▼ 0.50% · 3.625%
HK$4,228
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,360
−HK$133/mo
Today · 4.125%
HK$4,493
baseline
▲ 0.50% · 4.625%
HK$4,767
+HK$274/mo
Deposit HK$927K · loan HK$927K · min. income ≈ HK$8,986/mo (50% DSR)
Upfront cash ≈ HK$927K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,704
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,830
−HK$128/mo
Today · 4.125%
HK$4,958
baseline
▲ 0.50% · 4.625%
HK$5,219
+HK$261/mo
Deposit HK$927K · loan HK$927K · min. income ≈ HK$9,916/mo (50% DSR)
Upfront cash ≈ HK$927K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,651
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,796
−HK$147/mo
Today · 4.125%
HK$4,943
baseline
▲ 0.50% · 4.625%
HK$5,244
+HK$301/mo
Deposit HK$834K · loan HK$1.02M · min. income ≈ HK$9,886/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,174
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,313
−HK$141/mo
Today · 4.125%
HK$5,454
baseline
▲ 0.50% · 4.625%
HK$5,741
+HK$287/mo
Deposit HK$834K · loan HK$1.02M · min. income ≈ HK$10,908/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,074
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,232
−HK$160/mo
Today · 4.125%
HK$5,392
baseline
▲ 0.50% · 4.625%
HK$5,720
+HK$328/mo
Deposit HK$742K · loan HK$1.11M · min. income ≈ HK$10,784/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,645
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,796
−HK$154/mo
Today · 4.125%
HK$5,950
baseline
▲ 0.50% · 4.625%
HK$6,263
+HK$313/mo
Deposit HK$742K · loan HK$1.11M · min. income ≈ HK$11,900/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,497
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,668
−HK$173/mo
Today · 4.125%
HK$5,841
baseline
▲ 0.50% · 4.625%
HK$6,197
+HK$356/mo
Deposit HK$649K · loan HK$1.21M · min. income ≈ HK$11,682/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,115
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,279
−HK$166/mo
Today · 4.125%
HK$6,445
baseline
▲ 0.50% · 4.625%
HK$6,785
+HK$340/mo
Deposit HK$649K · loan HK$1.21M · min. income ≈ HK$12,890/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,920
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,104
−HK$187/mo
Today · 4.125%
HK$6,291
baseline
▲ 0.50% · 4.625%
HK$6,674
+HK$383/mo
Deposit HK$556K · loan HK$1.30M · min. income ≈ HK$12,582/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,586
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,762
−HK$179/mo
Today · 4.125%
HK$6,941
baseline
▲ 0.50% · 4.625%
HK$7,307
+HK$366/mo
Deposit HK$556K · loan HK$1.30M · min. income ≈ HK$13,882/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,342
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,540
−HK$200/mo
Today · 4.125%
HK$6,740
baseline
▲ 0.50% · 4.625%
HK$7,150
+HK$410/mo
Deposit HK$464K · loan HK$1.39M · min. income ≈ HK$13,480/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,056
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,245
−HK$192/mo
Today · 4.125%
HK$7,437
baseline
▲ 0.50% · 4.625%
HK$7,829
+HK$392/mo
Deposit HK$464K · loan HK$1.39M · min. income ≈ HK$14,874/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,765
−HK$425/mo
▼ 0.25% · 3.875%
HK$6,976
−HK$214/mo
Today · 4.125%
HK$7,190
baseline
▲ 0.50% · 4.625%
HK$7,627
+HK$437/mo
Deposit HK$371K · loan HK$1.48M · min. income ≈ HK$14,380/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,526
−HK$407/mo
▼ 0.25% · 3.875%
HK$7,728
−HK$205/mo
Today · 4.125%
HK$7,933
baseline
▲ 0.50% · 4.625%
HK$8,351
+HK$418/mo
Deposit HK$371K · loan HK$1.48M · min. income ≈ HK$15,866/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,188
−HK$451/mo
▼ 0.25% · 3.875%
HK$7,412
−HK$227/mo
Today · 4.125%
HK$7,639
baseline
▲ 0.50% · 4.625%
HK$8,104
+HK$465/mo
Deposit HK$278K · loan HK$1.58M · min. income ≈ HK$15,278/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,997
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,211
−HK$218/mo
Today · 4.125%
HK$8,429
baseline
▲ 0.50% · 4.625%
HK$8,873
+HK$444/mo
Deposit HK$278K · loan HK$1.58M · min. income ≈ HK$16,858/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,611
−HK$477/mo
▼ 0.25% · 3.875%
HK$7,848
−HK$240/mo
Today · 4.125%
HK$8,088
baseline
▲ 0.50% · 4.625%
HK$8,580
+HK$492/mo
Deposit HK$185K · loan HK$1.67M · min. income ≈ HK$16,176/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,467
−HK$458/mo
▼ 0.25% · 3.875%
HK$8,694
−HK$231/mo
Today · 4.125%
HK$8,925
baseline
▲ 0.50% · 4.625%
HK$9,395
+HK$470/mo
Deposit HK$185K · loan HK$1.67M · min. income ≈ HK$17,850/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).