▼ 0.50% · 3.625%
HK$19,836
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$20,453
−HK$627/mo
Today · 4.125%
HK$21,080
baseline
▲ 0.50% · 4.625%
HK$22,362
+HK$1,282/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$42,160/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,067
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$22,659
−HK$600/mo
Today · 4.125%
HK$23,259
baseline
▲ 0.50% · 4.625%
HK$24,485
+HK$1,226/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$46,518/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,819
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,498
−HK$690/mo
Today · 4.125%
HK$23,188
baseline
▲ 0.50% · 4.625%
HK$24,598
+HK$1,410/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$46,376/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$260,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,274
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,925
−HK$660/mo
Today · 4.125%
HK$25,585
baseline
▲ 0.50% · 4.625%
HK$26,934
+HK$1,349/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$51,170/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$260,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,803
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$24,543
−HK$753/mo
Today · 4.125%
HK$25,296
baseline
▲ 0.50% · 4.625%
HK$26,835
+HK$1,539/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$50,592/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,480
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$27,191
−HK$720/mo
Today · 4.125%
HK$27,911
baseline
▲ 0.50% · 4.625%
HK$29,382
+HK$1,471/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$55,822/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,786
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,589
−HK$814/mo
Today · 4.125%
HK$27,403
baseline
▲ 0.50% · 4.625%
HK$29,071
+HK$1,668/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$54,806/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$260,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,687
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,457
−HK$780/mo
Today · 4.125%
HK$30,237
baseline
▲ 0.50% · 4.625%
HK$31,831
+HK$1,594/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$60,474/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$260,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,770
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,634
−HK$877/mo
Today · 4.125%
HK$29,511
baseline
▲ 0.50% · 4.625%
HK$31,307
+HK$1,796/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$59,022/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,894
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,722
−HK$841/mo
Today · 4.125%
HK$32,563
baseline
▲ 0.50% · 4.625%
HK$34,279
+HK$1,716/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$65,126/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,754
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,679
−HK$940/mo
Today · 4.125%
HK$31,619
baseline
▲ 0.50% · 4.625%
HK$33,543
+HK$1,924/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$63,238/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$260,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,101
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,988
−HK$901/mo
Today · 4.125%
HK$34,889
baseline
▲ 0.50% · 4.625%
HK$36,728
+HK$1,839/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$69,778/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$260,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,737
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,724
−HK$1,003/mo
Today · 4.125%
HK$33,727
baseline
▲ 0.50% · 4.625%
HK$35,780
+HK$2,053/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$67,454/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,307
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,254
−HK$961/mo
Today · 4.125%
HK$37,215
baseline
▲ 0.50% · 4.625%
HK$39,176
+HK$1,961/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$74,430/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,721
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,770
−HK$1,065/mo
Today · 4.125%
HK$35,835
baseline
▲ 0.50% · 4.625%
HK$38,016
+HK$2,181/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$71,670/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$260,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,514
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,520
−HK$1,021/mo
Today · 4.125%
HK$39,541
baseline
▲ 0.50% · 4.625%
HK$41,625
+HK$2,084/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$79,082/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$260,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,704
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,815
−HK$1,128/mo
Today · 4.125%
HK$37,943
baseline
▲ 0.50% · 4.625%
HK$40,252
+HK$2,309/mo
Deposit HK$870K · loan HK$7.83M · min. income ≈ HK$75,886/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,721
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,786
−HK$1,081/mo
Today · 4.125%
HK$41,867
baseline
▲ 0.50% · 4.625%
HK$44,074
+HK$2,207/mo
Deposit HK$870K · loan HK$7.83M · min. income ≈ HK$83,734/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,968 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).