▼ 0.50% · 3.625%
HK$4,058
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,184
−HK$128/mo
Today · 4.125%
HK$4,312
baseline
▲ 0.50% · 4.625%
HK$4,575
+HK$263/mo
Deposit HK$890K · loan HK$890K · min. income ≈ HK$8,624/mo (50% DSR)
Upfront cash ≈ HK$890K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,514
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,635
−HK$123/mo
Today · 4.125%
HK$4,758
baseline
▲ 0.50% · 4.625%
HK$5,009
+HK$251/mo
Deposit HK$890K · loan HK$890K · min. income ≈ HK$9,516/mo (50% DSR)
Upfront cash ≈ HK$890K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,464
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,602
−HK$141/mo
Today · 4.125%
HK$4,743
baseline
▲ 0.50% · 4.625%
HK$5,032
+HK$289/mo
Deposit HK$801K · loan HK$979K · min. income ≈ HK$9,486/mo (50% DSR)
Upfront cash ≈ HK$801K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,966
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,099
−HK$135/mo
Today · 4.125%
HK$5,234
baseline
▲ 0.50% · 4.625%
HK$5,510
+HK$276/mo
Deposit HK$801K · loan HK$979K · min. income ≈ HK$10,468/mo (50% DSR)
Upfront cash ≈ HK$801K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,869
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,021
−HK$154/mo
Today · 4.125%
HK$5,175
baseline
▲ 0.50% · 4.625%
HK$5,490
+HK$315/mo
Deposit HK$712K · loan HK$1.07M · min. income ≈ HK$10,350/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,417
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,562
−HK$148/mo
Today · 4.125%
HK$5,710
baseline
▲ 0.50% · 4.625%
HK$6,011
+HK$301/mo
Deposit HK$712K · loan HK$1.07M · min. income ≈ HK$11,420/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,275
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,439
−HK$167/mo
Today · 4.125%
HK$5,606
baseline
▲ 0.50% · 4.625%
HK$5,947
+HK$341/mo
Deposit HK$623K · loan HK$1.16M · min. income ≈ HK$11,212/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,869
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,026
−HK$160/mo
Today · 4.125%
HK$6,186
baseline
▲ 0.50% · 4.625%
HK$6,512
+HK$326/mo
Deposit HK$623K · loan HK$1.16M · min. income ≈ HK$12,372/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,681
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,858
−HK$179/mo
Today · 4.125%
HK$6,037
baseline
▲ 0.50% · 4.625%
HK$6,404
+HK$367/mo
Deposit HK$534K · loan HK$1.25M · min. income ≈ HK$12,074/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,320
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,489
−HK$172/mo
Today · 4.125%
HK$6,661
baseline
▲ 0.50% · 4.625%
HK$7,013
+HK$352/mo
Deposit HK$534K · loan HK$1.25M · min. income ≈ HK$13,322/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,087
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,276
−HK$192/mo
Today · 4.125%
HK$6,468
baseline
▲ 0.50% · 4.625%
HK$6,862
+HK$394/mo
Deposit HK$445K · loan HK$1.33M · min. income ≈ HK$12,936/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,771
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,953
−HK$184/mo
Today · 4.125%
HK$7,137
baseline
▲ 0.50% · 4.625%
HK$7,513
+HK$376/mo
Deposit HK$445K · loan HK$1.33M · min. income ≈ HK$14,274/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,492
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,694
−HK$206/mo
Today · 4.125%
HK$6,900
baseline
▲ 0.50% · 4.625%
HK$7,319
+HK$419/mo
Deposit HK$356K · loan HK$1.42M · min. income ≈ HK$13,800/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,223
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,417
−HK$196/mo
Today · 4.125%
HK$7,613
baseline
▲ 0.50% · 4.625%
HK$8,014
+HK$401/mo
Deposit HK$356K · loan HK$1.42M · min. income ≈ HK$15,226/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,898
−HK$433/mo
▼ 0.25% · 3.875%
HK$7,113
−HK$218/mo
Today · 4.125%
HK$7,331
baseline
▲ 0.50% · 4.625%
HK$7,777
+HK$446/mo
Deposit HK$267K · loan HK$1.51M · min. income ≈ HK$14,662/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,674
−HK$415/mo
▼ 0.25% · 3.875%
HK$7,880
−HK$209/mo
Today · 4.125%
HK$8,089
baseline
▲ 0.50% · 4.625%
HK$8,515
+HK$426/mo
Deposit HK$267K · loan HK$1.51M · min. income ≈ HK$16,178/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,304
−HK$458/mo
▼ 0.25% · 3.875%
HK$7,531
−HK$231/mo
Today · 4.125%
HK$7,762
baseline
▲ 0.50% · 4.625%
HK$8,234
+HK$472/mo
Deposit HK$178K · loan HK$1.60M · min. income ≈ HK$15,524/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,126
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,344
−HK$221/mo
Today · 4.125%
HK$8,565
baseline
▲ 0.50% · 4.625%
HK$9,016
+HK$451/mo
Deposit HK$178K · loan HK$1.60M · min. income ≈ HK$17,130/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).