▼ 0.50% · 3.625%
HK$4,120
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,248
−HK$131/mo
Today · 4.125%
HK$4,379
baseline
▲ 0.50% · 4.625%
HK$4,645
+HK$266/mo
Deposit HK$903K · loan HK$903K · min. income ≈ HK$8,758/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,584
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,707
−HK$124/mo
Today · 4.125%
HK$4,831
baseline
▲ 0.50% · 4.625%
HK$5,086
+HK$255/mo
Deposit HK$903K · loan HK$903K · min. income ≈ HK$9,662/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,532
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,673
−HK$144/mo
Today · 4.125%
HK$4,817
baseline
▲ 0.50% · 4.625%
HK$5,110
+HK$293/mo
Deposit HK$813K · loan HK$994K · min. income ≈ HK$9,634/mo (50% DSR)
Upfront cash ≈ HK$813K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,042
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,177
−HK$138/mo
Today · 4.125%
HK$5,315
baseline
▲ 0.50% · 4.625%
HK$5,595
+HK$280/mo
Deposit HK$813K · loan HK$994K · min. income ≈ HK$10,630/mo (50% DSR)
Upfront cash ≈ HK$813K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,944
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,098
−HK$156/mo
Today · 4.125%
HK$5,254
baseline
▲ 0.50% · 4.625%
HK$5,574
+HK$320/mo
Deposit HK$723K · loan HK$1.08M · min. income ≈ HK$10,508/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,501
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,648
−HK$150/mo
Today · 4.125%
HK$5,798
baseline
▲ 0.50% · 4.625%
HK$6,103
+HK$305/mo
Deposit HK$723K · loan HK$1.08M · min. income ≈ HK$11,596/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,356
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,523
−HK$169/mo
Today · 4.125%
HK$5,692
baseline
▲ 0.50% · 4.625%
HK$6,039
+HK$347/mo
Deposit HK$632K · loan HK$1.17M · min. income ≈ HK$11,384/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,959
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,119
−HK$162/mo
Today · 4.125%
HK$6,281
baseline
▲ 0.50% · 4.625%
HK$6,612
+HK$331/mo
Deposit HK$632K · loan HK$1.17M · min. income ≈ HK$12,562/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,768
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,948
−HK$182/mo
Today · 4.125%
HK$6,130
baseline
▲ 0.50% · 4.625%
HK$6,503
+HK$373/mo
Deposit HK$542K · loan HK$1.26M · min. income ≈ HK$12,260/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,417
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,589
−HK$175/mo
Today · 4.125%
HK$6,764
baseline
▲ 0.50% · 4.625%
HK$7,121
+HK$357/mo
Deposit HK$542K · loan HK$1.26M · min. income ≈ HK$13,528/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,180
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,373
−HK$195/mo
Today · 4.125%
HK$6,568
baseline
▲ 0.50% · 4.625%
HK$6,968
+HK$400/mo
Deposit HK$452K · loan HK$1.36M · min. income ≈ HK$13,136/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,876
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,060
−HK$187/mo
Today · 4.125%
HK$7,247
baseline
▲ 0.50% · 4.625%
HK$7,629
+HK$382/mo
Deposit HK$452K · loan HK$1.36M · min. income ≈ HK$14,494/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,592
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,798
−HK$208/mo
Today · 4.125%
HK$7,006
baseline
▲ 0.50% · 4.625%
HK$7,432
+HK$426/mo
Deposit HK$361K · loan HK$1.45M · min. income ≈ HK$14,012/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,334
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,531
−HK$199/mo
Today · 4.125%
HK$7,730
baseline
▲ 0.50% · 4.625%
HK$8,138
+HK$408/mo
Deposit HK$361K · loan HK$1.45M · min. income ≈ HK$15,460/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,005
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,222
−HK$222/mo
Today · 4.125%
HK$7,444
baseline
▲ 0.50% · 4.625%
HK$7,897
+HK$453/mo
Deposit HK$271K · loan HK$1.54M · min. income ≈ HK$14,888/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,792
−HK$421/mo
▼ 0.25% · 3.875%
HK$8,001
−HK$212/mo
Today · 4.125%
HK$8,213
baseline
▲ 0.50% · 4.625%
HK$8,646
+HK$433/mo
Deposit HK$271K · loan HK$1.54M · min. income ≈ HK$16,426/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,417
−HK$465/mo
▼ 0.25% · 3.875%
HK$7,647
−HK$235/mo
Today · 4.125%
HK$7,882
baseline
▲ 0.50% · 4.625%
HK$8,361
+HK$479/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$15,764/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,251
−HK$446/mo
▼ 0.25% · 3.875%
HK$8,472
−HK$225/mo
Today · 4.125%
HK$8,697
baseline
▲ 0.50% · 4.625%
HK$9,155
+HK$458/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$17,394/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).