▼ 0.50% · 3.625%
HK$4,036
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,161
−HK$128/mo
Today · 4.125%
HK$4,289
baseline
▲ 0.50% · 4.625%
HK$4,550
+HK$261/mo
Deposit HK$885K · loan HK$885K · min. income ≈ HK$8,578/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,490
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,610
−HK$122/mo
Today · 4.125%
HK$4,732
baseline
▲ 0.50% · 4.625%
HK$4,982
+HK$250/mo
Deposit HK$885K · loan HK$885K · min. income ≈ HK$9,464/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,439
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,577
−HK$140/mo
Today · 4.125%
HK$4,717
baseline
▲ 0.50% · 4.625%
HK$5,005
+HK$288/mo
Deposit HK$796K · loan HK$973K · min. income ≈ HK$9,434/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,938
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,071
−HK$134/mo
Today · 4.125%
HK$5,205
baseline
▲ 0.50% · 4.625%
HK$5,480
+HK$275/mo
Deposit HK$796K · loan HK$973K · min. income ≈ HK$10,410/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,843
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,993
−HK$153/mo
Today · 4.125%
HK$5,146
baseline
▲ 0.50% · 4.625%
HK$5,459
+HK$313/mo
Deposit HK$708K · loan HK$1.06M · min. income ≈ HK$10,292/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,387
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,532
−HK$146/mo
Today · 4.125%
HK$5,678
baseline
▲ 0.50% · 4.625%
HK$5,978
+HK$300/mo
Deposit HK$708K · loan HK$1.06M · min. income ≈ HK$11,356/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,246
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,409
−HK$166/mo
Today · 4.125%
HK$5,575
baseline
▲ 0.50% · 4.625%
HK$5,914
+HK$339/mo
Deposit HK$619K · loan HK$1.15M · min. income ≈ HK$11,150/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,836
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,993
−HK$159/mo
Today · 4.125%
HK$6,152
baseline
▲ 0.50% · 4.625%
HK$6,476
+HK$324/mo
Deposit HK$619K · loan HK$1.15M · min. income ≈ HK$12,304/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,650
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,826
−HK$178/mo
Today · 4.125%
HK$6,004
baseline
▲ 0.50% · 4.625%
HK$6,369
+HK$365/mo
Deposit HK$531K · loan HK$1.24M · min. income ≈ HK$12,008/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,285
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,454
−HK$171/mo
Today · 4.125%
HK$6,625
baseline
▲ 0.50% · 4.625%
HK$6,974
+HK$349/mo
Deposit HK$531K · loan HK$1.24M · min. income ≈ HK$13,250/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,053
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,242
−HK$191/mo
Today · 4.125%
HK$6,433
baseline
▲ 0.50% · 4.625%
HK$6,824
+HK$391/mo
Deposit HK$442K · loan HK$1.33M · min. income ≈ HK$12,866/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,734
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,915
−HK$183/mo
Today · 4.125%
HK$7,098
baseline
▲ 0.50% · 4.625%
HK$7,472
+HK$374/mo
Deposit HK$442K · loan HK$1.33M · min. income ≈ HK$14,196/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,457
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,658
−HK$204/mo
Today · 4.125%
HK$6,862
baseline
▲ 0.50% · 4.625%
HK$7,279
+HK$417/mo
Deposit HK$354K · loan HK$1.42M · min. income ≈ HK$13,724/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,183
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,376
−HK$195/mo
Today · 4.125%
HK$7,571
baseline
▲ 0.50% · 4.625%
HK$7,970
+HK$399/mo
Deposit HK$354K · loan HK$1.42M · min. income ≈ HK$15,142/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,860
−HK$431/mo
▼ 0.25% · 3.875%
HK$7,074
−HK$217/mo
Today · 4.125%
HK$7,291
baseline
▲ 0.50% · 4.625%
HK$7,734
+HK$443/mo
Deposit HK$265K · loan HK$1.50M · min. income ≈ HK$14,582/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,632
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,837
−HK$208/mo
Today · 4.125%
HK$8,045
baseline
▲ 0.50% · 4.625%
HK$8,469
+HK$424/mo
Deposit HK$265K · loan HK$1.50M · min. income ≈ HK$16,090/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,264
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,490
−HK$230/mo
Today · 4.125%
HK$7,720
baseline
▲ 0.50% · 4.625%
HK$8,189
+HK$469/mo
Deposit HK$177K · loan HK$1.59M · min. income ≈ HK$15,440/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,081
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,298
−HK$220/mo
Today · 4.125%
HK$8,518
baseline
▲ 0.50% · 4.625%
HK$8,967
+HK$449/mo
Deposit HK$177K · loan HK$1.59M · min. income ≈ HK$17,036/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).