▼ 0.50% · 3.625%
HK$3,758
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,875
−HK$119/mo
Today · 4.125%
HK$3,994
baseline
▲ 0.50% · 4.625%
HK$4,237
+HK$243/mo
Deposit HK$824K · loan HK$824K · min. income ≈ HK$7,988/mo (50% DSR)
Upfront cash ≈ HK$824K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,181
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,293
−HK$114/mo
Today · 4.125%
HK$4,407
baseline
▲ 0.50% · 4.625%
HK$4,639
+HK$232/mo
Deposit HK$824K · loan HK$824K · min. income ≈ HK$8,814/mo (50% DSR)
Upfront cash ≈ HK$824K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,134
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,263
−HK$130/mo
Today · 4.125%
HK$4,393
baseline
▲ 0.50% · 4.625%
HK$4,661
+HK$268/mo
Deposit HK$742K · loan HK$906K · min. income ≈ HK$8,786/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,599
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,722
−HK$125/mo
Today · 4.125%
HK$4,847
baseline
▲ 0.50% · 4.625%
HK$5,103
+HK$256/mo
Deposit HK$742K · loan HK$906K · min. income ≈ HK$9,694/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,510
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,650
−HK$143/mo
Today · 4.125%
HK$4,793
baseline
▲ 0.50% · 4.625%
HK$5,084
+HK$291/mo
Deposit HK$659K · loan HK$989K · min. income ≈ HK$9,586/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,017
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,152
−HK$136/mo
Today · 4.125%
HK$5,288
baseline
▲ 0.50% · 4.625%
HK$5,567
+HK$279/mo
Deposit HK$659K · loan HK$989K · min. income ≈ HK$10,576/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,886
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,038
−HK$154/mo
Today · 4.125%
HK$5,192
baseline
▲ 0.50% · 4.625%
HK$5,508
+HK$316/mo
Deposit HK$577K · loan HK$1.07M · min. income ≈ HK$10,384/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,435
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,581
−HK$148/mo
Today · 4.125%
HK$5,729
baseline
▲ 0.50% · 4.625%
HK$6,031
+HK$302/mo
Deposit HK$577K · loan HK$1.07M · min. income ≈ HK$11,458/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,261
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,425
−HK$166/mo
Today · 4.125%
HK$5,591
baseline
▲ 0.50% · 4.625%
HK$5,932
+HK$341/mo
Deposit HK$494K · loan HK$1.15M · min. income ≈ HK$11,182/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,853
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,010
−HK$160/mo
Today · 4.125%
HK$6,170
baseline
▲ 0.50% · 4.625%
HK$6,495
+HK$325/mo
Deposit HK$494K · loan HK$1.15M · min. income ≈ HK$12,340/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,637
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,813
−HK$178/mo
Today · 4.125%
HK$5,991
baseline
▲ 0.50% · 4.625%
HK$6,355
+HK$364/mo
Deposit HK$412K · loan HK$1.24M · min. income ≈ HK$11,982/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,271
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,440
−HK$170/mo
Today · 4.125%
HK$6,610
baseline
▲ 0.50% · 4.625%
HK$6,959
+HK$349/mo
Deposit HK$412K · loan HK$1.24M · min. income ≈ HK$13,220/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,013
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,200
−HK$190/mo
Today · 4.125%
HK$6,390
baseline
▲ 0.50% · 4.625%
HK$6,779
+HK$389/mo
Deposit HK$330K · loan HK$1.32M · min. income ≈ HK$12,780/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,689
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,869
−HK$182/mo
Today · 4.125%
HK$7,051
baseline
▲ 0.50% · 4.625%
HK$7,423
+HK$372/mo
Deposit HK$330K · loan HK$1.32M · min. income ≈ HK$14,102/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,389
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,588
−HK$202/mo
Today · 4.125%
HK$6,790
baseline
▲ 0.50% · 4.625%
HK$7,203
+HK$413/mo
Deposit HK$247K · loan HK$1.40M · min. income ≈ HK$13,580/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,108
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,298
−HK$194/mo
Today · 4.125%
HK$7,492
baseline
▲ 0.50% · 4.625%
HK$7,886
+HK$394/mo
Deposit HK$247K · loan HK$1.40M · min. income ≈ HK$14,984/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,765
−HK$424/mo
▼ 0.25% · 3.875%
HK$6,975
−HK$214/mo
Today · 4.125%
HK$7,189
baseline
▲ 0.50% · 4.625%
HK$7,626
+HK$437/mo
Deposit HK$165K · loan HK$1.48M · min. income ≈ HK$14,378/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,526
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,728
−HK$204/mo
Today · 4.125%
HK$7,932
baseline
▲ 0.50% · 4.625%
HK$8,350
+HK$418/mo
Deposit HK$165K · loan HK$1.48M · min. income ≈ HK$15,864/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).