▼ 0.50% · 3.625%
HK$3,826
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,945
−HK$121/mo
Today · 4.125%
HK$4,066
baseline
▲ 0.50% · 4.625%
HK$4,313
+HK$247/mo
Deposit HK$839K · loan HK$839K · min. income ≈ HK$8,132/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,256
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,370
−HK$116/mo
Today · 4.125%
HK$4,486
baseline
▲ 0.50% · 4.625%
HK$4,723
+HK$237/mo
Deposit HK$839K · loan HK$839K · min. income ≈ HK$8,972/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,208
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,339
−HK$133/mo
Today · 4.125%
HK$4,472
baseline
▲ 0.50% · 4.625%
HK$4,745
+HK$273/mo
Deposit HK$755K · loan HK$923K · min. income ≈ HK$8,944/mo (50% DSR)
Upfront cash ≈ HK$755K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,682
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,807
−HK$128/mo
Today · 4.125%
HK$4,935
baseline
▲ 0.50% · 4.625%
HK$5,195
+HK$260/mo
Deposit HK$755K · loan HK$923K · min. income ≈ HK$9,870/mo (50% DSR)
Upfront cash ≈ HK$755K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,591
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,734
−HK$145/mo
Today · 4.125%
HK$4,879
baseline
▲ 0.50% · 4.625%
HK$5,176
+HK$297/mo
Deposit HK$671K · loan HK$1.01M · min. income ≈ HK$9,758/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,108
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,245
−HK$138/mo
Today · 4.125%
HK$5,383
baseline
▲ 0.50% · 4.625%
HK$5,667
+HK$284/mo
Deposit HK$671K · loan HK$1.01M · min. income ≈ HK$10,766/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,974
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,128
−HK$158/mo
Today · 4.125%
HK$5,286
baseline
▲ 0.50% · 4.625%
HK$5,607
+HK$321/mo
Deposit HK$587K · loan HK$1.09M · min. income ≈ HK$10,572/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,533
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,682
−HK$150/mo
Today · 4.125%
HK$5,832
baseline
▲ 0.50% · 4.625%
HK$6,140
+HK$308/mo
Deposit HK$587K · loan HK$1.09M · min. income ≈ HK$11,664/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,356
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,523
−HK$169/mo
Today · 4.125%
HK$5,692
baseline
▲ 0.50% · 4.625%
HK$6,038
+HK$346/mo
Deposit HK$503K · loan HK$1.17M · min. income ≈ HK$11,384/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,959
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,119
−HK$162/mo
Today · 4.125%
HK$6,281
baseline
▲ 0.50% · 4.625%
HK$6,612
+HK$331/mo
Deposit HK$503K · loan HK$1.17M · min. income ≈ HK$12,562/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,739
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,917
−HK$182/mo
Today · 4.125%
HK$6,099
baseline
▲ 0.50% · 4.625%
HK$6,470
+HK$371/mo
Deposit HK$419K · loan HK$1.26M · min. income ≈ HK$12,198/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,384
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,556
−HK$173/mo
Today · 4.125%
HK$6,729
baseline
▲ 0.50% · 4.625%
HK$7,084
+HK$355/mo
Deposit HK$419K · loan HK$1.26M · min. income ≈ HK$13,458/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,121
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,312
−HK$193/mo
Today · 4.125%
HK$6,505
baseline
▲ 0.50% · 4.625%
HK$6,901
+HK$396/mo
Deposit HK$336K · loan HK$1.34M · min. income ≈ HK$13,010/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,810
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,993
−HK$185/mo
Today · 4.125%
HK$7,178
baseline
▲ 0.50% · 4.625%
HK$7,556
+HK$378/mo
Deposit HK$336K · loan HK$1.34M · min. income ≈ HK$14,356/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,504
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,706
−HK$206/mo
Today · 4.125%
HK$6,912
baseline
▲ 0.50% · 4.625%
HK$7,332
+HK$420/mo
Deposit HK$252K · loan HK$1.43M · min. income ≈ HK$13,824/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,236
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,430
−HK$197/mo
Today · 4.125%
HK$7,627
baseline
▲ 0.50% · 4.625%
HK$8,029
+HK$402/mo
Deposit HK$252K · loan HK$1.43M · min. income ≈ HK$15,254/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,887
−HK$431/mo
▼ 0.25% · 3.875%
HK$7,101
−HK$217/mo
Today · 4.125%
HK$7,318
baseline
▲ 0.50% · 4.625%
HK$7,764
+HK$446/mo
Deposit HK$168K · loan HK$1.51M · min. income ≈ HK$14,636/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,661
−HK$414/mo
▼ 0.25% · 3.875%
HK$7,867
−HK$208/mo
Today · 4.125%
HK$8,075
baseline
▲ 0.50% · 4.625%
HK$8,501
+HK$426/mo
Deposit HK$168K · loan HK$1.51M · min. income ≈ HK$16,150/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).