▼ 0.50% · 3.625%
HK$4,169
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,298
−HK$132/mo
Today · 4.125%
HK$4,430
baseline
▲ 0.50% · 4.625%
HK$4,700
+HK$270/mo
Deposit HK$914K · loan HK$914K · min. income ≈ HK$8,860/mo (50% DSR)
Upfront cash ≈ HK$914K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,638
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,762
−HK$126/mo
Today · 4.125%
HK$4,888
baseline
▲ 0.50% · 4.625%
HK$5,146
+HK$258/mo
Deposit HK$914K · loan HK$914K · min. income ≈ HK$9,776/mo (50% DSR)
Upfront cash ≈ HK$914K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,586
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,728
−HK$145/mo
Today · 4.125%
HK$4,873
baseline
▲ 0.50% · 4.625%
HK$5,170
+HK$297/mo
Deposit HK$823K · loan HK$1.01M · min. income ≈ HK$9,746/mo (50% DSR)
Upfront cash ≈ HK$823K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,101
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,238
−HK$139/mo
Today · 4.125%
HK$5,377
baseline
▲ 0.50% · 4.625%
HK$5,661
+HK$284/mo
Deposit HK$823K · loan HK$1.01M · min. income ≈ HK$10,754/mo (50% DSR)
Upfront cash ≈ HK$823K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,003
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,158
−HK$158/mo
Today · 4.125%
HK$5,316
baseline
▲ 0.50% · 4.625%
HK$5,640
+HK$324/mo
Deposit HK$731K · loan HK$1.10M · min. income ≈ HK$10,632/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,565
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,715
−HK$151/mo
Today · 4.125%
HK$5,866
baseline
▲ 0.50% · 4.625%
HK$6,175
+HK$309/mo
Deposit HK$731K · loan HK$1.10M · min. income ≈ HK$11,732/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,419
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,588
−HK$171/mo
Today · 4.125%
HK$5,759
baseline
▲ 0.50% · 4.625%
HK$6,110
+HK$351/mo
Deposit HK$640K · loan HK$1.19M · min. income ≈ HK$11,518/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,029
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,191
−HK$164/mo
Today · 4.125%
HK$6,355
baseline
▲ 0.50% · 4.625%
HK$6,690
+HK$335/mo
Deposit HK$640K · loan HK$1.19M · min. income ≈ HK$12,710/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,836
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,018
−HK$184/mo
Today · 4.125%
HK$6,202
baseline
▲ 0.50% · 4.625%
HK$6,580
+HK$378/mo
Deposit HK$548K · loan HK$1.28M · min. income ≈ HK$12,404/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,493
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,667
−HK$177/mo
Today · 4.125%
HK$6,844
baseline
▲ 0.50% · 4.625%
HK$7,204
+HK$360/mo
Deposit HK$548K · loan HK$1.28M · min. income ≈ HK$13,688/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,253
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,448
−HK$197/mo
Today · 4.125%
HK$6,645
baseline
▲ 0.50% · 4.625%
HK$7,050
+HK$405/mo
Deposit HK$457K · loan HK$1.37M · min. income ≈ HK$13,290/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,957
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,143
−HK$189/mo
Today · 4.125%
HK$7,332
baseline
▲ 0.50% · 4.625%
HK$7,719
+HK$387/mo
Deposit HK$457K · loan HK$1.37M · min. income ≈ HK$14,664/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,670
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,878
−HK$210/mo
Today · 4.125%
HK$7,088
baseline
▲ 0.50% · 4.625%
HK$7,520
+HK$432/mo
Deposit HK$366K · loan HK$1.46M · min. income ≈ HK$14,176/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,420
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,619
−HK$202/mo
Today · 4.125%
HK$7,821
baseline
▲ 0.50% · 4.625%
HK$8,234
+HK$413/mo
Deposit HK$366K · loan HK$1.46M · min. income ≈ HK$15,642/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,087
−HK$444/mo
▼ 0.25% · 3.875%
HK$7,307
−HK$224/mo
Today · 4.125%
HK$7,531
baseline
▲ 0.50% · 4.625%
HK$7,990
+HK$459/mo
Deposit HK$274K · loan HK$1.55M · min. income ≈ HK$15,062/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,884
−HK$426/mo
▼ 0.25% · 3.875%
HK$8,096
−HK$214/mo
Today · 4.125%
HK$8,310
baseline
▲ 0.50% · 4.625%
HK$8,748
+HK$438/mo
Deposit HK$274K · loan HK$1.55M · min. income ≈ HK$16,620/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,504
−HK$470/mo
▼ 0.25% · 3.875%
HK$7,737
−HK$237/mo
Today · 4.125%
HK$7,974
baseline
▲ 0.50% · 4.625%
HK$8,460
+HK$486/mo
Deposit HK$183K · loan HK$1.65M · min. income ≈ HK$15,948/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,348
−HK$451/mo
▼ 0.25% · 3.875%
HK$8,572
−HK$227/mo
Today · 4.125%
HK$8,799
baseline
▲ 0.50% · 4.625%
HK$9,263
+HK$464/mo
Deposit HK$183K · loan HK$1.65M · min. income ≈ HK$17,598/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).