▼ 0.50% · 3.625%
HK$4,029
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,154
−HK$127/mo
Today · 4.125%
HK$4,281
baseline
▲ 0.50% · 4.625%
HK$4,542
+HK$261/mo
Deposit HK$883K · loan HK$883K · min. income ≈ HK$8,562/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,482
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,602
−HK$122/mo
Today · 4.125%
HK$4,724
baseline
▲ 0.50% · 4.625%
HK$4,973
+HK$249/mo
Deposit HK$883K · loan HK$883K · min. income ≈ HK$9,448/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,432
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,570
−HK$140/mo
Today · 4.125%
HK$4,710
baseline
▲ 0.50% · 4.625%
HK$4,996
+HK$286/mo
Deposit HK$795K · loan HK$972K · min. income ≈ HK$9,420/mo (50% DSR)
Upfront cash ≈ HK$795K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,930
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,062
−HK$135/mo
Today · 4.125%
HK$5,197
baseline
▲ 0.50% · 4.625%
HK$5,470
+HK$273/mo
Deposit HK$795K · loan HK$972K · min. income ≈ HK$10,394/mo (50% DSR)
Upfront cash ≈ HK$795K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,835
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,985
−HK$153/mo
Today · 4.125%
HK$5,138
baseline
▲ 0.50% · 4.625%
HK$5,450
+HK$312/mo
Deposit HK$707K · loan HK$1.06M · min. income ≈ HK$10,276/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,378
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,523
−HK$146/mo
Today · 4.125%
HK$5,669
baseline
▲ 0.50% · 4.625%
HK$5,968
+HK$299/mo
Deposit HK$707K · loan HK$1.06M · min. income ≈ HK$11,338/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,237
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,400
−HK$166/mo
Today · 4.125%
HK$5,566
baseline
▲ 0.50% · 4.625%
HK$5,905
+HK$339/mo
Deposit HK$618K · loan HK$1.15M · min. income ≈ HK$11,132/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,827
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,983
−HK$158/mo
Today · 4.125%
HK$6,141
baseline
▲ 0.50% · 4.625%
HK$6,465
+HK$324/mo
Deposit HK$618K · loan HK$1.15M · min. income ≈ HK$12,282/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,640
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,816
−HK$178/mo
Today · 4.125%
HK$5,994
baseline
▲ 0.50% · 4.625%
HK$6,359
+HK$365/mo
Deposit HK$530K · loan HK$1.24M · min. income ≈ HK$11,988/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,275
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,443
−HK$171/mo
Today · 4.125%
HK$6,614
baseline
▲ 0.50% · 4.625%
HK$6,962
+HK$348/mo
Deposit HK$530K · loan HK$1.24M · min. income ≈ HK$13,228/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,043
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,231
−HK$191/mo
Today · 4.125%
HK$6,422
baseline
▲ 0.50% · 4.625%
HK$6,813
+HK$391/mo
Deposit HK$442K · loan HK$1.33M · min. income ≈ HK$12,844/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,723
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,903
−HK$183/mo
Today · 4.125%
HK$7,086
baseline
▲ 0.50% · 4.625%
HK$7,460
+HK$374/mo
Deposit HK$442K · loan HK$1.33M · min. income ≈ HK$14,172/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,446
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,647
−HK$203/mo
Today · 4.125%
HK$6,850
baseline
▲ 0.50% · 4.625%
HK$7,267
+HK$417/mo
Deposit HK$353K · loan HK$1.41M · min. income ≈ HK$13,700/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,171
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,364
−HK$195/mo
Today · 4.125%
HK$7,559
baseline
▲ 0.50% · 4.625%
HK$7,957
+HK$398/mo
Deposit HK$353K · loan HK$1.41M · min. income ≈ HK$15,118/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,849
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,062
−HK$216/mo
Today · 4.125%
HK$7,278
baseline
▲ 0.50% · 4.625%
HK$7,721
+HK$443/mo
Deposit HK$265K · loan HK$1.50M · min. income ≈ HK$14,556/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,619
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,824
−HK$207/mo
Today · 4.125%
HK$8,031
baseline
▲ 0.50% · 4.625%
HK$8,454
+HK$423/mo
Deposit HK$265K · loan HK$1.50M · min. income ≈ HK$16,062/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,252
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,477
−HK$230/mo
Today · 4.125%
HK$7,707
baseline
▲ 0.50% · 4.625%
HK$8,176
+HK$469/mo
Deposit HK$177K · loan HK$1.59M · min. income ≈ HK$15,414/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,068
−HK$435/mo
▼ 0.25% · 3.875%
HK$8,284
−HK$219/mo
Today · 4.125%
HK$8,503
baseline
▲ 0.50% · 4.625%
HK$8,952
+HK$449/mo
Deposit HK$177K · loan HK$1.59M · min. income ≈ HK$17,006/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).