▼ 0.50% · 3.625%
HK$3,382
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,487
−HK$107/mo
Today · 4.125%
HK$3,594
baseline
▲ 0.50% · 4.625%
HK$3,813
+HK$219/mo
Deposit HK$742K · loan HK$742K · min. income ≈ HK$7,188/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,762
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,863
−HK$103/mo
Today · 4.125%
HK$3,966
baseline
▲ 0.50% · 4.625%
HK$4,175
+HK$209/mo
Deposit HK$742K · loan HK$742K · min. income ≈ HK$7,932/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,720
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,836
−HK$117/mo
Today · 4.125%
HK$3,953
baseline
▲ 0.50% · 4.625%
HK$4,194
+HK$241/mo
Deposit HK$667K · loan HK$816K · min. income ≈ HK$7,906/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,139
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,250
−HK$112/mo
Today · 4.125%
HK$4,362
baseline
▲ 0.50% · 4.625%
HK$4,592
+HK$230/mo
Deposit HK$667K · loan HK$816K · min. income ≈ HK$8,724/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,058
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,184
−HK$129/mo
Today · 4.125%
HK$4,313
baseline
▲ 0.50% · 4.625%
HK$4,575
+HK$262/mo
Deposit HK$593K · loan HK$890K · min. income ≈ HK$8,626/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,515
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,636
−HK$123/mo
Today · 4.125%
HK$4,759
baseline
▲ 0.50% · 4.625%
HK$5,010
+HK$251/mo
Deposit HK$593K · loan HK$890K · min. income ≈ HK$9,518/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,396
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,533
−HK$139/mo
Today · 4.125%
HK$4,672
baseline
▲ 0.50% · 4.625%
HK$4,956
+HK$284/mo
Deposit HK$519K · loan HK$964K · min. income ≈ HK$9,344/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,891
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,022
−HK$133/mo
Today · 4.125%
HK$5,155
baseline
▲ 0.50% · 4.625%
HK$5,427
+HK$272/mo
Deposit HK$519K · loan HK$964K · min. income ≈ HK$10,310/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,735
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,882
−HK$150/mo
Today · 4.125%
HK$5,032
baseline
▲ 0.50% · 4.625%
HK$5,338
+HK$306/mo
Deposit HK$445K · loan HK$1.04M · min. income ≈ HK$10,064/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,267
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,408
−HK$144/mo
Today · 4.125%
HK$5,552
baseline
▲ 0.50% · 4.625%
HK$5,844
+HK$292/mo
Deposit HK$445K · loan HK$1.04M · min. income ≈ HK$11,104/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,073
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,231
−HK$160/mo
Today · 4.125%
HK$5,391
baseline
▲ 0.50% · 4.625%
HK$5,719
+HK$328/mo
Deposit HK$371K · loan HK$1.11M · min. income ≈ HK$10,782/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,643
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,795
−HK$153/mo
Today · 4.125%
HK$5,948
baseline
▲ 0.50% · 4.625%
HK$6,262
+HK$314/mo
Deposit HK$371K · loan HK$1.11M · min. income ≈ HK$11,896/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,411
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,579
−HK$171/mo
Today · 4.125%
HK$5,750
baseline
▲ 0.50% · 4.625%
HK$6,100
+HK$350/mo
Deposit HK$297K · loan HK$1.19M · min. income ≈ HK$11,500/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,020
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,181
−HK$164/mo
Today · 4.125%
HK$6,345
baseline
▲ 0.50% · 4.625%
HK$6,679
+HK$334/mo
Deposit HK$297K · loan HK$1.19M · min. income ≈ HK$12,690/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,749
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,928
−HK$182/mo
Today · 4.125%
HK$6,110
baseline
▲ 0.50% · 4.625%
HK$6,481
+HK$371/mo
Deposit HK$222K · loan HK$1.26M · min. income ≈ HK$12,220/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,396
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,567
−HK$174/mo
Today · 4.125%
HK$6,741
baseline
▲ 0.50% · 4.625%
HK$7,097
+HK$356/mo
Deposit HK$222K · loan HK$1.26M · min. income ≈ HK$13,482/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,087
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,277
−HK$192/mo
Today · 4.125%
HK$6,469
baseline
▲ 0.50% · 4.625%
HK$6,863
+HK$394/mo
Deposit HK$148K · loan HK$1.33M · min. income ≈ HK$12,938/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,772
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,954
−HK$184/mo
Today · 4.125%
HK$7,138
baseline
▲ 0.50% · 4.625%
HK$7,514
+HK$376/mo
Deposit HK$148K · loan HK$1.33M · min. income ≈ HK$14,276/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).