▼ 0.50% · 3.625%
HK$3,889
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,010
−HK$123/mo
Today · 4.125%
HK$4,133
baseline
▲ 0.50% · 4.625%
HK$4,384
+HK$251/mo
Deposit HK$853K · loan HK$853K · min. income ≈ HK$8,266/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,326
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,442
−HK$118/mo
Today · 4.125%
HK$4,560
baseline
▲ 0.50% · 4.625%
HK$4,800
+HK$240/mo
Deposit HK$853K · loan HK$853K · min. income ≈ HK$9,120/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,278
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,411
−HK$135/mo
Today · 4.125%
HK$4,546
baseline
▲ 0.50% · 4.625%
HK$4,822
+HK$276/mo
Deposit HK$767K · loan HK$938K · min. income ≈ HK$9,092/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,759
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,886
−HK$130/mo
Today · 4.125%
HK$5,016
baseline
▲ 0.50% · 4.625%
HK$5,280
+HK$264/mo
Deposit HK$767K · loan HK$938K · min. income ≈ HK$10,032/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,666
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,812
−HK$147/mo
Today · 4.125%
HK$4,959
baseline
▲ 0.50% · 4.625%
HK$5,261
+HK$302/mo
Deposit HK$682K · loan HK$1.02M · min. income ≈ HK$9,918/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,191
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,331
−HK$141/mo
Today · 4.125%
HK$5,472
baseline
▲ 0.50% · 4.625%
HK$5,760
+HK$288/mo
Deposit HK$682K · loan HK$1.02M · min. income ≈ HK$10,944/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,055
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,213
−HK$159/mo
Today · 4.125%
HK$5,372
baseline
▲ 0.50% · 4.625%
HK$5,699
+HK$327/mo
Deposit HK$597K · loan HK$1.11M · min. income ≈ HK$10,744/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,624
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,775
−HK$153/mo
Today · 4.125%
HK$5,928
baseline
▲ 0.50% · 4.625%
HK$6,240
+HK$312/mo
Deposit HK$597K · loan HK$1.11M · min. income ≈ HK$11,856/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,444
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,614
−HK$172/mo
Today · 4.125%
HK$5,786
baseline
▲ 0.50% · 4.625%
HK$6,138
+HK$352/mo
Deposit HK$512K · loan HK$1.19M · min. income ≈ HK$11,572/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,057
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,219
−HK$165/mo
Today · 4.125%
HK$6,384
baseline
▲ 0.50% · 4.625%
HK$6,720
+HK$336/mo
Deposit HK$512K · loan HK$1.19M · min. income ≈ HK$12,768/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,833
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,015
−HK$184/mo
Today · 4.125%
HK$6,199
baseline
▲ 0.50% · 4.625%
HK$6,576
+HK$377/mo
Deposit HK$426K · loan HK$1.28M · min. income ≈ HK$12,398/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,489
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,663
−HK$177/mo
Today · 4.125%
HK$6,840
baseline
▲ 0.50% · 4.625%
HK$7,200
+HK$360/mo
Deposit HK$426K · loan HK$1.28M · min. income ≈ HK$13,680/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,222
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,415
−HK$197/mo
Today · 4.125%
HK$6,612
baseline
▲ 0.50% · 4.625%
HK$7,014
+HK$402/mo
Deposit HK$341K · loan HK$1.36M · min. income ≈ HK$13,224/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,922
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,107
−HK$189/mo
Today · 4.125%
HK$7,296
baseline
▲ 0.50% · 4.625%
HK$7,680
+HK$384/mo
Deposit HK$341K · loan HK$1.36M · min. income ≈ HK$14,592/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,611
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,816
−HK$209/mo
Today · 4.125%
HK$7,025
baseline
▲ 0.50% · 4.625%
HK$7,453
+HK$428/mo
Deposit HK$256K · loan HK$1.45M · min. income ≈ HK$14,050/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,354
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,552
−HK$200/mo
Today · 4.125%
HK$7,752
baseline
▲ 0.50% · 4.625%
HK$8,160
+HK$408/mo
Deposit HK$256K · loan HK$1.45M · min. income ≈ HK$15,504/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,000
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,217
−HK$222/mo
Today · 4.125%
HK$7,439
baseline
▲ 0.50% · 4.625%
HK$7,891
+HK$452/mo
Deposit HK$171K · loan HK$1.53M · min. income ≈ HK$14,878/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,787
−HK$421/mo
▼ 0.25% · 3.875%
HK$7,996
−HK$212/mo
Today · 4.125%
HK$8,208
baseline
▲ 0.50% · 4.625%
HK$8,640
+HK$432/mo
Deposit HK$171K · loan HK$1.53M · min. income ≈ HK$16,416/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).