▼ 0.50% · 3.625%
HK$22,678
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,383
−HK$717/mo
Today · 4.125%
HK$24,100
baseline
▲ 0.50% · 4.625%
HK$25,566
+HK$1,466/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,200/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$364,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,229
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,905
−HK$687/mo
Today · 4.125%
HK$26,592
baseline
▲ 0.50% · 4.625%
HK$27,993
+HK$1,401/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,184/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$364,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,945
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,721
−HK$789/mo
Today · 4.125%
HK$26,510
baseline
▲ 0.50% · 4.625%
HK$28,123
+HK$1,613/mo
Deposit HK$4.48M · loan HK$5.47M · min. income ≈ HK$53,020/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$364,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,751
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,496
−HK$755/mo
Today · 4.125%
HK$29,251
baseline
▲ 0.50% · 4.625%
HK$30,793
+HK$1,542/mo
Deposit HK$4.48M · loan HK$5.47M · min. income ≈ HK$58,502/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$364,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,213
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,060
−HK$860/mo
Today · 4.125%
HK$28,920
baseline
▲ 0.50% · 4.625%
HK$30,679
+HK$1,759/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$57,840/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,274
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,086
−HK$824/mo
Today · 4.125%
HK$31,910
baseline
▲ 0.50% · 4.625%
HK$33,592
+HK$1,682/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$63,820/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,481
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,398
−HK$931/mo
Today · 4.125%
HK$31,329
baseline
▲ 0.50% · 4.625%
HK$33,236
+HK$1,907/mo
Deposit HK$3.48M · loan HK$6.46M · min. income ≈ HK$62,658/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$364,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,797
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,677
−HK$892/mo
Today · 4.125%
HK$34,569
baseline
▲ 0.50% · 4.625%
HK$36,391
+HK$1,822/mo
Deposit HK$3.48M · loan HK$6.46M · min. income ≈ HK$69,138/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$364,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,749
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,736
−HK$1,003/mo
Today · 4.125%
HK$33,739
baseline
▲ 0.50% · 4.625%
HK$35,792
+HK$2,053/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$67,478/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,320
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,267
−HK$961/mo
Today · 4.125%
HK$37,228
baseline
▲ 0.50% · 4.625%
HK$39,190
+HK$1,962/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$74,456/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,016
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,074
−HK$1,075/mo
Today · 4.125%
HK$36,149
baseline
▲ 0.50% · 4.625%
HK$38,349
+HK$2,200/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$72,298/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$364,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,843
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,858
−HK$1,029/mo
Today · 4.125%
HK$39,887
baseline
▲ 0.50% · 4.625%
HK$41,990
+HK$2,103/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$79,774/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$364,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,284
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$37,413
−HK$1,146/mo
Today · 4.125%
HK$38,559
baseline
▲ 0.50% · 4.625%
HK$40,906
+HK$2,347/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$77,118/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$364,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,366
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$41,448
−HK$1,098/mo
Today · 4.125%
HK$42,546
baseline
▲ 0.50% · 4.625%
HK$44,789
+HK$2,243/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$85,092/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$364,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,552
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$39,751
−HK$1,218/mo
Today · 4.125%
HK$40,969
baseline
▲ 0.50% · 4.625%
HK$43,462
+HK$2,493/mo
Deposit HK$1.49M · loan HK$8.45M · min. income ≈ HK$81,938/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$364,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,888
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,039
−HK$1,167/mo
Today · 4.125%
HK$45,206
baseline
▲ 0.50% · 4.625%
HK$47,588
+HK$2,382/mo
Deposit HK$1.49M · loan HK$8.45M · min. income ≈ HK$90,412/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$364,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,820
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,089
−HK$1,290/mo
Today · 4.125%
HK$43,379
baseline
▲ 0.50% · 4.625%
HK$46,019
+HK$2,640/mo
Deposit HK$995K · loan HK$8.95M · min. income ≈ HK$86,758/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,411
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$46,629
−HK$1,236/mo
Today · 4.125%
HK$47,865
baseline
▲ 0.50% · 4.625%
HK$50,388
+HK$2,523/mo
Deposit HK$995K · loan HK$8.95M · min. income ≈ HK$95,730/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,517 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).