▼ 0.50% · 3.625%
HK$4,195
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,325
−HK$133/mo
Today · 4.125%
HK$4,458
baseline
▲ 0.50% · 4.625%
HK$4,729
+HK$271/mo
Deposit HK$920K · loan HK$920K · min. income ≈ HK$8,916/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,667
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,792
−HK$127/mo
Today · 4.125%
HK$4,919
baseline
▲ 0.50% · 4.625%
HK$5,178
+HK$259/mo
Deposit HK$920K · loan HK$920K · min. income ≈ HK$9,838/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,614
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,758
−HK$146/mo
Today · 4.125%
HK$4,904
baseline
▲ 0.50% · 4.625%
HK$5,202
+HK$298/mo
Deposit HK$828K · loan HK$1.01M · min. income ≈ HK$9,808/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,133
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,271
−HK$140/mo
Today · 4.125%
HK$5,411
baseline
▲ 0.50% · 4.625%
HK$5,696
+HK$285/mo
Deposit HK$828K · loan HK$1.01M · min. income ≈ HK$10,822/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,034
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,190
−HK$159/mo
Today · 4.125%
HK$5,349
baseline
▲ 0.50% · 4.625%
HK$5,675
+HK$326/mo
Deposit HK$736K · loan HK$1.10M · min. income ≈ HK$10,698/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,600
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,750
−HK$153/mo
Today · 4.125%
HK$5,903
baseline
▲ 0.50% · 4.625%
HK$6,214
+HK$311/mo
Deposit HK$736K · loan HK$1.10M · min. income ≈ HK$11,806/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,453
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,623
−HK$172/mo
Today · 4.125%
HK$5,795
baseline
▲ 0.50% · 4.625%
HK$6,148
+HK$353/mo
Deposit HK$644K · loan HK$1.20M · min. income ≈ HK$11,590/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,067
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,229
−HK$165/mo
Today · 4.125%
HK$6,394
baseline
▲ 0.50% · 4.625%
HK$6,731
+HK$337/mo
Deposit HK$644K · loan HK$1.20M · min. income ≈ HK$12,788/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,873
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,055
−HK$186/mo
Today · 4.125%
HK$6,241
baseline
▲ 0.50% · 4.625%
HK$6,621
+HK$380/mo
Deposit HK$552K · loan HK$1.29M · min. income ≈ HK$12,482/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,533
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,709
−HK$177/mo
Today · 4.125%
HK$6,886
baseline
▲ 0.50% · 4.625%
HK$7,249
+HK$363/mo
Deposit HK$552K · loan HK$1.29M · min. income ≈ HK$13,772/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,292
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,488
−HK$199/mo
Today · 4.125%
HK$6,687
baseline
▲ 0.50% · 4.625%
HK$7,094
+HK$407/mo
Deposit HK$460K · loan HK$1.38M · min. income ≈ HK$13,374/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,000
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,188
−HK$190/mo
Today · 4.125%
HK$7,378
baseline
▲ 0.50% · 4.625%
HK$7,767
+HK$389/mo
Deposit HK$460K · loan HK$1.38M · min. income ≈ HK$14,756/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,712
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,920
−HK$213/mo
Today · 4.125%
HK$7,133
baseline
▲ 0.50% · 4.625%
HK$7,567
+HK$434/mo
Deposit HK$368K · loan HK$1.47M · min. income ≈ HK$14,266/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,467
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,667
−HK$203/mo
Today · 4.125%
HK$7,870
baseline
▲ 0.50% · 4.625%
HK$8,285
+HK$415/mo
Deposit HK$368K · loan HK$1.47M · min. income ≈ HK$15,740/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,131
−HK$447/mo
▼ 0.25% · 3.875%
HK$7,353
−HK$225/mo
Today · 4.125%
HK$7,578
baseline
▲ 0.50% · 4.625%
HK$8,039
+HK$461/mo
Deposit HK$276K · loan HK$1.56M · min. income ≈ HK$15,156/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,933
−HK$429/mo
▼ 0.25% · 3.875%
HK$8,146
−HK$216/mo
Today · 4.125%
HK$8,362
baseline
▲ 0.50% · 4.625%
HK$8,803
+HK$441/mo
Deposit HK$276K · loan HK$1.56M · min. income ≈ HK$16,724/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,551
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,785
−HK$239/mo
Today · 4.125%
HK$8,024
baseline
▲ 0.50% · 4.625%
HK$8,512
+HK$488/mo
Deposit HK$184K · loan HK$1.66M · min. income ≈ HK$16,048/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,400
−HK$454/mo
▼ 0.25% · 3.875%
HK$8,625
−HK$229/mo
Today · 4.125%
HK$8,854
baseline
▲ 0.50% · 4.625%
HK$9,321
+HK$467/mo
Deposit HK$184K · loan HK$1.66M · min. income ≈ HK$17,708/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).