▼ 0.50% · 3.625%
HK$3,924
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,046
−HK$124/mo
Today · 4.125%
HK$4,170
baseline
▲ 0.50% · 4.625%
HK$4,424
+HK$254/mo
Deposit HK$860K · loan HK$860K · min. income ≈ HK$8,340/mo (50% DSR)
Upfront cash ≈ HK$860K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,365
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,482
−HK$119/mo
Today · 4.125%
HK$4,601
baseline
▲ 0.50% · 4.625%
HK$4,844
+HK$243/mo
Deposit HK$860K · loan HK$860K · min. income ≈ HK$9,202/mo (50% DSR)
Upfront cash ≈ HK$860K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,316
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,450
−HK$137/mo
Today · 4.125%
HK$4,587
baseline
▲ 0.50% · 4.625%
HK$4,866
+HK$279/mo
Deposit HK$774K · loan HK$946K · min. income ≈ HK$9,174/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,802
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,931
−HK$130/mo
Today · 4.125%
HK$5,061
baseline
▲ 0.50% · 4.625%
HK$5,328
+HK$267/mo
Deposit HK$774K · loan HK$946K · min. income ≈ HK$10,122/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,709
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,855
−HK$149/mo
Today · 4.125%
HK$5,004
baseline
▲ 0.50% · 4.625%
HK$5,308
+HK$304/mo
Deposit HK$688K · loan HK$1.03M · min. income ≈ HK$10,008/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,238
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,379
−HK$142/mo
Today · 4.125%
HK$5,521
baseline
▲ 0.50% · 4.625%
HK$5,812
+HK$291/mo
Deposit HK$688K · loan HK$1.03M · min. income ≈ HK$11,042/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,101
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,260
−HK$161/mo
Today · 4.125%
HK$5,421
baseline
▲ 0.50% · 4.625%
HK$5,751
+HK$330/mo
Deposit HK$602K · loan HK$1.12M · min. income ≈ HK$10,842/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,675
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,827
−HK$154/mo
Today · 4.125%
HK$5,981
baseline
▲ 0.50% · 4.625%
HK$6,297
+HK$316/mo
Deposit HK$602K · loan HK$1.12M · min. income ≈ HK$11,962/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,493
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,664
−HK$174/mo
Today · 4.125%
HK$5,838
baseline
▲ 0.50% · 4.625%
HK$6,193
+HK$355/mo
Deposit HK$516K · loan HK$1.20M · min. income ≈ HK$11,676/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,111
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,275
−HK$166/mo
Today · 4.125%
HK$6,441
baseline
▲ 0.50% · 4.625%
HK$6,781
+HK$340/mo
Deposit HK$516K · loan HK$1.20M · min. income ≈ HK$12,882/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,886
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,069
−HK$186/mo
Today · 4.125%
HK$6,255
baseline
▲ 0.50% · 4.625%
HK$6,635
+HK$380/mo
Deposit HK$430K · loan HK$1.29M · min. income ≈ HK$12,510/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,548
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,723
−HK$179/mo
Today · 4.125%
HK$6,902
baseline
▲ 0.50% · 4.625%
HK$7,265
+HK$363/mo
Deposit HK$430K · loan HK$1.29M · min. income ≈ HK$13,804/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,278
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,473
−HK$199/mo
Today · 4.125%
HK$6,672
baseline
▲ 0.50% · 4.625%
HK$7,078
+HK$406/mo
Deposit HK$344K · loan HK$1.38M · min. income ≈ HK$13,344/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,984
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,172
−HK$190/mo
Today · 4.125%
HK$7,362
baseline
▲ 0.50% · 4.625%
HK$7,750
+HK$388/mo
Deposit HK$344K · loan HK$1.38M · min. income ≈ HK$14,724/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,671
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,878
−HK$211/mo
Today · 4.125%
HK$7,089
baseline
▲ 0.50% · 4.625%
HK$7,520
+HK$431/mo
Deposit HK$258K · loan HK$1.46M · min. income ≈ HK$14,178/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,421
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,620
−HK$202/mo
Today · 4.125%
HK$7,822
baseline
▲ 0.50% · 4.625%
HK$8,234
+HK$412/mo
Deposit HK$258K · loan HK$1.46M · min. income ≈ HK$15,644/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,063
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,283
−HK$223/mo
Today · 4.125%
HK$7,506
baseline
▲ 0.50% · 4.625%
HK$7,963
+HK$457/mo
Deposit HK$172K · loan HK$1.55M · min. income ≈ HK$15,012/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,857
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,068
−HK$214/mo
Today · 4.125%
HK$8,282
baseline
▲ 0.50% · 4.625%
HK$8,718
+HK$436/mo
Deposit HK$172K · loan HK$1.55M · min. income ≈ HK$16,564/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).