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At today's rate and a 90% mortgage, the deposit on this unit is about HK$184K, with repayments around HK$8,013/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$184K · loan HK$1.65M · min. income ≈ HK$16,026/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 65 schools within a 1 km walk.
Everyday convenience — 109 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 92 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- G
- Saleable Area
- 210 Saleable ft²
- Gross Area
- 380 ft²
- Efficiency
- 55%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-06-29 | HK$2.96M | +28.7% 3.0y · 10.0%/yr |
| 2017-07-03 | HK$2.30M | +94.9% 6.8y · 14.0%/yr |
| 2010-10-05 | HK$1.18M | +126.9% |
| 2007-05-31 | HK$520K | +13.0% |
| 2006-03-14 | HK$460K | −48.3% |
| 1997-10-13 | HK$890K | +41.3% |
| 1996-01-25 | HK$630K | — |