HK$424/mo
▼ 0.25% · 3.875%
HK$6,978
−HK$213/mo
Today · 4.125%
HK$7,191
baseline
▲ 0.50% · 4.625%
HK$7,629
+HK$438/mo
Deposit HK$371K · loan HK$1.48M · min. income ≈ HK$14,382/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,528
−HK$407/mo
▼ 0.25% · 3.875%
HK$7,730
−HK$205/mo
Today · 4.125%
HK$7,935
baseline
▲ 0.50% · 4.625%
HK$8,353
+HK$418/mo
Deposit HK$371K · loan HK$1.48M · min. income ≈ HK$15,870/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,190
−HK$451/mo
▼ 0.25% · 3.875%
HK$7,414
−HK$227/mo
Today · 4.125%
HK$7,641
baseline
▲ 0.50% · 4.625%
HK$8,106
+HK$465/mo
Deposit HK$278K · loan HK$1.58M · min. income ≈ HK$15,282/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,999
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,213
−HK$218/mo
Today · 4.125%
HK$8,431
baseline
▲ 0.50% · 4.625%
HK$8,875
+HK$444/mo
Deposit HK$278K · loan HK$1.58M · min. income ≈ HK$16,862/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,613
−HK$477/mo
▼ 0.25% · 3.875%
HK$7,850
−HK$240/mo
Today · 4.125%
HK$8,090
baseline
▲ 0.50% · 4.625%
HK$8,583
+HK$493/mo
Deposit HK$185K · loan HK$1.67M · min. income ≈ HK$16,180/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,469
−HK$458/mo
▼ 0.25% · 3.875%
HK$8,696
−HK$231/mo
Today · 4.125%
HK$8,927
baseline
▲ 0.50% · 4.625%
HK$9,397
+HK$470/mo
Deposit HK$185K · loan HK$1.67M · min. income ≈ HK$17,854/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).