▼ 0.50% · 3.625%
HK$18,661
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$19,241
−HK$590/mo
Today · 4.125%
HK$19,831
baseline
▲ 0.50% · 4.625%
HK$21,038
+HK$1,207/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$39,662/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,760
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$21,317
−HK$565/mo
Today · 4.125%
HK$21,882
baseline
▲ 0.50% · 4.625%
HK$23,035
+HK$1,153/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$43,764/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,527
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,166
−HK$648/mo
Today · 4.125%
HK$21,814
baseline
▲ 0.50% · 4.625%
HK$23,142
+HK$1,328/mo
Deposit HK$3.68M · loan HK$4.50M · min. income ≈ HK$43,628/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,836
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,449
−HK$621/mo
Today · 4.125%
HK$24,070
baseline
▲ 0.50% · 4.625%
HK$25,339
+HK$1,269/mo
Deposit HK$3.68M · loan HK$4.50M · min. income ≈ HK$48,140/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,393
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$23,090
−HK$707/mo
Today · 4.125%
HK$23,797
baseline
▲ 0.50% · 4.625%
HK$25,245
+HK$1,448/mo
Deposit HK$3.27M · loan HK$4.91M · min. income ≈ HK$47,594/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,912
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,580
−HK$678/mo
Today · 4.125%
HK$26,258
baseline
▲ 0.50% · 4.625%
HK$27,642
+HK$1,384/mo
Deposit HK$3.27M · loan HK$4.91M · min. income ≈ HK$52,516/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,259
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,014
−HK$766/mo
Today · 4.125%
HK$25,780
baseline
▲ 0.50% · 4.625%
HK$27,349
+HK$1,569/mo
Deposit HK$2.86M · loan HK$5.32M · min. income ≈ HK$51,560/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,988
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,712
−HK$734/mo
Today · 4.125%
HK$28,446
baseline
▲ 0.50% · 4.625%
HK$29,946
+HK$1,500/mo
Deposit HK$2.86M · loan HK$5.32M · min. income ≈ HK$56,892/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,125
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,938
−HK$826/mo
Today · 4.125%
HK$27,764
baseline
▲ 0.50% · 4.625%
HK$29,453
+HK$1,689/mo
Deposit HK$2.46M · loan HK$5.73M · min. income ≈ HK$55,528/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,064
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,844
−HK$790/mo
Today · 4.125%
HK$30,634
baseline
▲ 0.50% · 4.625%
HK$32,249
+HK$1,615/mo
Deposit HK$2.46M · loan HK$5.73M · min. income ≈ HK$61,268/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,991
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,862
−HK$885/mo
Today · 4.125%
HK$29,747
baseline
▲ 0.50% · 4.625%
HK$31,557
+HK$1,810/mo
Deposit HK$2.05M · loan HK$6.14M · min. income ≈ HK$59,494/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,140
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$31,975
−HK$848/mo
Today · 4.125%
HK$32,823
baseline
▲ 0.50% · 4.625%
HK$34,553
+HK$1,730/mo
Deposit HK$2.05M · loan HK$6.14M · min. income ≈ HK$65,646/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,858
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,786
−HK$944/mo
Today · 4.125%
HK$31,730
baseline
▲ 0.50% · 4.625%
HK$33,661
+HK$1,931/mo
Deposit HK$1.64M · loan HK$6.55M · min. income ≈ HK$63,460/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,216
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$34,107
−HK$904/mo
Today · 4.125%
HK$35,011
baseline
▲ 0.50% · 4.625%
HK$36,856
+HK$1,845/mo
Deposit HK$1.64M · loan HK$6.55M · min. income ≈ HK$70,022/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,724
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,710
−HK$1,003/mo
Today · 4.125%
HK$33,713
baseline
▲ 0.50% · 4.625%
HK$35,764
+HK$2,051/mo
Deposit HK$1.23M · loan HK$6.96M · min. income ≈ HK$67,426/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,292
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,239
−HK$960/mo
Today · 4.125%
HK$37,199
baseline
▲ 0.50% · 4.625%
HK$39,160
+HK$1,961/mo
Deposit HK$1.23M · loan HK$6.96M · min. income ≈ HK$74,398/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,590
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$34,635
−HK$1,061/mo
Today · 4.125%
HK$35,696
baseline
▲ 0.50% · 4.625%
HK$37,868
+HK$2,172/mo
Deposit HK$818K · loan HK$7.37M · min. income ≈ HK$71,392/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,368
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,370
−HK$1,017/mo
Today · 4.125%
HK$39,387
baseline
▲ 0.50% · 4.625%
HK$41,463
+HK$2,076/mo
Deposit HK$818K · loan HK$7.37M · min. income ≈ HK$78,774/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,512 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).