▼ 0.50% · 3.625%
HK$2,175
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,242
−HK$69/mo
Today · 4.125%
HK$2,311
baseline
▲ 0.50% · 4.625%
HK$2,452
+HK$141/mo
Deposit HK$477K · loan HK$477K · min. income ≈ HK$4,622/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,419
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,484
−HK$66/mo
Today · 4.125%
HK$2,550
baseline
▲ 0.50% · 4.625%
HK$2,684
+HK$134/mo
Deposit HK$477K · loan HK$477K · min. income ≈ HK$5,100/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,392
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,466
−HK$76/mo
Today · 4.125%
HK$2,542
baseline
▲ 0.50% · 4.625%
HK$2,697
+HK$155/mo
Deposit HK$429K · loan HK$524K · min. income ≈ HK$5,084/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,661
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,732
−HK$73/mo
Today · 4.125%
HK$2,805
baseline
▲ 0.50% · 4.625%
HK$2,953
+HK$148/mo
Deposit HK$429K · loan HK$524K · min. income ≈ HK$5,610/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,609
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,691
−HK$82/mo
Today · 4.125%
HK$2,773
baseline
▲ 0.50% · 4.625%
HK$2,942
+HK$169/mo
Deposit HK$381K · loan HK$572K · min. income ≈ HK$5,546/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,903
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,981
−HK$79/mo
Today · 4.125%
HK$3,060
baseline
▲ 0.50% · 4.625%
HK$3,221
+HK$161/mo
Deposit HK$381K · loan HK$572K · min. income ≈ HK$6,120/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,827
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,915
−HK$89/mo
Today · 4.125%
HK$3,004
baseline
▲ 0.50% · 4.625%
HK$3,187
+HK$183/mo
Deposit HK$334K · loan HK$620K · min. income ≈ HK$6,008/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,145
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,229
−HK$86/mo
Today · 4.125%
HK$3,315
baseline
▲ 0.50% · 4.625%
HK$3,490
+HK$175/mo
Deposit HK$334K · loan HK$620K · min. income ≈ HK$6,630/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,044
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,139
−HK$96/mo
Today · 4.125%
HK$3,235
baseline
▲ 0.50% · 4.625%
HK$3,432
+HK$197/mo
Deposit HK$286K · loan HK$668K · min. income ≈ HK$6,470/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,387
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,478
−HK$92/mo
Today · 4.125%
HK$3,570
baseline
▲ 0.50% · 4.625%
HK$3,758
+HK$188/mo
Deposit HK$286K · loan HK$668K · min. income ≈ HK$7,140/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,262
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,363
−HK$103/mo
Today · 4.125%
HK$3,466
baseline
▲ 0.50% · 4.625%
HK$3,677
+HK$211/mo
Deposit HK$238K · loan HK$715K · min. income ≈ HK$6,932/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,629
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,726
−HK$99/mo
Today · 4.125%
HK$3,825
baseline
▲ 0.50% · 4.625%
HK$4,026
+HK$201/mo
Deposit HK$238K · loan HK$715K · min. income ≈ HK$7,650/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,479
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,587
−HK$110/mo
Today · 4.125%
HK$3,697
baseline
▲ 0.50% · 4.625%
HK$3,922
+HK$225/mo
Deposit HK$191K · loan HK$763K · min. income ≈ HK$7,394/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,871
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,974
−HK$106/mo
Today · 4.125%
HK$4,080
baseline
▲ 0.50% · 4.625%
HK$4,295
+HK$215/mo
Deposit HK$191K · loan HK$763K · min. income ≈ HK$8,160/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,697
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,812
−HK$117/mo
Today · 4.125%
HK$3,929
baseline
▲ 0.50% · 4.625%
HK$4,168
+HK$239/mo
Deposit HK$143K · loan HK$811K · min. income ≈ HK$7,858/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,113
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,223
−HK$112/mo
Today · 4.125%
HK$4,335
baseline
▲ 0.50% · 4.625%
HK$4,563
+HK$228/mo
Deposit HK$143K · loan HK$811K · min. income ≈ HK$8,670/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,914
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,036
−HK$124/mo
Today · 4.125%
HK$4,160
baseline
▲ 0.50% · 4.625%
HK$4,413
+HK$253/mo
Deposit HK$95K · loan HK$858K · min. income ≈ HK$8,320/mo (50% DSR)
Upfront cash ≈ HK$95K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,354
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,471
−HK$119/mo
Today · 4.125%
HK$4,590
baseline
▲ 0.50% · 4.625%
HK$4,832
+HK$242/mo
Deposit HK$95K · loan HK$858K · min. income ≈ HK$9,180/mo (50% DSR)
Upfront cash ≈ HK$95K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).