▼ 0.50% · 3.625%
HK$4,131
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,260
−HK$130/mo
Today · 4.125%
HK$4,390
baseline
▲ 0.50% · 4.625%
HK$4,658
+HK$268/mo
Deposit HK$906K · loan HK$906K · min. income ≈ HK$8,780/mo (50% DSR)
Upfront cash ≈ HK$906K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,596
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,719
−HK$125/mo
Today · 4.125%
HK$4,844
baseline
▲ 0.50% · 4.625%
HK$5,100
+HK$256/mo
Deposit HK$906K · loan HK$906K · min. income ≈ HK$9,688/mo (50% DSR)
Upfront cash ≈ HK$906K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,544
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,686
−HK$143/mo
Today · 4.125%
HK$4,829
baseline
▲ 0.50% · 4.625%
HK$5,123
+HK$294/mo
Deposit HK$815K · loan HK$996K · min. income ≈ HK$9,658/mo (50% DSR)
Upfront cash ≈ HK$815K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,056
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,191
−HK$138/mo
Today · 4.125%
HK$5,329
baseline
▲ 0.50% · 4.625%
HK$5,610
+HK$281/mo
Deposit HK$815K · loan HK$996K · min. income ≈ HK$10,658/mo (50% DSR)
Upfront cash ≈ HK$815K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,958
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,112
−HK$157/mo
Today · 4.125%
HK$5,269
baseline
▲ 0.50% · 4.625%
HK$5,589
+HK$320/mo
Deposit HK$725K · loan HK$1.09M · min. income ≈ HK$10,538/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,515
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,663
−HK$150/mo
Today · 4.125%
HK$5,813
baseline
▲ 0.50% · 4.625%
HK$6,120
+HK$307/mo
Deposit HK$725K · loan HK$1.09M · min. income ≈ HK$11,626/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,371
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,538
−HK$170/mo
Today · 4.125%
HK$5,708
baseline
▲ 0.50% · 4.625%
HK$6,055
+HK$347/mo
Deposit HK$634K · loan HK$1.18M · min. income ≈ HK$11,416/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,975
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,135
−HK$163/mo
Today · 4.125%
HK$6,298
baseline
▲ 0.50% · 4.625%
HK$6,630
+HK$332/mo
Deposit HK$634K · loan HK$1.18M · min. income ≈ HK$12,596/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,784
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,964
−HK$183/mo
Today · 4.125%
HK$6,147
baseline
▲ 0.50% · 4.625%
HK$6,521
+HK$374/mo
Deposit HK$544K · loan HK$1.27M · min. income ≈ HK$12,294/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,435
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,607
−HK$175/mo
Today · 4.125%
HK$6,782
baseline
▲ 0.50% · 4.625%
HK$7,140
+HK$358/mo
Deposit HK$544K · loan HK$1.27M · min. income ≈ HK$13,564/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,197
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,390
−HK$196/mo
Today · 4.125%
HK$6,586
baseline
▲ 0.50% · 4.625%
HK$6,986
+HK$400/mo
Deposit HK$453K · loan HK$1.36M · min. income ≈ HK$13,172/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,894
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,079
−HK$188/mo
Today · 4.125%
HK$7,267
baseline
▲ 0.50% · 4.625%
HK$7,650
+HK$383/mo
Deposit HK$453K · loan HK$1.36M · min. income ≈ HK$14,534/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,610
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,816
−HK$209/mo
Today · 4.125%
HK$7,025
baseline
▲ 0.50% · 4.625%
HK$7,452
+HK$427/mo
Deposit HK$362K · loan HK$1.45M · min. income ≈ HK$14,050/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,354
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,551
−HK$200/mo
Today · 4.125%
HK$7,751
baseline
▲ 0.50% · 4.625%
HK$8,160
+HK$409/mo
Deposit HK$362K · loan HK$1.45M · min. income ≈ HK$15,502/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,023
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,242
−HK$222/mo
Today · 4.125%
HK$7,464
baseline
▲ 0.50% · 4.625%
HK$7,918
+HK$454/mo
Deposit HK$272K · loan HK$1.54M · min. income ≈ HK$14,928/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,813
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,023
−HK$212/mo
Today · 4.125%
HK$8,235
baseline
▲ 0.50% · 4.625%
HK$8,670
+HK$435/mo
Deposit HK$272K · loan HK$1.54M · min. income ≈ HK$16,470/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,436
−HK$467/mo
▼ 0.25% · 3.875%
HK$7,668
−HK$235/mo
Today · 4.125%
HK$7,903
baseline
▲ 0.50% · 4.625%
HK$8,384
+HK$481/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$15,806/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,273
−HK$447/mo
▼ 0.25% · 3.875%
HK$8,495
−HK$225/mo
Today · 4.125%
HK$8,720
baseline
▲ 0.50% · 4.625%
HK$9,180
+HK$460/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$17,440/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).